EBA欧洲银行-FI_529900HEKOENJHPNN480_TR_2017_14页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary - Kuntarahoitus Oyj

Core Information

Bank Name: Kuntarahoitus Oyj
LEI Code: 529900HEKOENJHPNN480
Country Code: FI (Finland)

Capital Structure

Own Funds (Transitional Period)

Code	Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)	COREP Code	Regulation Reference
A	Own Funds	1,124	1,218	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	Common Equity Tier 1 Capital (net of deductions)	777	870	C 0.00 (020,010)	Article 50 of CRR
A.1.1	Capital instruments eligible as CET1 Capital	83	83	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27–29, 36(1) point (f) and 42 of CRR
A.1.2	Retained earnings	725	795	C 0.00 (030,010)	Articles 26(1) point (c), 26(2), 36(1) point (a) and (f) of CRR
A.1.3	Accumulated other comprehensive income	20	25	C 0.00 (018,010)	Articles 4(100), 26(1) point (d), 36(1) point (f) of CRR
A.1.4	Other Reserves	0	0	C 0.00 (020,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	Funds for general banking risk	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f), 36(1) point (f) of CRR
A.1.6	Minority interest given recognition in CET1 capital	0	0	C 0.00 (020,010)	Article 84 of CRR
A.1.7	Adjustments to CET1 due to prudential filters	-44	-26	C 0.00 (025,010)	Articles 32–35 and 36(1) point (f) of CRR
A.1.8	Intangible assets (including Goodwill)	-7	-7	C 0.00 (030,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b), 37 of CRR; Articles 4(115), 36(1) point (b), 37 point (a) of CRR
A.1.9	DTAs that rely on future profitability and do not arise from temporary differences net of associated DTLs	0	0	C 0.00 (0370,010)	Articles 36(1) point (c), 38 of CRR
A.1.10	IRB shortfall of credit risk adjustments to expected losses	0	0	C 0.00 (0380,010)	Articles 36(1) point (d), 40, 159 of CRR
A.1.11	Defined benefit pension fund assets	0	0	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e), 41 of CRR
A.1.12	Reciprocal cross holdings in CET1 Capital	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g), 44 of CRR
A.1.13	Excess deduction from ATI items over ATI Capital	0	0	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	Deductions related to assets which can alternatively be subject to a 1.250% risk weight	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (i), 89–91 of CRR; Articles 36(1) point (k) (i), 243(1) point (k), 244(1) point (k) (ii), 258 of CRR; Articles 36(1) point (l) (i), 379(3) of CRR; Articles 36(1) point (k) (iv), 153(3) of CRR; Articles 36(1) point (k) (v), 155(4) of CRR
A.1.15	Holdings of CET1 capital instruments of financial sector entities where the institution does not have a significant investment	0	0	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43–46, 49(2) and (3), 79 of CRR
A.1.16	Deductible DTAs that rely on future profitability and arise from temporary differences	0	0	C 0.00 (0490,010)	Articles 36(1) point (c), 38; 48(1) point (a), 48(2) of CRR
A.1.17	Holdings of CET1 capital instruments of financial sector entities where the institution has a significant investment	0	0	C 0.00 (0500,010)	Articles 4(27), 36(1) point (i); 43, 45, 47, 48(1) point (k); 49(1)–(3), 79 of CRR
A.1.18	Amount exceeding the 17.65% threshold	0	0	C 0.00 (0510,010)	Article 48 of CRR
A.1.19	Additional deductions of CET1 Capital due to Article 3 CRR	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20	CET1 capital elements or deductions - other	0	0	C 0.00 (0529,010)	-
A.1.21	Transitional adjustments	0	0	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	Transitional adjustments due to grandfathered CET1 Capital instruments	0	0	C 0.00 (0220,010)	Articles 483(1)–(3), and 484–487 of CRR
A.1.21.2	Transitional adjustments due to additional minority interests	0	0	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3	Other transitional adjustments to CET1 Capital	0	0	C 0.00 (0520,010)	Articles 469–472, 478 and 481 of CRR
A.2	Additional Tier 1 Capital	347	347	C 0.00 (0530,010)	Article 61 of CRR
A.3	Tier 1 Capital	1,124	1,218	C 0.00 (015,010)	Article 25 of CRR
A.4	Tier 2 Capital	0	0	C 0.00 (0750,010)	Article 71 of CRR

