WTW-小型渔民的金融工具：社区调查-斐济（英）-2023.6-20页_2mb

This report analyzes a community survey conducted in Tavua and Nadogo Districts of Fiji in September 2022, involving 333 households out of 638, representing 52% coverage. The survey focuses on small-scale fishers and their livelihoods in the context of climate change and the development of financial tools like insurance. The project, funded by GEF and led by WTW with WWF Pacific, aims to enhance resilience to climate risks while promoting sustainable resource use.

Key findings show that surveyed households predominantly live below the poverty line, with 90% in Tavua and 98% in Nadogo earning less than FJD 800/month. Fishing is a major income source (45% in Tavua, 27.6% in Nadogo) and crucial for nutrition. Communities face high vulnerability to climate hazards like droughts and sea-level rise, with about two-thirds experiencing food insecurity. Financial resilience is low, as most lack savings or bank accounts, and insurance awareness and trust are low.

Resource management practices vary, with some areas having rules to protect fisheries, but enforcement is inconsistent. The survey highlights the need for financial tools and literacy programs to complement existing community efforts and reduce dependence on unpredictable government aid.

Overall, the findings underscore the urgency to develop tailored financial solutions to address climate risks and improve livelihoods amidst poverty and resource scarcity.