2022-07-12-埃森哲-Creating_the_wealth_management_firm_of_tomorrow_63页_6mb

中文总结

欧洲财富管理行业正面临前所未有的变革浪潮。在新冠疫情影响下，行业需迅速调整以抓住未来增长机遇。报告通过调查发现，欧洲财富管理公司需重点关注三大驱动因素：行业并购加剧、新技术应用深化、以及人才与技能短缺问题。

客户需求也在变化，尤其是年轻一代更偏好数字化工（如混合式建议）和ESG投资。行业需加快引入新技术、提升顾问技能，并调整业务模式，例如为不同财富层级的客户提供定制服务。此外，数字化转型是持续挑战，需平衡短期效率与长期可持续性。

为成为未来领导者，公司需在三个领域集中努力：更好地服务现有客户并吸引新一代客户、提升顾问专业技能、以及加速数字化转型。同时，行业应通过集体努力重塑公众认知，采用更包容、绿色和社会责任导向的模式，以应对经济和社会环境变化。

总之，欧洲财富管理行业正处于转型关键期，先进的战略规划和执行将成为决定企业成败的核心因素。

English Summary

Europe's wealth management industry is undergoing unprecedented transformation. Amidst the COVID-19 impact, firms must rapidly adapt to seize future growth opportunities. Key drivers identified include intensified industry consolidation, the adoption of new technologies, and a shortage of skilled talent.

Client demand is evolving, particularly among younger generations who prefer hybrid services (combining digital and human interaction) and ESG-focused investments. The industry must accelerate the integration of new technologies, enhance advisor capabilities, and diversify its service offerings to cater to varying wealth levels. Additionally, digitalization remains an ongoing challenge, requiring a balance between short-term efficiency and long-term sustainability.

For future success, companies should focus on three areas: better serving existing clients while attracting the next generation; upskilling advisors; and speeding up digital transformation. The industry should also collectively reshape its perception through a more inclusive, environmentally conscious, and socially responsible approach to address economic and social changes.

In essence, Europe's wealth management sector is at a critical transition phase. Forward-thinking strategic planning and execution will be pivotal to a company’s success.