EBA欧洲银行-CONFIN-TA-03-2016-Repl-Expert-_Retail-Conduct-Supervision_FINAL_9页_243kb

EBA Expert in Retail Conduct Supervision Summary

Core Content

The European Banking Authority (EBA) is an independent EU authority established in 2011 and responsible for promoting a high-quality, consistent regulatory and supervisory framework across the EU in the areas of banking, payments, e-money, and related corporate governance, auditing, and financial reporting. It collaborates with other European Supervisory Authorities (ESMA, EIOPA, ESRB) and works within the European System of Financial Supervision (ESFS).

The EBA is currently seeking an Expert in Retail Conduct Supervision to be based in its London office. This role is part of the EBA's broader mission to protect consumers, ensure market transparency, and maintain the stability of the financial system.

Main Purpose

The main purpose of the Expert position is to develop a consistent supervisory approach to ensure consumer protection across the EU and to build confidence in financial institutions and markets.

Main Responsibilities

• Develop the EBA's supervisory approach for retail conduct rules assigned to the role.
• Ensure deliverables are methodologically robust, transparent, evidence-based, and aligned with EBA governance.
• Contribute to or lead the development of guidelines, technical standards, and legal instruments.
• Represent the EBA externally in technical matters.
• Perform the secretariat role for one of the EBA committees.
• Cooperate with other European Supervisory Authorities to develop coordinated deliverables.

Requirements

1. Eligibility Criteria

• Language: Proficiency in one EU language and satisfactory knowledge in another.
• Nationality: Must be a national of an EU Member State or the EEA (Iceland, Liechtenstein, Norway).
• Citizenship rights: Full rights as a citizen.
• Military service: Obligations fulfilled.
• Physical fitness: Fit to perform duties.
• Criminal record: No criminal record (certified before appointment).
• Medical examination: Required to meet Article 12(2)(d) of the Conditions of Employment of Other Servants (CEOS).

2. Qualifications and Professional Experience

• Education: Completed university studies with a diploma.
• Experience:
  • 7 years (for 3-year education) or 6 years (for 4-year education) of full-time professional experience.
  • At least 2 years in regulatory or supervisory roles.
• Language: Excellent English (written and spoken). Native English speakers must prove second language skills.

3. Selection Criteria

• Proven experience in supervising retail conduct of financial institutions.
• Knowledge of or experience in applying EU law and regulatory requirements relevant to retail conduct.
• Experience in developing consumer protection regulation.
• Experience in drafting documents, preferably in English.

Competencies

• Independent work: Ability to manage workload without close supervision.
• Analytical skills: Strong analytical and problem-solving abilities.
• Interpersonal skills: Ability to assess contrasting viewpoints and find common ground.
• Flexibility: Quick to learn and adapt.
• Time management: Ability to work to tight deadlines.
• Team collaboration: Good team-player with strong communication skills.

Equal Opportunities

The EBA is committed to equal opportunities and ensures no discrimination in its recruitment procedures.

Selection Procedure

• Selection Committee is established to evaluate applications.
• Written tests in English (total score 10, minimum 6 to pass).
• Interviews in English (total score 10, minimum 6 to pass).
• Reserve list for candidates scoring 12 or above, valid until 31/12/2016.
• Conflict of interest declaration is required before recruitment.

Appointment and Employment Conditions

• Contract type: Temporary agent fixed-term contract of three years with a probation period of nine months.
• Estimated start date: 1 July 2016.
• Function group and grade: Temporary agent 2(f) at grade AD 7.
• Estimated monthly salary: €5747.35.
• Tax: Salaries are exempt from national tax, with Union tax at source.
• Benefits: Includes expatriation allowance, household allowance, dependent child allowance, education allowance, and others based on family situation and origin.
• Leave: 2 days per calendar month plus supplementary home leave (2.5 days) for those eligible.
• Insurance: EU Pension Scheme, EU Joint Sickness and Insurance Scheme, travel insurance for missions.

Place of Employment

• Location: EBA offices, Floor 45–46, One Canada Square, London E14 5AA, United Kingdom.

Application Submission

• Documents required:
  • Curriculum Vitae in Europass format.
  • Motivation letter.
  • Eligibility criteria grid.
• Language: All documents must be in English.
• Deadline: 14 May 2016 at 12:00 noon London time.
• Note: Only complete applications will be accepted. Supporting documents (e.g., ID, diplomas) are not required at this stage.

Data Protection

• The EBA complies with Regulation (EC) No 45/2001 on data protection and ensures the confidentiality and security of candidates’ personal data.

Appeal Procedure

8.1 Request for Review

• Candidates may request a review of the Selection Committee’s decision within 10 days of notification.

8.2 Appeals

• EU Civil Service Tribunal may be approached under Article 270 of the Treaty on the Functioning of the EU and Article 91 of the Staff Regulations.
• Time limits begin from the date of notification of the act that prejudiced the candidate's interests.

8.3 Complaint to the European Ombudsman

• Candidates may also lodge a complaint with the European Ombudsman, but this must be preceded by administrative steps with the EBA.

Key Information

• The role involves cross-border supervision and regulatory coordination.
• The EBA is a key player in the ESFS and works closely with other EU supervisory bodies.
• The selection process is strictly confidential.
• The position is temporary, with no guarantee of renewal.