Note: Market risk includes components like Credit Valuation Adjustment (CVA) and other adjustments.
Profit and Loss (P&L)
As of 31/12/2014 and 30/06/2015
P&L Item
31/12/2014 (mln EUR)
30/06/2015 (mln EUR)
Interest Income
524
261
Interest Expenses
396
183
Dividend Income
194
9
Net Fee and Commission Income
67
37
Gains or (-) Losses on Derecognition
26
40
Gains or (-) Losses on Trading
-52
11
Gains or (-) Losses on Fair Value Through Profit or Loss
1
1
Gains or (-) Losses from Hedge Accounting
6
-6
Exchange Differences
11
4
Net Other Operating Income/(Expenses)
-1
-24
Total Operating Income, Net
379
151
Profit or (-) Loss Before Tax
-180
107
Profit or (-) Loss After Tax
-179
106
Profit or (-) Loss for the Year
-179
106
Of which attributable to owners of the parent
-122
78
Standardised Approach (Risk Exposure)
As of 31/12/2014 and 30/06/2015
Risk Exposure Type
31/12/2014 (EUR)
30/06/2015 (EUR)
Original Exposure
3,046
2,812
Exposure Value
3,571
3,364
Risk Exposure Amount
142
130
Value Adjustments and Provisions
971
954
Breakdown of Risk Exposure Amounts by Country
Country
Original Exposure (31/12/2014)
Exposure Value (31/12/2014)
Risk Exposure Amount (31/12/2014)
Value Adjustments and Provisions (31/12/2014)
Austria
3,046
3,571
142
971
Germany
570
707
0
0
United Kingdom
0
0
0
0
France
266
266
0
0
Key Notes
Original Exposure is reported before considering credit conversion factors and credit risk mitigation techniques.
Value adjustments and provisions are reported per country of counterparty and exclude securitisation exposures.
The Standardised Approach is used for calculating risk exposure amounts and includes various risk components such as VaR, Stressed VaR, Incremental Default and Migration Risk Capital Charge, and All Price Risks Capital Charge for CTP.
