EBA欧洲银行-REG-CREMOP-TA-20-2013-Policy-Expert-Credit-risk-AD-8-FINAL_7页_171kb

EBA Policy Expert (Credit Risk) Position Summary

Core Content

The European Banking Authority (EBA) is an independent EU authority established in 2011 under Regulation (EC) No. 1093/2010. Its primary mission is to enhance the functioning of the EU internal market by ensuring high-quality, effective, and consistent regulation and supervision in the areas of banking, payments, e-money, and related corporate governance, auditing, and financial reporting. The EBA collaborates closely with other European Supervisory Authorities (ESAs) and the European Systemic Risk Board (ESRB) as part of the European Supervisory Council (ESFS).

Main Responsibilities

• Policy Development: Prepare policy stances and provide policy advice in the area of credit risk.
• Guidelines and Standards: Lead the development of guidelines and binding technical standards in line with EU regulatory processes and quality standards.
• External Consultations: Facilitate external consultations, implementation studies, training, and impact assessments related to credit risk regulations.
• Representation: Represent the EBA externally in technical discussions on credit risk.
• Collaboration: Cooperate with other ESAs and the ESRB to ensure coordinated and possibly joint policy stances and standards.

Key Requirements

1. Eligibility Criteria

• Language Proficiency: Excellent knowledge of English (written and spoken), and satisfactory knowledge of another EU language.
• Nationality: Must be a national of an EU Member State, Iceland, Liechtenstein, or Norway.
• Legal Rights: Full rights as a citizen, no criminal record, and fulfilled military service obligations (if applicable).
• Physical Fitness: Must be physically fit to perform the duties of the position.

2. Qualifications

• Education: Completed university studies (with a diploma) and at least one year of professional experience if the normal period of education is three years, or a diploma alone if the normal period is four years or more.
• Professional Experience: Minimum of 10 years (for a 3-year education) or 9 years (for a 4-year education) of relevant full-time experience, with at least three years in credit risk analysis or related regulatory work.

3. Selection Criteria

• Strong knowledge of EU banking regulation.
• Proven drafting skills for regulatory products.
• Strong analytical skills, particularly in credit risk.
• Experience in credit risk regulation and/or supervision.
• Ability to present information and provide updates to management.
• Experience in an EU/multicultural/international environment.
• Advantageous: Experience with quantitative data analysis.
• Personal qualities: Self-management, flexibility, fast learning, excellent communication, teamwork, and efficiency under time pressure.

Selection Procedure

• Committee: A selection committee will evaluate applications based on CV, motivation letter, and eligibility criteria grid.
• Shortlisting: Shortlisted candidates may be invited to written tests and interviews.
• Written Tests: Conducted in English, testing written communication, job-related knowledge, and drafting skills. Minimum score: 6/10.
• Interviews: Conducted in English, assessing suitability, professional knowledge, and motivation. Minimum score: 6/10.
• Recruitment: Successful candidates will be listed in order of merit. The highest scorers will be recruited, and those scoring 12 or above will be placed on a reserve list valid until 31 December 2013.
• Confidentiality: The selection committee's work is strictly confidential, and contact with its members is forbidden.

Appointment and Employment Conditions

• Contract: Temporary agent fixed-term contract for three years, with a six-month probation period and possible extension.
• Start Date: Expected to start on 1 June 2013.
• Grade: AD 8, with an estimated monthly basic salary of €6,299.95.
• Employment Benefits:
  • Exemption from national tax, with Community tax at source.
  • Correction coefficient of 34.4% applicable.
  • Various allowances depending on family situation and origin.
  • Annual leave based on grade and distance from origin.
  • Access to EU pension scheme after 10 years of service.
  • Health and insurance coverage (sickness, accident, unemployment, invalidity).
  • Travel insurance for missions.

Application Submission

• Documents Required: CV in Europass format, motivation letter, and eligibility criteria grid.
• Deadline: 28 March 2013 at 12:00 noon London time.
• Submission Address: vacancies@eba.europa.eu
• Notes:
  • Only complete applications will be considered.
  • Supporting documents (e.g., ID, diplomas) should not be sent at this stage.
  • Candidates must ensure they meet all eligibility and selection criteria before applying.

Data Protection

• The EBA complies with Regulation (EC) No 45/2001 on data protection and ensures the confidentiality and security of personal data during the recruitment process.

Appeal Procedure

• Complaint to EBA: Can be submitted to the Executive Director within 3 months of being notified of the adverse decision.
• Judicial Appeal: To the European Union Civil Service Tribunal, under Article 270 of the Treaty on the Functioning of the EU.
• European Ombudsman: Complaints can also be made to the European Ombudsman, but must be preceded by administrative steps.
• Important Note: The Civil Service Tribunal does not review decisions unless there is a breach of procedures. Appeals to the Ombudsman do not affect the time limits for other procedures.
• Contact Information:
  • Civil Service Tribunal: Luxembourg, Boulevard Konrad Adenauer, 2925
  • European Ombudsman: Strasbourg Cedex, 1 Avenue du Président Robert Schuman, CS 30403

Additional Information

• For more details, visit the EBA website: www.eba.europa.eu
• The EBA is committed to equal opportunities and avoids discrimination in its recruitment procedures.