EBA欧洲银行-DE_529900JZTYE3W7WQH904_TR_2017_12页_733kb
报告摘要
2017 EU-wide Transparency Exercise Summary - HASPA Finanzholding AG
Core Information
- Bank Name: HASPA Finanzholding AG
- LEI Code: 529900JZTYE3W7WQH904
- Country Code: DE (Germany)
Capital Structure (Transitional Period)
Own Funds
| Code | Description | 31/12/2016 (mln EUR) | 30/06/2017 (mln EUR) | COREP Code | Regulation |
|---|---|---|---|---|---|
| A | Own Funds | 4,462 | 4,593 | C 0.00 (010,010) | Articles 4(118) and 72 of CRR |
| A.1 | CET1 Capital | 4,299 | 4,391 | C 0.00 (020,010) | Article 50 of CRR |
| A.1.1 | Eligible CET1 Capital Instruments | 4 | 4 | C 0.00 (030,010) | Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR |
| A.1.2 | Retained Earnings | 3,572 | 3,655 | C 0.00 (030,010) | Articles 26(1) point (c), 26(2) and 36(1) points (a) and (f) of CRR |
| A.1.3 | Accumulated Other Comprehensive Income | 0 | 0 | C 0.00 (018,010) | Articles 4(100), 26(1) point (d) and 36(1) point (f) of CRR |
| A.1.4 | Other Reserves | 0 | 0 | C 0.00 (020,010) | Articles 4(117) and 26(1) point (e) of CRR |
| A.1.5 | Funds for General Banking Risk | 718 | 720 | C 0.00 (010,010) | Articles 4(112), 26(1) point (f) and 36(1) point (f) of CRR |
| A.1.6 | Minority Interest in CET1 Capital | 33 | 37 | C 0.00 (020,010) | Article 84 of CRR |
| A.1.7 | Adjustments to CET1 due to Prudential Filters | 0 | 0 | C 0.00 (025,010) | Articles 32 to 35 and 36(1) point (f) of CRR |
| A.1.8 | Intangible Assets (including Goodwill) | -43 | -31 | C 0.00 (030,010) + C 0.00 (030,010) | Articles 4(113), 36(1) point (b) and 37 of CRR |
| A.1.9 | DTAs based on future profitability | 0 | 0 | C 0.00 (0370,010) | Articles 36(1) point (c) and 38 of CRR |
| A.1.10 | IRB Shortfall of Credit Risk Adjustments | 0 | 0 | C 0.00 (0380,010) | Articles 36(1) point (d), 40 and 159 of CRR |
| A.1.11 | Defined Benefit Pension Fund Assets | 0 | 0 | C 0.00 (0390,010) | Articles 4(109), 36(1) point (e) and 41 of CRR |
| A.1.12 | Reciprocal Cross Holdings in CET1 Capital | 0 | 0 | C 0.00 (0430,010) | Articles 4(122), 36(1) point (g) and 44 of CRR |
| A.1.13 | Excess Deduction from ATI items over ATI Capital | -17 | -6 | C 0.00 (0440,010) | Article 36(1) point (j) of CRR |
| A.1.14 | Deductions related to assets with 1.250% risk weight | 0 | 0 | C 0.00 (0450,010) + C 0.00 (0460,010) + ... | Articles 4(36), 36(1) point (b), 89 to 91, 243(1) point (b), etc. |
| A.1.21 | Transitional Adjustments | 31 | 12 | CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26) | - |
| A.1.21.1 | Grandfathered CET1 Capital Instruments | 0 | 0 | C 0.00 (0220,010) | Articles 483(1) to (3), and 484 to 487 of CRR |
| A.1.21.2 | Additional Minority Interests | 14 | 6 | C 0.00 (0240,010) | Articles 479 and 480 of CRR |
| A.1.21.3 | Other Transitional Adjustments | 17 | 6 | C 0.00 (0520,010) | Articles 469 to 472, 478 and 481 of CRR |
Capital Ratios (Transitional Period)
- CET1 Capital: 4,299 mln EUR (31/12/2016) to 4,391 mln EUR (30/06/2017)
- Tier 1 Capital: 4,299 mln EUR (31/12/2016) to 4,391 mln EUR (30/06/2017)
- Tier 2 Capital: 163 mln EUR (31/12/2016) to 201 mln EUR (30/06/2017)
- Common Equity Tier 1 Ratio: 15.15% (31/12/2016) to 15.26% (30/06/2017)
- Tier 1 Ratio: 15.15% (31/12/2016) to 15.26% (30/06/2017)
- Total Capital Ratio: 15.72% (31/12/2016) to 15.96% (30/06/2017)
Fully Loaded CET1 Capital
- CET1 Capital (Fully Loaded): 4,285 mln EUR (31/12/2016) to 4,385 mln EUR (30/06/2017)
