EBA欧洲银行-CONFIN-SEC-012015-Retail-Banking-Expert-ConFinPay_7页_203kb

EBA Retail Banking Expert Position Summary

Overview

The European Banking Authority (EBA) is an independent EU authority established in 2011 under Regulation (EC) No. 1093/2010, with subsequent amendments. It works to enhance the functioning of the EU internal market by ensuring high-quality, effective, and consistent regulation and supervision in banking, payments, and e-money sectors. The EBA collaborates closely with other European supervisory authorities such as EIOPA and ESMA, as well as the Joint Committee and the ESRB.

Position: Retail Banking Expert on Secondment

Main Purpose

The Retail Banking Expert will support the EBA's work in the areas of consumer protection, financial innovation, and payments. The role aims to:

• Enhance the regulatory framework for retail payments in the EU, particularly in implementing PSD2.
• Develop consumer protection measures for retail banking products.
• Monitor financial innovations for potential risks to consumers, financial institutions, and markets.

Main Responsibilities

• Develop policy positions and supervisory approaches for retail banking products.
• Conduct research on retail banking and payments trends and firm conduct.
• Support EBA committees and subgroups, including the Taskforce on Payment Services.
• Ensure timely delivery of EBA outputs such as guidelines, reports, and technical standards.
• Chair or co-chair work streams of national authorities.
• Liaise with external stakeholders, including firms, consumer groups, and trade associations.
• Represent the EBA at relevant events and conferences.
• Lead the development of training standards, disclosure rules, and financial education activities.
• Cooperate with ESMA and EIOPA to develop coordinated policy stances.

Eligibility and Requirements

1.1 General Eligibility Criteria

• Proficiency in one EU language and satisfactory knowledge of another.
• Nationality of an EU Member State, EFTA Member State, or a country with which the EU has opened accession negotiations.
• Full rights as a citizen.

1.2 Specific Eligibility Criteria

• Qualifications: At least three years of university education, with a recognized diploma.
• Professional Experience: Minimum of five years of full-time professional experience in retail banking or payments regulation, supervision, or oversight.
• Language Skills: Excellent English proficiency (both written and spoken). Native English speakers must demonstrate second language skills.

1.3 Selection Criteria

• Experience in payment services and/or electronic money.
• Experience in other retail banking areas (mortgages, personal loans, deposits, etc.).
• Knowledge of EU legislation applicable to the sector (e.g., PSD2, Electronic Money Directive, etc.).
• Competencies include:
  • Working in an EU/multicultural/international environment.
  • Self-management and independence.
  • Flexibility and quick learning.
  • Strong communication and analytical skills.
  • Teamwork and interpersonal skills.
  • Efficiency under time pressure.

Equal Opportunities

The EBA applies an equal opportunities policy and ensures no discrimination in recruitment.

Appointment and Secondment Conditions

• The position is a secondment from a national supervisory authority or an IGO.
• Duration: Minimum 12 months, up to 24 months, renewable.
• The home authority remains the employer and must continue to pay salary and maintain social rights.
• Expected starting date: 1 January 2016.

Conditions of Secondment

• The EBA will provide daily and monthly subsistence allowances, as set annually by the Commission.

Place of Employment

• EBA offices located at Floor 45 - 46, One Canada Square, London E14 5AA, United Kingdom.

Application Submission

• Applications must be submitted in English to vacancies@eba.europa.eu by 18 October 2015 at midnight London time.
• Required documents include:
  • Curriculum Vitae in Europass format.
  • Motivation letter.
  • Eligibility criteria grid.
  • Statement of employer support.
• Only complete applications will be considered.
• Supporting documents (e.g., diplomas, ID cards) are not required at this stage.

Data Protection

• The EBA complies with Regulation (EC) No 45/2001 on data protection and ensures the confidentiality and security of personal data.

Appeal Procedure

• Candidates may appeal decisions under Article 90(2) of the Staff Regulations.
• Appeals must be submitted within three months of the selection procedure's completion.
• Contact: The Executive Director, EBA, Floor 45 - 46, One Canada Square, London E14 5AA.