2005年-ECB欧洲央行_Payment_and_securities_settlement_systems_in_the_accession_countries_-_Addendum_incorporating_2003_figures_142页_1mb

报告摘要

Summary of the BLUE BOOK - February 2005

Core Content

The BLUE BOOK - February 2005 provides an overview of payment and securities settlement systems in the Accession Countries of the European Union. It includes statistical data for the year 2003, updated from the 2002 edition. The report highlights the evolution and integration of these systems, the structure and variety across countries, and the use of various payment instruments. The data is collected and calculated using a defined methodology, detailed in the Annex.

Main Payment and Securities Settlement Systems

The report includes the following key sections:

Table 1: Total banknotes and coins in circulation outside credit institutions, along with their value per inhabitant and as a percentage of GDP and narrow money.
Table 2: Transferable deposits held by non-banks, including the value per inhabitant and as a percentage of GDP and narrow money.
Table 3: Settlement media used by banks, such as banks' reserves at central bank, transferable deposits at other banks, and their percentages relative to narrow money. It also includes the number of ATMs per 1,000,000 inhabitants and the number of transactions per inhabitant and their average value.
Table 4: Change in the number of ATMs, transactions, and value of transactions over the years.
Table 5: Number of POS terminals per 1,000,000 inhabitants and the number of transactions and their average value.
Table 6: Change in the number of POS terminals, transactions, and value of transactions over the years.

Key Information

Overview of Payment Systems

Payment systems are essential for the functioning of modern economies, as they underpin most economic activities.
The smooth operation of these systems is crucial for monetary policy and financial stability.
The report focuses on the integration and convergence of payment and securities settlement systems in the Accession Countries.

Statistical Data Highlights

Bulgaria: Total banknotes and coins increased from 1,008 EUR million in 1999 to 1,983 EUR million in 2003. The value per inhabitant rose from 123 EUR to 253 EUR.
Cyprus: Total banknotes and coins rose from 544 EUR million to 799 EUR million, with a value per inhabitant increasing from 792 EUR to 1,118 EUR.
Czech Republic: Total banknotes and coins increased from 4,374 EUR million to 6,848 EUR million, while the value per inhabitant rose from 425 EUR to 671 EUR.
Estonia: Total banknotes and coins increased from 365 EUR million to 456 EUR million, with a value per inhabitant increasing from 265 EUR to 337 EUR.
Hungary: Total banknotes and coins rose from 3,358 EUR million to 5,088 EUR million, and the value per inhabitant increased from 328 EUR to 502 EUR.
Latvia: Total banknotes and coins increased from 642 EUR million to 907 EUR million, with a value per inhabitant rising from 268 EUR to 390 EUR.
Lithuania: Total banknotes and coins rose from 681 EUR million to 1,343 EUR million, and the value per inhabitant increased from 193 EUR to 388 EUR.
Malta: Total banknotes and coins increased from 916 EUR million to 1,071 EUR million, and the value per inhabitant rose from 2,363 EUR to 2,691 EUR.
Poland: Total banknotes and coins rose from 9,157 EUR million to 10,605 EUR million, and the value per inhabitant increased from 237 EUR to 278 EUR.
Romania: Total banknotes and coins increased from 947 EUR million to 1,443 EUR million, with a value per inhabitant rising from 42 EUR to 68 EUR.
Slovakia: Total banknotes and coins increased from 1,356 EUR million to 2,232 EUR million, and the value per inhabitant rose from 251 EUR to 415 EUR.
Slovenia: Total banknotes and coins increased from 628 EUR million to 659 EUR million, and the value per inhabitant rose from 317 EUR to 330 EUR.

Transferable Deposits

Bulgaria: Transferable deposits per inhabitant increased from 129 EUR to 271 EUR.
Cyprus: Transferable deposits per inhabitant rose from 1,837 EUR to 2,176 EUR.
Czech Republic: Transferable deposits per inhabitant increased from 867 EUR to 1,781 EUR.
Estonia: Transferable deposits per inhabitant rose from 632 EUR to 1,367 EUR.
Hungary: Transferable deposits per inhabitant increased from 578 EUR to 1,000 EUR.
Latvia: Transferable deposits per inhabitant rose from 214 EUR to 413 EUR.
Lithuania: Transferable deposits per inhabitant increased from 179 EUR to 494 EUR.
Malta: Transferable deposits per inhabitant rose from 1,199 EUR to 6,031 EUR.
Poland: Transferable deposits per inhabitant increased from 456 EUR to 610 EUR.
Romania: Transferable deposits per inhabitant rose from 30 EUR to 65 EUR.
Slovakia: Transferable deposits per inhabitant increased from 421 EUR to 836 EUR.
Slovenia: Transferable deposits per inhabitant rose from 696 EUR to 1,285 EUR.

