2003年-ECB欧洲央行_Payment_and_securities_settlement_systems_in_the_European_Union_Addendum_incorporating_2001_figures_Blue_Book_September_2003_235页_1mb

报告摘要

Summary of "Payment and Securities Settlement Systems in the European Union" (Blue Book Addendum)

Core Content

The European Central Bank (ECB) publishes the Blue Book to provide comprehensive data on payment and securities settlement systems within the European Union (EU) and the euro area. This document includes statistical data and comparative tables for the years 1997 to 2001, highlighting the development and integration of these systems across member states. The ECB emphasizes the importance of these systems in maintaining financial stability and supporting monetary policy.

Main Points

Importance of Payment and Settlement Systems: These systems are crucial for the smooth functioning of a sound currency and have a significant impact on financial markets. The ECB is directly interested in their prudent design and management.
Integration and Convergence: The introduction of the euro in 1999 has promoted the integration of payment and securities systems across the EU. The data reflect the level of integration and convergence, as well as remaining structural differences.
Statistical Data Update: The statistical data are updated annually, while the descriptive part is updated every few years. This document includes 2001 figures as an addendum.
Data Availability and Methodology: Some data are marked as "nav" (not available), "nap" (not applicable), "neg" (very small data), or "0" (absolutely zero or none). The methodology for data collection and calculation is detailed in the annex.

Key Information

Table 1: Banknotes and Coins in Circulation (Outside Credit Institutions)

Belgium: Total value decreased from 12,391 EUR million in 1997 to 7,100 EUR million in 2001. Value per inhabitant decreased from 1,217 EUR to 691 EUR.
Denmark: Total value increased from 4,410 EUR million to 5,271 EUR million. Value per inhabitant increased from 835 EUR to 984 EUR.
Germany: Total value dropped from 124,676 EUR million to 67,969 EUR million. Value per inhabitant decreased from 1,519 EUR to 825 EUR.
Greece: Total value decreased from 6,995 EUR million to 7,180 EUR million. Value per inhabitant increased from 666 EUR to 656 EUR.
Spain: Total value dropped significantly from 50,052 EUR million to 42,697 EUR million. Value per inhabitant decreased from 1,272 EUR to 1,060 EUR.
France: Total value decreased from 40,734 EUR million to 29,289 EUR million. Value per inhabitant decreased from 681 EUR to 481 EUR.
Ireland: Total value increased from 2,928 EUR million to 3,740 EUR million. Value per inhabitant increased from 800 EUR to 971 EUR.
Italy: Total value decreased from 55,320 EUR million to 57,648 EUR million. Value per inhabitant increased from 962 EUR to 995 EUR.
Luxembourg: Total value fluctuated, decreasing from 450 EUR million to 400 EUR million. Value per inhabitant decreased from 1,061 EUR to 900 EUR.
Netherlands: Total value dropped from 17,389 EUR million to 9,136 EUR million. Value per inhabitant decreased from 1,114 EUR to 569 EUR.
Austria: Total value decreased from 10,600 EUR million to 8,200 EUR million. Value per inhabitant decreased from 1,313 EUR to 1,008 EUR.
Portugal: Total value decreased from 3,786 EUR million to 4,451 EUR million. Value per inhabitant increased from 375 EUR to 432 EUR.
Finland: Total value fluctuated, decreasing from 2,423 EUR million to 2,530 EUR million. Value per inhabitant increased from 471 EUR to 488 EUR.
Sweden: Total value increased from 8,487 EUR million to 10,401 EUR million. Value per inhabitant increased from 959 EUR to 1,169 EUR.
United Kingdom: Total value increased from 36,328 EUR million to 53,449 EUR million. Value per inhabitant increased from 616 EUR to 892 EUR.
EU: Total value decreased from 376,969 EUR million to 309,463 EUR million. Value per inhabitant decreased from 1,004 EUR to 813 EUR.
Euro Area: Total value decreased from 320,748 EUR million to 240,341 EUR million. Value per inhabitant decreased from 1,099 EUR to 784 EUR.

