2022-04-20-世界经济论坛-Defining_and_Measuring_Payment_Interoperability_36页_2mb

报告摘要

Defining and Measuring Payment Interoperability

Overview

Payment interoperability is defined through three aspects: technical, regulatory, and usage interoperability. Recommendations include:

Establishing a comprehensive national interoperability policy incorporating feedback from various stakeholders.
Developing a framework for intra-agency collaboration and enhancing public-private sector partnerships.
Implementing measurement matrices to assess interoperability in domestic and cross-border contexts.

Key Goals

Achieve accessibility, affordability, and seamless transactions.
Reduce barriers for SMEs and improve efficiency in global payment systems.

Challenges and Opportunities

G20 Priority: Address high costs and slow speeds in cross-border payments.
Identity Verification: Harmonize standards for efficient international transactions.
Central Bank Digital Currencies (CBDC): Explore interoperability through blockchain and DLT.
Open Banking: Advance through APIs to enhance data sharing and competition.

Recommendations

Policy Alignment: Ensure regulatory convergence both domestically and across borders.
Private Sector Collaboration: Leverage innovation and data insights for tool development.
Inclusive Approach: Incorporate feedback from SMEs and ensure equitable participation.

Conclusion

Payment interoperability is crucial for advancing global trade and digital economy. It requires collaboration across public, private, and international organizations, with standardized measurements and a focus on user-centric design.

展开完整摘要