20230920-世界经济论坛-Unlocking_Interoperability_Overcoming_Regulatory_Frictions_in_Cross-Border_Payments_26页_25mb

The white paper addresses regulatory barriers in cross-border payments, such as differences in regulatory frameworks, AML/CFT compliance complexities, data privacy concerns, and limited access to payment systems. It emphasizes the need for global coordination, harmonization, and a hybrid regulatory approach to enhance efficiency, safety, and equity in payments. Key recommendations include making cross-border payment interoperability a key policy objective, strengthening regulatory cooperation, modernizing frameworks with a hybrid model, and encouraging public-private partnerships. The paper stresses that collaboration between sectors is crucial for overcoming challenges and facilitating the growth of digital trade and inclusive payment systems.