2022-12-14-亚开行-亚开行-性别_企业家精神与应对新冠肺炎疫情_印尼GoFood商人的案例（英）_32页_1mb

Summary of the ADBI Working Paper

The paper analyzes gender differences in business performance and crisis mitigation strategies among GoFood merchants during the COVID-19 pandemic in Indonesia. Key findings include:

• Employment and Business Performance: Women-owned businesses experienced a faster decline in employees after the pandemic, while men-owned businesses faced reduced revenues and transactions due to increased competition from new entrants.
• Crisis Mitigation Strategies: Women favored self-sufficiency tactics, such as cutting personal expenditures and utilizing government assistance, whereas men leaned toward borrowing or liquidating business assets for mitigation.
• Competition: The pandemic spurred higher merchant entry onto the GoFood platform, leading to shrinking service areas and reduced business performance for smaller operations, especially women-owned ones.
• Policy Implications: The study underscores the need for targeted policies to support women's access to formal financing, improve business development services, and address competition challenges in e-commerce platforms to foster inclusive economic recovery.

The analysis is based on a mixed-methods approach using administrative records and survey data from GoFood merchants in Indonesia, highlighting the role of digitalization in MSME survival amid disruptions.