EBA欧洲银行-AT_529900JP9C734S1LE008_TR_2016_15页_1mb

报告摘要

Category	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	COREP CODE	Regulation
OWN FUNDS	9,406	8,648	C.01.00 (r010,c010)	Articles 4(118) and 72 of CRR
COMMON EQUITY TIER 1 CAPITAL (CET1)	7,497	7,255	C.01.00 (r020,c010)	Article 50 of CRR
Additional Tier 1 Capital (AT1)	0	0	C.01.00 (r530,c010)	Article 61 of CRR
Tier 2 Capital	1,909	1,392	C.01.00 (r750,c010)	Article 71 of CRR

Subcategory	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	COREP CODE	Regulation
Capital instruments eligible as CET1	2,316	2,316	C.01.00 (r030,c010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
Retained earnings	2,062	2,138	C.01.00 (r130,c010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
Accumulated other comprehensive income	-1,663	-1,683	C.01.00 (r180,c010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
Other Reserves	1,697	1,552	C.01.00 (r200,c010)	Articles 4(117) and 26(1) point (e) of CRR
Adjustments to CET1 due to prudential filters	-256	-243	C.01.00 (r250,c010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
Minority interest given recognition in CET1	4,447	4,572	C.01.00 (r230,c010)	Article 84 of CRR
Deductions related to intangible assets	-882	-712	C.01.00 (r300,c010) + C.01.00 (r340,c010)	Articles 4(113), 36(1) point (b) and 37 of CRR
Deductible DTAs that rely on future profitability	-33	-15	C.01.00 (r370,c010)	Articles 36(1) point (c) and 38 of CRR
IRB shortfall of credit risk adjustments to expected losses	-138	-85	C.01.00 (r380,c010)	Articles 36(1) point (d), 40 and 159 of CRR
Holdings of CET1 capital instruments of financial sector entities with significant investment	-306	-401	C.01.00 (r500,c010)	Articles 4(27); 36(1) point (j); 43 to 46, 49 (2) and (3) and 79 of CRR

Subcategory	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	COREP CODE	Regulation
Transitional adjustments due to grandfathered CET1 instruments	0	0	C.01.00 (r220,c010)	Articles 48(1) to (3), and 484 to 487 of CRR
Transitional adjustments due to additional minority interests	-166	-361	C.01.00 (r240,c010)	Articles 479 and 480 of CRR
Other transitional adjustments to CET1	719	411	C.01.00 (r520,c010)	Articles 469 to 472, 478 and 481 of CRR

Ratio	As of 31/12/2015 (%)	As of 30/06/2016 (%)
Common Equity Tier 1 Capital Ratio	10.41%	10.35%
Tier 1 Capital Ratio	10.41%	10.35%
Total Capital Ratio	13.06%	12.34%

Category	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	Calculation
CET1 Capital (Fully loaded)	7,229	7,425	[Al-1.A-1.13-A.1.21+MIN(A-2+A-1.3- A-2.3-A-2.4+MIN(A-4+A-2.4- A-3.0)] (J)
CET1 Capital Ratio (Fully loaded)	10.14%	[O-1]/[B-8-1]	-

Risk Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Credit Risk	59,079	57,604
Securitisation and Re-securitisations in the Banking Book	259	246
Contributions to the Default Fund of a CCP	0	0
Other Credit Risk	58,820	57,358
Market Risk (Position, Foreign Exchange, Commodities)	3,014	2,477
Total Risk Exposure Amount	72,028	70,106

Item	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Interest Income	5,281	2,223
Debt Securities Income	403	205
Loans and Advances Income	4,402	1,877
Interest Expenses	1,882	723
Deposits Expenses	1,417	535
Debt Securities Issued Expenses	360	157
Dividend Income	188	13
Net Fee and Commission Income	1,600	762
Gains or Losses on Derecognition	-75	164
Gains or Losses on Financial Assets Held for Trading	-181	-5
Gains or Losses on Financial Assets Designated at Fair Value	192	70
Gains or Losses from Hedge Accounting	-2	-2
Exchange Differences	66	-59
Net Other Operating Income/(Expenses)	-39	-183
Total Operating Income, Net	5,147	2,260
Administrative Expenses	2,793	1,384
Depreciation	309	143
Provisions or Reversal of Provisions	10	27
Commitments and Guarantees Given	6	18
Other Provisions	4	10
Profit or Loss Before Tax from Continuing Operations	710	307
Profit or Loss After Tax from Continuing Operations	440	132
Profit or Loss for the Year	440	132
Of which: Attributable to Owners of the Parent	187	19