EBA欧洲银行-EBA-Report-High_Earner_results_25页_1mb

EBA Report Summary: High Earners 2010 and 2011 Data

Core Content

This report provides an overview of the data collected by the European Banking Authority (EBA) on high earners in the European Union (EU) for the years 2010 and 2011. The data is aggregated by Member States and includes information on the number of individuals earning more than EUR 1 million, along with their remuneration components such as fixed, variable, and deferred remuneration, and discretionary pension benefits, separated by business areas.

Main Objectives

• To collect and disclose data on high earners per credit institution, as mandated by Directive 2010/76/EC (CRDIII).
• To provide aggregated figures on the number of high earners and total remuneration per Member State.
• To facilitate transparency in remuneration practices across the EU banking sector.

Key Information

• Data Collection Template: The EBA used the template "EBA/GL/2012/5 - ANNEX - Information on the remuneration of high earners."
• Business Areas: Data is categorized into:
  • Investment banking
  • Retail banking
  • Asset management
  • Other business areas
• Key Metrics:
  • Number of high earners
  • Number of identified staff
  • Total fixed remuneration
  • Total variable remuneration
  • Total variable remuneration deferred in Year N
  • Total discretionary pension benefits
  • Average total remuneration per individual
  • Ratios of variable/fixed remuneration and variable/total remuneration
  • Ratio of deferred variable/total variable remuneration

Data Overview (2010)

Key Observations

• Participation: All but one EU Member State participated in the data collection. Poland will start reporting from 2012 onwards.
• Data from Hungary and Norway: Hungary reported data only for 2011, so 2010 data is based on other Member States. Norway provided data for 2011 as an EEA country.
• High Earners Distribution:
  • France had the highest number of high earners (292), followed by Germany (195), Denmark (29), and Ireland (21).
• Remuneration Composition:
  • France and Germany had the highest variable remuneration as a percentage of total remuneration (88% and 83%, respectively).
  • Investment banking generally had the highest variable/fixed remuneration ratio, while retail banking had the lowest in most cases.
• Deferred Variable Remuneration:
  • The highest ratio of deferred variable remuneration was observed in France (67%), while the lowest was in Finland (47%).
• Identified Staff:
  • Identified staff were a significant portion of high earners in most countries, with the exception of Bulgaria, the Czech Republic, and Latvia, where no data was reported.

Summary

This report presents the data on high earners collected by the EBA in 2010, as per the requirements of Directive 2010/76/EC (CRDIII). The data is organized by business areas and includes total remuneration, variable and fixed components, and ratios that reflect the structure of remuneration packages. Most Member States provided data, with some reporting only for 2011. The report highlights the significant variability in remuneration practices across different sectors and countries, emphasizing the need for transparency and standardization in high earner data collection.