EBA欧洲银行-REG-CREMOP-TA-04-Policy-Expert-28credit-risk2920AD-8_8页_352kb

EBA Policy Expert Position Summary (Credit Risk)

Core Content

The European Banking Authority (EBA) is an independent EU authority established in 2011 under Regulation (EC) No. 1093/2010, with subsequent amendments. It is part of the European Systemic Risk Board (ESRB) framework and collaborates closely with other EU financial regulators such as EIOPA and ESMA. The EBA's mission is to ensure high-quality, effective, and consistent regulation and supervision across the EU, promoting financial stability, transparency, and the protection of depositors and investors.

The EBA is currently recruiting a Policy Expert in the area of Credit Risk for its London office. The role is crucial in shaping EU-wide regulatory standards and guidelines, particularly in credit risk management and the development of Internal Rating-Based (IRB) models.

Main Responsibilities

• Drafting reports and guidelines: Lead the creation of reports and binding technical standards on credit risk, ensuring alignment with EU common rulebook.
• Policy development: Contribute to the EBA's policy positions in both EU and international contexts.
• External representation: Represent the EBA technically in relevant forums.
• Support to internal committees: Assist in the work of internal committees and subgroups.
• Facilitation of external consultations: Manage the implementation and communication of regulatory outputs through consultations, training, and impact assessments.

Requirements

1. Eligibility Criteria

• Language proficiency: Excellent knowledge of English; native speakers must prove second language skills.
• Nationality: Must be a national of an EU Member State, Iceland, Liechtenstein, or Norway.
• Criminal record: Must provide a certificate of no criminal record.
• Military service: Must have fulfilled any applicable military service obligations.
• Physical fitness: Must be physically fit for the role.

2. Qualifications and Experience

• Education: Must have a university diploma (minimum 3 years of study) or equivalent, with at least one year of professional experience.
• Professional experience:
  • At least 10 years (for 3-year education) or 9 years (for 4-year education) of relevant experience in credit risk supervision or analysis.
  • Experience must be post-education and include full-time roles.
• PhD consideration: PhD studies may count towards the experience if on a paid basis (e.g., study grant).

3. Selection Criteria

• Knowledge of economics and statistics: Proven expertise in banking and financial economics.
• Credit risk experience: Demonstrated experience in credit risk areas.
• EU banking regulation: Good understanding of EU banking regulations.
• Drafting skills: Experience in report writing or regulatory product development.
• Presentation skills: Ability to communicate with management on regulatory matters.

4. Competencies

• Responsibility and cooperation: Strong sense of responsibility and teamwork.
• Analytical skills: Ability to analyze complex information and propose solutions.
• Flexibility: Adaptability to changing institutional demands.
• Proactivity: Initiative in task execution and problem-solving.
• Workload management: Efficient time management and team leadership.

Equal Opportunities

The EBA enforces equal opportunities and prohibits discrimination in its recruitment process.

Selection Procedure

• Shortlisting: Based on CV, motivation letter, and eligibility grid.
• Written tests: In English, testing communication, knowledge, and drafting skills. Minimum score: 6 out of 10.
• Interviews: In English, assessing suitability, knowledge, and motivation. Minimum score: 6 out of 10.
• Final selection: Candidates are ranked by merit, with top scorers selected for recruitment. Those scoring 12 or above are placed on a reserve list valid until 31 December 2014.

Appointment and Employment Conditions

• Contract type: Temporary fixed-term contract of 3 years, with a 9-month probation period and possible extension.
• Start date: Expected to begin on 1 April 2014.
• Salary: Grade AD 8, with a basic monthly salary of €6,299.95.
• Benefits: Includes Community tax, various allowances (expatriation, household, child, etc.), annual leave, and insurance schemes (pension, sickness, unemployment, travel).

Application Submission

• Deadline: 25 January 2014 at 12:00 noon (London time).
• Documents required: CV in Europass format, motivation letter, and eligibility grid.
• Submission method: Email to vacancies@eba.europa.eu.
• Note: Applications must be complete and submitted well before the deadline to avoid technical issues. Supporting documents (e.g., diplomas, ID) are not required at this stage.

Data Protection

The EBA complies with EU data protection regulations, ensuring the confidentiality and security of personal data.

Appeal Procedure

Candidates may appeal decisions through:

• European Union Civil Service Tribunal: For formal complaints or judicial appeals.
• European Ombudsman: For complaints about maladministration.

Important note: Appeals to the Ombudsman do not suspend the time limits for appeals to the Tribunal. Administrative steps must be taken before initiating any formal appeal.