Capital Ratios (Transitional Period)

Code	Description	31/12/2016 (%)	30/06/2017 (%)
C.1	Common Equity Tier 1 Capital Ratio	46.21%	51.83%
C.2	Tier 1 Capital Ratio	66.89%	72.52%
C.3	Total Capital Ratio	66.89%	72.52%

CET1 Capital Fully Loaded

Code	Description	31/12/2016 (%)	30/06/2017 (%)
D	Common Equity Tier 1 Capital	777	870
E	Common Equity Tier 1 Capital Ratio	46.21%	51.83%

Risk Exposure Amounts

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Risk exposure amount for credit risk	1,347	1,322
Risk exposure amount for securitisation and re-securitisations in the banking book	5	5
Risk exposure amount for contributions to the default fund of a CCP	0	0
Risk exposure amount Other credit risk	1,342	1,317
Risk exposure amount for position, foreign exchange and commodities (Market risk)	10	8
Risk exposure amount for Credit Valuation Adjustment	16	14
Risk exposure amount for operational risk	307	335
Total Risk Exposure Amount	1,681	1,679

Leverage Ratio

Code	Description	31/12/2016 (%)	30/06/2017 (%)
A.1	Tier 1 capital - transitional definition	3.5%	3.7%
A.2	Tier 1 capital - fully phased-in definition	3.5%	3.7%
B.1	Total leverage ratio exposures - using a transitional definition of Tier 1 capital	31,738	32,763
B.2	Total leverage ratio exposures - using a fully phased-in definition of Tier 1 capital	31,738	32,763
C.1	Leverage ratio - using a transitional definition of Tier 1 capital	3.5%	3.7%
C.2	Leverage ratio - using a fully phased-in definition of Tier 1 capital	3.5%	3.7%

Profit and Loss (P&L)

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Interest income	181	93
Of which debt securities income	11	14
Of which loans and advances income	213	104
Interest expenses	-26	-17
Of which deposits expenses	75	38
Of which debt securities issued expenses	443	171
Net Fee and commission income	-1	0
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, and of non financial assets, net	0	0
Gains or (-) losses on financial assets and liabilities held for trading, net	1	6
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-3	0
Gains or (-) losses from hedge accounting, net	3	2
Exchange differences [gain or (-) loss], net	0	-1
Net other operating income/(expenses)	-10	-9
TOTAL OPERATING INCOME, NET	195	107
Administrative expenses	19	10
Depreciation	2	1
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	174	96
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	139	77
PROFIT OR (-) LOSS FOR THE YEAR	139	77

Market Risk

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Foreign exchange risk	10	8
Commodities risk	0	0
Total Risk Exposure Amount	10	8

Credit Risk - Standardised Approach

Consolidated Data (Finland)

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Risk exposure amount for credit risk	1,347	1,322
Standardised Total	33,093	34,833

Finland

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Risk exposure amount for credit risk	1,681	1,679
Standardised Total	33,093	34,833

United Kingdom

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Risk exposure amount for credit risk	0	0
Standardised Total	0	0

France

Description	31/12/2016 (EUR mln)	30/06/2017 (EUR mln)
Risk exposure amount for credit risk	0	0
Standardised Total	0	0

Notes

Original Exposure is reported before applying credit conversion factors or risk mitigation techniques.
Total value adjustments and provisions per country of counterparty do not include securitisation exposures.
The data reflects the 2017 EU-wide Transparency Exercise.

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