- CET1 Capital Ratio (Fully Loaded): 15.10% (31/12/2016) to 15.24% (30/06/2017)
Leverage Ratio
- Tier 1 Capital (Transitional Definition): 4,299 mln EUR (31/12/2016) to 4,391 mln EUR (30/06/2017)
- Leverage Ratio (Transitional Definition): 8.6% (31/12/2016) to 8.9% (30/06/2017)
- Leverage Ratio (Fully Phased-in Definition): 8.6% (31/12/2016) to 8.9% (30/06/2017)
Risk Exposure Amounts
- Total Risk Exposure Amount: 28,382 mln EUR (31/12/2016) to 28,775 mln EUR (30/06/2017)
- Credit Risk Exposure: 25,811 mln EUR (31/12/2016) to 25,976 mln EUR (30/06/2017)
- Securitisation and Re-securitisation Risk Exposure (Banking Book): 99 mln EUR (31/12/2016) to 0 mln EUR (30/06/2017)
- Market Risk Exposure:
- Foreign Exchange Risk: 380 mln EUR (31/12/2016) to 556 mln EUR (30/06/2017)
- Commodities Risk: 0 mln EUR (31/12/2016) to 46 mln EUR (30/06/2017)
- Total Market Risk Exposure: 414 mln EUR (31/12/2016) to 626 mln EUR (30/06/2017)
Profit and Loss (P&L)
- Total Operating Income, Net: 952 mln EUR (31/12/2016) to 497 mln EUR (30/06/2017)
- Net Fee and Commission Income: 287 mln EUR (31/12/2016) to 158 mln EUR (30/06/2017)
- Gains/Losses on Financial Assets and Liabilities:
- Derecognition: 10 mln EUR (31/12/2016) to 4 mln EUR (30/06/2017)
- Trading: -2 mln EUR (31/12/2016) to 0 mln EUR (30/06/2017)
- Fair Value through Profit or Loss: -3 mln EUR (31/12/2016) to -4 mln EUR (30/06/2017)
- Net Operating Income/(Expenses): -86 mln EUR (31/12/2016) to -43 mln EUR (30/06/2017)
- Profit or Loss Before Tax: 195 mln EUR (31/12/2016) to 106 mln EUR (30/06/2017)
- Profit or Loss After Tax: 86 mln EUR (31/12/2016) to 66 mln EUR (30/06/2017)
- Profit or Loss for the Year: 76 mln EUR (31/12/2016) to 66 mln EUR (30/06/2017)
Credit Risk - Standardised Approach
- Standardised Total Risk Exposure Amount: 25,810 mln EUR (31/12/2016) to 25,976 mln EUR (30/06/2017)
- Breakdown by Exposure Type:
- Central Governments: 1,267 mln EUR (31/12/2016) to 1,252 mln EUR (30/06/2017)
- Regional Governments: 4,545 mln EUR (31/12/2016) to 4,294 mln EUR (30/06/2017)
- Public Sector Entities: 1,076 mln EUR (31/12/2016) to 759 mln EUR (30/06/2017)
- Securitisation: 21 mln EUR (31/12/2016) to 0 mln EUR (30/06/2017)
- Other Non-Credit Obligation Assets: 554 mln EUR (31/12/2016) to 553 mln EUR (30/06/2017)
Sovereign Exposure
- Total Sovereign Exposure (As of 31/12/2016): 4,153.0 mln EUR (Carrying Amount)
- Held for Trading: 351.1 mln EUR
- Designated at Fair Value through Profit or Loss: 5.1 mln EUR
- Available-for-Sale: 3,801.9 mln EUR
- Loans and Receivables: 3,796.8 mln EUR
- Total Sovereign Exposure (As of 30/06/2017): 3,798.0 mln EUR (Carrying Amount)
- Held for Trading: 343.5 mln EUR
- Available-for-Sale: 3,454.6 mln EUR
- Loans and Receivables: 3,454.5 mln EUR
Key Observations
- The bank’s CET1 capital increased slightly from 4,299 mln EUR to 4,391 mln EUR during the transition period.
- Total capital ratio improved from 15.72% to 15.96%, indicating better capital adequacy.
- Leverage ratio remained stable at 8.6% to 8.9%, suggesting consistent risk management.
- Market risk exposure increased from 414 mln EUR to 626 mln EUR, primarily due to foreign exchange risk.
- Profit and loss decreased significantly from 952 mln EUR to 497 mln EUR, likely due to reduced interest income and increased expenses.
- Sovereign exposure decreased from 4,153.0 mln EUR to 3,798.0 mln EUR, with a shift in the composition of financial assets.
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