2005年-ECB欧洲央行_Payment_and_securities_settlement_systems_in_the_European_Union_-_Addendum_incorporating_2003_figures_Blue_Book_August_2005_data_for_the_period_1999-2003_196页_1mb

Summary of the Blue Book: Payment and Securities Settlement Systems in the European Union (August 2005 Addendum)

Core Content

The Blue Book is a publication by the European Central Bank (ECB) that provides an overview of payment and securities settlement systems in the European Union (EU) and the euro area. It includes statistical data for the years 1999 to 2003 and is updated annually. The document highlights the integration and convergence of these systems across EU Member States, while noting differences in structure and usage of payment instruments.

Main Views and Key Information

1. Importance of Payment and Securities Settlement Systems

• These systems are essential for the smooth functioning of the economy and are crucial for monetary policy and financial market stability.
• The introduction of the euro has significantly fostered the integration of these systems within the euro area.

2. Statistical Data Overview

• The publication provides statistical data on various aspects of payment and securities systems.
• The data is updated yearly, with the 2003 figures included in this addendum.
• The data includes both domestic and cross-border dimensions.

3. Data Presentation and Conventions

• The data is presented in euros for the euro area, while non-euro area countries use their national currencies.
• Comparative tables use the end-of-year exchange rate for conversions.
• Cumulative figures or flows use the average exchange rate.
• The following conventions are used:
  • nav: data not available
  • nap: not applicable
  • neg: negligible (very small figures)
  • 0: exactly zero or none
  • Differences are due to rounding.

4. Country-Specific Data Highlights

Table 1: Banknotes and Coins in Circulation Outside Credit Institutions

• Belgium: Total decreased from 12,000 to 7,100 EUR million; value per inhabitant dropped from 1,174 to 691 EUR; as a percentage of GDP, it fell from 5.1 to 2.8%.
• Denmark: Total increased slightly; value per inhabitant remained stable; percentage of GDP remained around 3%.
• Germany: Total dropped significantly from 131,104 to 67,969 EUR million; value per inhabitant decreased from 1,597 to 825 EUR; percentage of GDP decreased from 6.6 to 3.3%.
• Greece: Total dropped from 8,123 to 7,180 EUR million; value per inhabitant decreased from 771 to 656 EUR; percentage of GDP dropped from 7.2 to 5.5%.
• Spain: Total dropped from 54,740 to 42,697 EUR million; value per inhabitant decreased from 1,381 to 1,060 EUR; percentage of GDP dropped from 9.7 to 6.5%.
• France: Total dropped from 44,688 to 29,289 EUR million; value per inhabitant decreased from 741 to 481 EUR; percentage of GDP dropped from 3.3 to 2.0%.
• Ireland: Total increased slightly; value per inhabitant increased; percentage of GDP increased from 4.4 to 3.3%.
• Italy: Total increased from 65,807 to 69,457 EUR million; value per inhabitant increased; percentage of GDP increased slightly.
• Luxembourg: Total dropped significantly; value per inhabitant dropped; percentage of GDP decreased.
• Netherlands: Total dropped from 17,317 to 9,136 EUR million; value per inhabitant dropped; percentage of GDP decreased.
• Austria: Total increased; value per inhabitant increased; percentage of GDP increased.
• Portugal: Total dropped; value per inhabitant dropped; percentage of GDP decreased.
• Finland: Total dropped; value per inhabitant dropped; percentage of GDP decreased.
• Sweden: Total increased slightly; value per inhabitant increased; percentage of GDP decreased.
• United Kingdom: Total increased; value per inhabitant increased; percentage of GDP increased.

Table 2: Transferable Deposits Held by Non-Banks

• Belgium: Value per inhabitant increased from 4,588 to 5,966 EUR; percentage of GDP increased from 19.9 to 23.1%.
• Denmark: Value per inhabitant increased from 8,449 to 10,985 EUR; percentage of GDP increased from 27.6 to 31.6%.
• Germany: Value per inhabitant increased; percentage of GDP increased from 76.5 to 79.6%.
• Greece: Value per inhabitant increased significantly; percentage of GDP increased.
• Spain: Value per inhabitant increased; percentage of GDP increased.
• France: Value per inhabitant increased; percentage of GDP increased.
• Ireland: Value per inhabitant increased; percentage of GDP increased.
• Italy: Value per inhabitant increased; percentage of GDP increased.
• Luxembourg: Value per inhabitant increased; percentage of GDP increased.
• Netherlands: Value per inhabitant increased; percentage of GDP increased.
• Austria: Value per inhabitant increased; percentage of GDP increased.
• Portugal: Value per inhabitant increased; percentage of GDP increased.
• Finland: Value per inhabitant increased; percentage of GDP increased.
• Sweden: Value per inhabitant increased; percentage of GDP increased.
• United Kingdom: Value per inhabitant increased; percentage of GDP increased.
• EU: Value per inhabitant increased; percentage of GDP increased.
• Euro Area: Value per inhabitant increased; percentage of GDP increased.

