EBA欧洲银行-GR_M6AD1Y1KW32H8THQ6F76_TR_2017_14页_1mb

报告摘要

Own Funds:
- As of 31/12/2016: 9,003 mln EUR
- As of 30/06/2017: 8,829 mln EUR
CET1 Capital (Transitional):
- As of 31/12/2016: 9,003 mln EUR
- As of 30/06/2017: 8,829 mln EUR
Capital Ratios (Transitional Period):
- Common Equity Tier 1 (CET1) Ratio: 16.91% (31/12/2016) → 16.73% (30/06/2017)
- Tier 1 Capital Ratio: 16.91% (31/12/2016) → 16.73% (30/06/2017)
- Total Capital Ratio: 16.91% (31/12/2016) → 16.73% (30/06/2017)
CET1 Capital (Fully Loaded):
- As of 31/12/2016: 8,603 mln EUR
- As of 30/06/2017: 8,626 mln EUR
CET1 Capital Ratio (Fully Loaded):
- As of 31/12/2016: 16.16%
- As of 30/06/2017: 16.35%

A.1.1: Capital instruments eligible as CET1 Capital (including share premium and net own capital instruments)
- 31/12/2016: 17,734 mln EUR
- 30/06/2017: 17,733 mln EUR
A.1.2: Retained earnings
- 31/12/2016: -8,004 mln EUR
- 30/06/2017: -8,088 mln EUR
A.1.3: Accumulated other comprehensive income
- 31/12/2016: -237 mln EUR
- 30/06/2017: -202 mln EUR
A.1.4: Other Reserves
- 31/12/2016: 171 mln EUR
- 30/06/2017: 169 mln EUR
A.1.5: Funds for general banking risk
- 31/12/2016: 0
- 30/06/2017: 0
A.1.6: Minority interest given recognition in CET1 capital
- 31/12/2016: 9 mln EUR
- 30/06/2017: 6 mln EUR
A.1.7: Adjustments to CET1 due to prudential filters
- 31/12/2016: -10 mln EUR
- 30/06/2017: -11 mln EUR
A.1.8: Intangible assets (including Goodwill)
- 31/12/2016: -282 mln EUR
- 30/06/2017: -280 mln EUR
A.1.9: DTAs that rely on future profitability and do not arise from temporary differences net of associated DTLs
- 31/12/2016: -649 mln EUR
- 30/06/2017: -575 mln EUR
A.1.10: IRB shortfall of credit risk adjustments to expected losses
- 31/12/2016: 0
- 30/06/2017: 0
A.1.11: Defined benefit pension fund assets
- 31/12/2016: 0
- 30/06/2017: 0
A.1.12: Reciprocal cross holdings in CET1 Capital
- 31/12/2016: -129 mln EUR
- 30/06/2017: -127 mln EUR
A.1.21: Transitional adjustments
- 31/12/2016: 400 mln EUR
- 30/06/2017: 203 mln EUR

Tier 1 Capital - Transitional Definition:
- 31/12/2016: 9,003 mln EUR
- 30/06/2017: 8,829 mln EUR
Tier 1 Capital - Fully Phased-in Definition:
- 31/12/2016: 8,598 mln EUR
- 30/06/2017: 8,632 mln EUR
Total Leverage Ratio Exposures (Transitional Definition):
- 31/12/2016: 81,029 mln EUR
- 30/06/2017: 73,928 mln EUR
Total Leverage Ratio Exposures (Fully Phased-in Definition):
- 31/12/2016: 80,690 mln EUR
- 30/06/2017: 73,749 mln EUR
Leverage Ratio (Transitional Definition):
- 31/12/2016: 11.1%
- 30/06/2017: 11.9%
Leverage Ratio (Fully Phased-in Definition):
- 31/12/2016: 10.7%
- 30/06/2017: 11.7%