Table 2: Transferable Deposits Held by Non-Banks

Belgium: Value per inhabitant increased from 3,382 EUR to 5,172 EUR. As a percentage of GDP increased from 14.0% to 20.9%.
Denmark: Value per inhabitant increased from 7,425 EUR to 9,727 EUR. As a percentage of GDP increased from 26.4% to 28.8%.
Germany: Value per inhabitant increased from 4,089 EUR to 6,481 EUR. As a percentage of GDP increased from 18.0% to 25.8%.
Greece: Value per inhabitant increased from 852 EUR to 1,468 EUR. As a percentage of GDP increased from 8.4% to 12.3%.
Spain: Value per inhabitant increased from 4,185 EUR to 7,762 EUR. As a percentage of GDP increased from 33.6% to 48.0%.
France: Value per inhabitant increased from 4,486 EUR to 6,040 EUR. As a percentage of GDP increased from 21.5% to 25.1%.
Ireland: Value per inhabitant increased from 1,839 EUR to 4,897 EUR. As a percentage of GDP increased from 10.4% to 16.5%.
Italy: Value per inhabitant increased from 4,871 EUR to 7,783 EUR. As a percentage of GDP increased from 27.5% to 37.1%.
Luxembourg: Value per inhabitant increased from 5,660 EUR to 115,033 EUR. As a percentage of GDP increased from 15.5% to 54.0%.
Netherlands: Value per inhabitant increased from 5,985 EUR to 9,411 EUR. As a percentage of GDP increased from 28.3% to 35.2%.
Austria: Value per inhabitant increased from 4,311 EUR to 6,272 EUR. As a percentage of GDP increased from 19.1% to 24.1%.
Portugal: Value per inhabitant increased from 2,799 EUR to 4,469 EUR. As a percentage of GDP increased from 30.4% to 37.5%.
Finland: Value per inhabitant increased from 6,552 EUR to 7,519 EUR. As a percentage of GDP increased from 31.7% to 28.7%.
Sweden: Value per inhabitant increased from 9,497 EUR to 11,196 EUR. As a percentage of GDP increased from 40.2% to 42.8%.
United Kingdom: Value per inhabitant increased from 11,751 EUR to 16,976 EUR. As a percentage of GDP increased from 57.0% to 50.0%.
EU: Value per inhabitant increased from 5,613 EUR to 8,562 EUR. As a percentage of GDP increased from 28.6% to 36.7%.
Euro Area: Value per inhabitant increased from 4,393 EUR to 6,820 EUR. As a percentage of GDP increased from 22.8% to 30.6%.

Table 3: Settlement Media Used by Banks

Belgium: Banks' reserves at central bank decreased from 0.03 EUR billion to 7.6 EUR billion. As a percentage of narrow money, it increased from 0.1% to 12.6%.
Denmark: Banks' reserves at central bank decreased from 2.4 EUR billion to 0.5 EUR billion. As a percentage of narrow money, it decreased from 5.5% to 0.9%.
Germany: Banks' reserves at central bank increased from 21.2 EUR billion to 38.9 EUR billion. As a percentage of narrow money, it increased from 4.6% to 6.5%.
Greece: Banks' reserves at central bank increased from nav to 1.7 EUR billion. As a percentage of narrow money, it increased from nav to 7.1%.
Spain: Banks' reserves at central bank increased from 6.4 EUR billion to 10.9 EUR billion. As a percentage of narrow money, it decreased from 3.0% to 0.6%.
France: Banks' reserves at central bank increased from 3.5 EUR billion to 29.8 EUR billion. As a percentage of narrow money, it increased from 1.1% to 18.8%.
Ireland: Banks' reserves at central bank increased from 1.7 EUR billion to 4.3 EUR billion. As a percentage of narrow money, it increased from 17.7% to 19.1%.
Italy: Banks' reserves at central bank decreased from 43.1 EUR billion to 13.0 EUR billion. As a percentage of narrow money, it decreased from 12.6% to 2.6%.
Luxembourg: Banks' reserves at central bank decreased from nav to 7.2 EUR billion. As a percentage of narrow money, it decreased from nav to 1.0%.
Netherlands: Banks' reserves at central bank increased from 2.8 EUR billion to 10.2 EUR billion. As a percentage of narrow money, it increased from 2.5% to 5.8%.
Austria: Banks' reserves at central bank increased from 4.2 EUR billion to 3.9 EUR billion. As a percentage of narrow money, it decreased from 9.2% to 6.6%.
Portugal: Banks' reserves at central bank increased from 1.8 EUR billion to 3.2 EUR billion. As a percentage of narrow money, it increased from 5.5% to 6.3%.
Finland: Banks' reserves at central bank increased from 1.8 EUR billion to 3.8 EUR billion. As a percentage of narrow money, it increased from 5.0% to 9.3%.
Sweden: Banks' reserves at central bank increased from 0.2 EUR billion to 0.01 EUR billion. As a percentage of narrow money, it decreased from 10.8% to 13.2%.
United Kingdom: Banks' reserves at central bank decreased from 4.1 EUR billion to 3.0 EUR billion. As a percentage of narrow money, it decreased from 46.1% to 42.8%.
EU: Banks' reserves at central bank increased from 13.8 EUR billion to 17.8 EUR billion. As a percentage of narrow money, it increased from 3.9% to 4.0%.
Euro Area: Banks' reserves at central bank increased from 16.4 EUR billion to 21.4 EUR billion. As a percentage of narrow money, it increased from 5.4% to 5.8%.