Table 3: Settlement Media Used by Banks

• Belgium: Banks' reserves at central bank decreased; as a percentage of narrow money, it remained stable.
• Denmark: Banks' reserves increased; percentage of narrow money increased.
• Germany: Banks' reserves increased; percentage of narrow money increased.
• Greece: Banks' reserves increased; percentage of narrow money increased.
• Spain: Banks' reserves increased; percentage of narrow money decreased.
• France: Banks' reserves increased; percentage of narrow money increased.
• Ireland: Banks' reserves decreased; percentage of narrow money increased.
• Italy: Banks' reserves increased; percentage of narrow money increased.
• Luxembourg: Banks' reserves decreased; percentage of narrow money increased.
• Netherlands: Banks' reserves increased; percentage of narrow money increased.
• Austria: Banks' reserves increased; percentage of narrow money increased.
• Portugal: Banks' reserves increased; percentage of narrow money increased.
• Finland: Banks' reserves decreased; percentage of narrow money increased.
• Sweden: Banks' reserves decreased; percentage of narrow money increased.
• United Kingdom: Banks' reserves decreased; percentage of narrow money increased.
• EU: Banks' reserves increased; percentage of narrow money increased.
• Euro Area: Banks' reserves increased; percentage of narrow money increased.

Table 4: Institutional Framework

• Belgium: Number of institutions offering payment services remained stable; number of central bank branches decreased slightly.
• Denmark: Number of institutions decreased slightly; central bank branches were not available.
• Germany: Number of institutions decreased slightly; central bank branches remained stable.
• Greece: Number of institutions decreased slightly; central bank branches remained stable.
• Spain: Number of institutions remained stable; central bank branches remained stable.
• France: Number of institutions decreased slightly; central bank branches remained stable.
• Ireland: Number of institutions decreased slightly; central bank branches were negligible.
• Italy: Number of institutions remained stable; central bank branches remained stable.
• Luxembourg: Number of institutions decreased; central bank branches were not available.
• Netherlands: Number of institutions remained stable; central bank branches increased slightly.
• Austria: Number of institutions decreased slightly; central bank branches remained stable.
• Portugal: Number of institutions decreased slightly; central bank branches remained stable.
• Finland: Number of institutions decreased slightly; central bank branches remained stable.
• Sweden: Number of institutions decreased slightly; central bank branches remained stable.
• United Kingdom: Number of institutions decreased; central bank branches were negligible.
• EU: Number of institutions decreased slightly; central bank branches remained stable.
• Euro Area: Number of institutions decreased slightly; central bank branches remained stable.

Table 5: Cards with a Cash Function and ATMs

• Belgium: Number of ATMs increased slightly; average value per transaction increased.
• Denmark: Data not available for number of transactions and average value per transaction.
• Germany: Number of ATMs increased; average value per transaction increased.
• Greece: Number of ATMs increased; average value per transaction increased.
• Spain: Number of ATMs increased; average value per transaction increased.
• France: Number of ATMs increased; average value per transaction increased.
• Ireland: Number of ATMs increased; average value per transaction increased.
• Italy: Number of ATMs increased; average value per transaction increased.
• Luxembourg: Number of ATMs increased; average value per transaction increased.
• Netherlands: Number of ATMs increased slightly; average value per transaction increased.
• Austria: Number of ATMs increased; average value per transaction increased.
• Portugal: Number of ATMs increased; average value per transaction increased.
• Finland: Number of ATMs decreased slightly; average value per transaction increased.
• Sweden: Number of ATMs remained stable; average value per transaction increased.
• United Kingdom: Number of ATMs increased significantly; average value per transaction increased.
• EU: Number of ATMs increased; average value per transaction increased.
• Euro Area: Number of ATMs increased; average value per transaction increased.

Conclusion

The Blue Book serves as a comprehensive resource for understanding the state and evolution of payment and securities settlement systems across the EU. It emphasizes the importance of these systems in maintaining financial stability and highlights the integration efforts post-euro introduction. The statistical data reflects the trends in the usage of payment instruments, the distribution of banknotes and coins, and the institutional framework supporting these systems.