Total Risk Exposure Amount:
- 31/12/2016: 53,238 mln EUR
- 30/06/2017: 52,758 mln EUR
Credit Risk Exposure:
- 31/12/2016: 49,615 mln EUR
- 30/06/2017: 49,095 mln EUR
Market Risk Exposure:
- 31/12/2016: 233 mln EUR
- 30/06/2017: 274 mln EUR
Operational Risk Exposure:
- 31/12/2016: 3,376 mln EUR
- 30/06/2017: 3,376 mln EUR

Interest Income:
- 31/12/2016: 2,543 mln EUR
- 30/06/2017: 1,178 mln EUR
Interest Expenses:
- 31/12/2016: 732 mln EUR
- 30/06/2017: 304 mln EUR
Net Fee and Commission Income:
- 31/12/2016: 326 mln EUR
- 30/06/2017: 162 mln EUR
Gains or (-) Losses on Financial Assets and Liabilities:
- 31/12/2016: 166 mln EUR
- 30/06/2017: 27 mln EUR
Gains or (-) Losses on Financial Assets and Liabilities Held for Trading:
- 31/12/2016: -15 mln EUR
- 30/06/2017: 100 mln EUR
Gains or (-) Losses on Financial Assets and Liabilities Designated at Fair Value through Profit or Loss:
- 31/12/2016: 0
- 30/06/2017: -70 mln EUR
Net Operating Income:
- 31/12/2016: 2,366 mln EUR
- 30/06/2017: 1,199 mln EUR
Profit or (-) Loss Before Tax from Continuing Operations:
- 31/12/2016: -168 mln EUR
- 30/06/2017: -25 mln EUR
Profit or (-) Loss After Tax from Continuing Operations:
- 31/12/2016: -9 mln EUR
- 30/06/2017: -2 mln EUR
Profit or (-) Loss from Discontinued Operations:
- 31/12/2016: -31 mln EUR
- 30/06/2017: -75 mln EUR
Profit or (-) Loss for the Year:
- 31/12/2016: -40 mln EUR
- 30/06/2017: -76 mln EUR

Standardised Total Risk Exposure Amount:
- 31/12/2016: 49,615 mln EUR
- 30/06/2017: 49,095 mln EUR
Key Exposure Breakdown (31/12/2016):
- Central governments or central banks: 5,847 mln EUR
- Regional governments or local authorities: 30 mln EUR
- Public sector entities: 18 mln EUR
- Corporates: 6,280 mln EUR
- Retail: 2,082 mln EUR
- Secured by mortgages on immovable property: 7,455 mln EUR
- Exposures in default: 16,054 mln EUR
Key Exposure Breakdown (30/06/2017):
- Central governments or central banks: 6,096 mln EUR
- Regional governments or local authorities: 28 mln EUR
- Public sector entities: 13 mln EUR
- Corporates: 6,012 mln EUR
- Retail: 2,087 mln EUR
- Secured by mortgages on immovable property: 7,137 mln EUR
- Exposures in default: 15,943 mln EUR

CET1 Capital: Articles 26(1) points (a) to (e), 36(1) points (f) to (o), and 42 of CRR
Tier 1 Capital: Article 25 of CRR
Tier 2 Capital: Article 71 of CRR
Leverage Ratio: Article 429 of CRR and Delegated Regulation (EU) 2015/62
Risk Exposure Amounts: Articles 92(3), 95, 96, and 98 of CRR

Capital Reduction: Own funds and CET1 capital decreased slightly from 31/12/2016 to 30/06/2017.
Capital Ratios: CET1 ratio dropped from 16.91% to 16.73%, while leverage ratios improved.
Risk Exposure: Total risk exposure slightly decreased, with credit risk being the largest component.
Profit and Loss: The bank reported a net loss for both periods, with a notable decline in interest income.
Operational Risk: Remained consistent at 3,376 mln EUR for both periods.

This summary reflects the key financial and regulatory aspects of Piraeus Bank SA's 2017 EU-wide Transparency Exercise.

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