Table 4: Settlement Media Used by Banks (Continued)

Belgium: Transferable deposits at other banks increased from 4.5% to 13.3% of narrow money.
Denmark: Transferable deposits at other banks decreased from nap to nap.
Germany: Transferable deposits at other banks increased from 47.0% to 88.7% of narrow money.
Greece: Transferable deposits at other banks increased from 76.1% to 88.2% of narrow money.
Spain: Transferable deposits at other banks increased from 1.8% to 22.0% of narrow money.
France: Transferable deposits at other banks increased from 86.8% to 92.6% of narrow money.
Ireland: Transferable deposits at other banks decreased from nap to nap.
Italy: Transferable deposits at other banks increased from 81.7% to 88.7% of narrow money.
Luxembourg: Transferable deposits at other banks decreased from nav to nav.
Netherlands: Transferable deposits at other banks increased from 34.0% to 45.8% of narrow money.
Austria: Transferable deposits at other banks increased from 76.7% to 86.1% of narrow money.
Portugal: Transferable deposits at other banks increased from 86.9% to 90.2% of narrow money.
Finland: Transferable deposits at other banks increased from 93.3% to 94.0% of narrow money.
Sweden: Transferable deposits at other banks increased from nav to nav.
United Kingdom: Transferable deposits at other banks increased from 336.1% to 458.8% of narrow money.
EU: Transferable deposits at other banks increased from 84.4% to 91.3% of narrow money.
Euro Area: Transferable deposits at other banks increased from 79.8% to 89.7% of narrow money.

Table 5: Cards with a Cash Function and ATMs

Belgium: Number of ATMs increased from 491 to 669 per 1,000,000 inhabitants. Number of transactions increased from 16 to 22 per inhabitant. Average value per transaction decreased from 105 EUR to 104 EUR.
Denmark: Data not available for some years.
Germany: Number of ATMs increased from 505 to 603 per 1,000,000 inhabitants. Number of transactions increased from nav to 19 per inhabitant. Average value per transaction decreased from nav to 157 EUR.
Greece: Number of ATMs increased from 209 to 400 per 1,000,000 inhabitants. Number of transactions increased from 6 to 15 per inhabitant. Average value per transaction increased from 162 EUR to 164 EUR.
Spain: Number of ATMs increased from 863 to 1,167 per 1,000,000 inhabitants. Number of transactions increased from 15 to 17 per inhabitant. Average value per transaction decreased from 82 EUR to 84 EUR.
France: Number of ATMs increased from 452 to 606 per 1,000,000 inhabitants. Number of transactions increased from 14 to 19 per inhabitant. Average value per transaction decreased from 59 EUR to 61 EUR.
Ireland: Number of ATMs increased from 287 to 346 per 1,000,000 inhabitants. Number of transactions increased from 24 to 36 per inhabitant. Average value per transaction increased from 73 EUR to 114 EUR.
Italy: Number of ATMs increased from 444 to 593 per 1,000,000 inhabitants. Number of transactions increased from 7 to 10 per inhabitant. Average value per transaction increased from 163 EUR to 162 EUR.
Luxembourg: Number of ATMs increased from 550 to 799 per 1,000,000 inhabitants. Number of transactions increased from 10 to 14 per inhabitant. Average value per transaction increased from 114 EUR to 118 EUR.
Netherlands: Number of ATMs increased from 410 to 445 per 1,000,000 inhabitants. Number of transactions increased from 26 to 28 per inhabitant. Average value per transaction increased from 85 EUR to 99 EUR.
Austria: Number of ATMs increased from 533 to 814 per 1,000,000 inhabitants. Number of transactions increased from 11 to 13 per inhabitant. Average value per transaction increased from 133 EUR to 139 EUR.
Portugal: Number of ATMs increased from 622 to 1,022 per 1,000,000 inhabitants. Number of transactions increased from 21 to 35 per inhabitant. Average value per transaction decreased from 69 EUR to 69 EUR.
Finland: Number of ATMs decreased from 445 to 411 per 1,000,000 inhabitants. Number of transactions increased from 43 to 48 per inhabitant. Average value per transaction increased from 67 EUR to 69 EUR.
Sweden: Number of ATMs decreased from 268 to 289 per 1,000,000 inhabitants. Number of transactions increased from 35 to 38 per inhabitant. Average value per transaction increased from 92 EUR to 92 EUR.
United Kingdom: Number of ATMs increased from 393 to 612 per 1,000,000 inhabitants. Number of transactions increased from 30 to 37 per inhabitant. Average value per transaction increased from 74 EUR to 94 EUR.
EU: Number of ATMs increased from 489 to 654 per 1,000,000 inhabitants. Number of transactions increased from 18 to 22 per inhabitant. Average value per transaction increased from 97 EUR to 114 EUR.
Euro Area: Number of ATMs increased from 526 to 676 per 1,000,000 inhabitants. Number of transactions increased from 14 to 19 per inhabitant. Average value per transaction increased from 100 EUR to 119 EUR.

Conclusion

The Blue Book Addendum provides an overview of the development and integration of payment and securities settlement systems in the EU and the euro area, with a focus on the year 2001. It highlights the trends in banknotes and coins, transferable deposits, settlement media, and ATM usage, showing both the progress and the differences among member states. The ECB's role in monitoring and ensuring the stability of these systems is emphasized, alongside the importance of accurate and updated statistical data for monetary policy and financial market analysis.

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