Settlement Media

Bulgaria: Banks' reserves at central bank increased from 0.24 EUR billion to 0.40 EUR billion. Transferable deposits at other banks rose from 0.02 EUR billion to 0.02 EUR billion.
Cyprus: Banks' reserves at central bank increased from 0.9 EUR billion to 1.1 EUR billion. Transferable deposits at other banks rose from 0.15 EUR billion to 0.38 EUR billion.
Czech Republic: Banks' reserves at central bank increased from 0.7 EUR billion to 0.9 EUR billion. Transferable deposits at other banks rose from 11.9 EUR billion to 30.6 EUR billion.
Estonia: Banks' reserves at central bank increased from 0.3 EUR billion to 0.3 EUR billion. Transferable deposits at other banks rose from 0.1 EUR billion to 0.2 EUR billion.
Hungary: Banks' reserves at central bank increased from 2.1 EUR billion to 1.4 EUR billion. Transferable deposits at other banks rose from 0.2 EUR billion to 0.1 EUR billion.
Latvia: Banks' reserves at central bank increased from 0.1 EUR billion to 0.2 EUR billion. Transferable deposits at other banks rose from 0.01 EUR billion to 0.02 EUR billion.
Lithuania: Banks' reserves at central bank increased from 0.1 EUR billion to 0.3 EUR billion. Transferable deposits at other banks rose from 0.01 EUR billion to 0.02 EUR billion.
Malta: Banks' reserves at central bank increased from 0.3 EUR billion to 0.3 EUR billion. Transferable deposits at other banks rose from 0.01 EUR billion to 0.01 EUR billion.
Poland: Banks' reserves at central bank increased from 2.3 EUR billion to 2.3 EUR billion. Transferable deposits at other banks rose from 0.7 EUR billion to 0.5 EUR billion.
Romania: Banks' reserves at central bank increased from 0.9 EUR billion to 1.0 EUR billion. Transferable deposits at other banks rose from nap to nap.
Slovakia: Banks' reserves at central bank decreased from 0.9 EUR billion to 0.5 EUR billion. Transferable deposits at other banks rose from nav to nav.
Slovenia: Banks' reserves at central bank increased from 0.3 EUR billion to 0.4 EUR billion. Transferable deposits at other banks rose from neg to neg.

ATMs and Transactions

Bulgaria: ATMs increased from 34 to 156 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.4 to 4.9.
Cyprus: ATMs increased from 322 to 516 per 1,000,000 inhabitants. Transactions per inhabitant increased from 4 to 9.
Czech Republic: ATMs increased from 146 to 250 per 1,000,000 inhabitants. Transactions per inhabitant increased from 7 to 13.
Estonia: ATMs increased from 385 to 6783 per 1,000,000 inhabitants. Transactions per inhabitant increased from 6 to 35.
Hungary: ATMs increased from 230 to 294 per 1,000,000 inhabitants. Transactions per inhabitant increased from 7 to 10.
Latvia: ATMs increased from 156 to 373 per 1,000,000 inhabitants. Transactions per inhabitant increased from 2 to 11.
Lithuania: ATMs increased from 97 to 287 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.6 to 10.1.
Malta: ATMs increased from 320 to 374 per 1,000,000 inhabitants. Transactions per inhabitant increased from 15 to 21.
Poland: ATMs increased from 102 to 198 per 1,000,000 inhabitants. Transactions per inhabitant increased from 2 to 10.
Romania: ATMs increased from 21 to 124 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.23 to 4.46.
Slovakia: ATMs increased from 187 to 2,572 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.4 to 5.3.
Slovenia: ATMs increased from 386 to 6,053 per 1,000,000 inhabitants. Transactions per inhabitant increased from 3 to 19.

POS Terminals and Transactions

Bulgaria: POS terminals increased from 61 to 478 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.01 to 0.31.
Cyprus: POS terminals increased from 9,151 to 16,882 per 1,000,000 inhabitants. Transactions per inhabitant increased from 3 to 7.
Czech Republic: POS terminals increased from 872 to 3,018 per 1,000,000 inhabitants. Transactions per inhabitant increased from 1 to 5.
Estonia: POS terminals increased from 2,374 to 6,783 per 1,000,000 inhabitants. Transactions per inhabitant increased from 6 to 35.
Hungary: POS terminals increased from 1,635 to 2,408 per 1,000,000 inhabitants. Transactions per inhabitant increased from 9 to 17.
Latvia: POS terminals increased from 1,867 to 4,416 per 1,000,000 inhabitants. Transactions per inhabitant increased from 2 to 10.
Lithuania: POS terminals increased from 1,500 to 3,188 per 1,000,000 inhabitants. Transactions per inhabitant increased from 1 to 7.
Malta: POS terminals increased from 11,355 to 16,265 per 1,000,000 inhabitants. Transactions per inhabitant increased from 7 to 7.
Poland: POS terminals increased from 543 to 2,191 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.3 to 2.7.
Romania: POS terminals increased from 20 to 534 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.01 to 0.16.
Slovakia: POS terminals increased from 857 to 2,572 per 1,000,000 inhabitants. Transactions per inhabitant increased from 0.4 to 5.3.
Slovenia: POS terminals increased from 7,699 to 16,053 per 1,000,000 inhabitants. Transactions per inhabitant increased from 3 to 19.

Conclusions

The Blue Book highlights the progress in payment and securities settlement systems in the Accession Countries, reflecting increasing integration and convergence. While some countries show significant growth, others demonstrate steady or fluctuating trends. The methodology used is transparent and updated annually, with comparative tables using the end-of-year exchange rate. The report underscores the importance of these systems in maintaining financial stability and efficient monetary policy.