2015年-FCA英国金融行为监管局_fca_q3_1415_2页_275kb

Skilled Person Reports Commissioned in Q3 14/15 Summary

Core Content

This document provides a summary of the number of Skilled Person Reports commissioned in the third quarter of the 2014/15 financial year. It outlines the distribution of these reports across different business types and conduct classification categories, along with additional notes on the firms involved and the nature of the reports.

Main Business Types and Number of Reports

The following table summarizes the number of Skilled Person Reports commissioned by different business types:

Key Notes on Business Types

• The figures are as of 23 January 2015.
• The business type classifications are based on the FSA/FCA Firm Primary Category type.
• One of the 14 reports was commissioned under the FCA's power introduced in the Financial Services Act 2012, allowing direct contracts with skilled persons.
• The figures may change based on the position as at the date of publication.
• The Insurance Companies category includes Lloyd's members' agents, Lloyd's managing agents, and Lloyd's agents.
• The Consumer Credit category encompasses credit broking, unsecured lending, secured lending, debt collection, and debt management firms.
• The Other category includes Friendly Societies, CIS trustees, CIS administrators, advising and arranging intermediaries (excluding financial advisers and stockbrokers), media firms, and service companies.

Conduct Classification Categories

The following table details the distribution of the 14 Skilled Person Reports across the FCA Conduct Classification Categories:

Key Notes on Conduct Classification

• The definitions of the FCA's conduct classifications can be found in 'The Journey to the FCA' on the FCA's website.
• The different Skilled Person Report categories or Lots are detailed on the FCA website.
• For consumer credit firms operating with interim permissions, the categorisation is based on information supplied by firms and may be subject to change.

Skilled Person Firms Involved

The following table lists the Skilled Person Firms that were involved in the reports and the categories they were assigned to:

Key Notes on Skilled Person Firms

• When a firm contracts with a Skilled Person Firm, the firm is responsible for selection and appointment, with the FCA approving the selection in accordance with SUP 5.4.8G.
• For thirteen of the fourteen reports, the firm appointed the Skilled Person themselves, conducting their own selection process.
• Hallidays are not on the FCA's panel of Skilled Person Firms and were approved to conduct one review due to exceptional circumstances in a regulated firm.