EBA欧洲银行-FI_529900HEKOENJHPNN480_TR_2018_20页_2mb

报告摘要

2018 EU-wide Transparency Exercise Summary - Kuntarahoitus Oyj

Core Capital Information

Own Funds (Transitional Period)

Own Funds: Increased from 1,293 mln EUR (31/12/2017) to 1,363 mln EUR (30/06/2018)
Common Equity Tier 1 (CET1) Capital: Increased from 946 mln EUR to 1,016 mln EUR
- CET1 Capital Instruments: Remained at 83 mln EUR
- Retained Earnings: Increased from 864 mln EUR to 963 mln EUR
- Accumulated Other Comprehensive Income: Decreased from 29 mln EUR to 11 mln EUR
- Other Reserves: Remained at 0 mln EUR
- Funds for General Banking Risk: Remained at 0 mln EUR
- Minority Interest in CET1: Remained at 0 mln EUR
- Adjustments to CET1 due to Prudential Fibers: Decreased from -21 mln EUR to -28 mln EUR
- Intangible Assets (including Goodwill): Decreased from -10 mln EUR to -13 mln EUR
- TFAs relying on future profitability: Remained at 0 mln EUR
- IRB Shortfall of Credit Risk Adjustments: Remained at 0 mln EUR
- Defined Benefit Pension Fund Assets: Remained at 0 mln EUR
- Reciprocal Cross Holdings in CET1: Remained at 0 mln EUR
- Excess Deduction from AT1 Items over AT1 Capital: Remained at 0 mln EUR
- Deductions related to assets with 1.250% risk weight: Remained at 0 mln EUR
- Holdings of CET1 Capital Instruments (significant investment): Remained at 0 mln EUR
- Deductible DTAs relying on future profitability: Remained at 0 mln EUR
- Amount exceeding 17.65% threshold: Remained at 0 mln EUR
- Additional deductions due to Article 3 CRR: Remained at 0 mln EUR
- CET1 Capital Elements or Deductions - Other: Remained at 0 mln EUR
- Transitional Adjustments to CET1: Remained at 0 mln EUR
  - Grandfathered CET1 Capital Instruments: Remained at 0 mln EUR
  - Additional Minority Interests: Remained at 0 mln EUR
  - Other Transitional Adjustments: Remained at 0 mln EUR

Tier 1 Capital

Tier 1 Capital: Increased from 1,293 mln EUR to 1,363 mln EUR
Additional Tier 1 Capital: Remained at 347 mln EUR
- Additional Tier 1 Capital Instruments: Remained at 347 mln EUR
- Excess Deduction from T2 Items over T2 Capital: Remained at 0 mln EUR
- Other Additional Tier 1 Capital Components and Deductions: Remained at 0 mln EUR
- Additional Tier 1 Transitional Adjustments: Remained at 0 mln EUR

Tier 2 Capital

Tier 2 Capital: Remained at 0 mln EUR
- Tier 2 Capital Instruments: Remained at 0 mln EUR
- Other Tier 2 Capital Components and Deductions: Remained at 0 mln EUR
- Tier 2 Transitional Adjustments: Remained at 0 mln EUR

Capital Ratios (Transitional Period)

Common Equity Tier 1 Capital Ratio: Increased from 53.01% to 61.01%
Tier 1 Capital Ratio: Increased from 72.50% to 81.89%
Total Capital Ratio: Increased from 72.50% to 81.89%

CET1 Capital Fully Loaded

CET1 Capital: Increased from 946 mln EUR to 1,016 mln EUR
CET1 Capital Ratio: Increased from 53.01% to 61.01%

Leverage Ratio

Tier 1 Capital - Transitional Definition: Increased from 1,293 mln EUR to 1,363 mln EUR
Total Leverage Ratio Exposures:
- Using Transitional Definition: Increased from 33,669 mln EUR to 34,364 mln EUR
- Using Fully Phased-in Definition: Increased from 33,669 mln EUR to 34,364 mln EUR
Leverage Ratio:
- Using Transitional Definition: Increased from 3.8% to 4.0%
- Using Fully Phased-in Definition: Increased from 3.8% to 4.0%

Risk Exposure Amounts

Total Risk Exposure Amount: Decreased from 1,784 mln EUR to 1,664 mln EUR
Credit Risk Exposure: Decreased from 1,108 mln EUR to 1,005 mln EUR
Securitisation and Re-securitisation (Banking Book): Decreased from 1 mln EUR to 0 mln EUR
Contributions to Default Fund of CCP: Remained at 0 mln EUR
Other Credit Risk Exposure: Decreased from 1,106 mln EUR to 1,005 mln EUR
Credit Valuation Adjustment: Decreased from 341 mln EUR to 277 mln EUR
Operational Risk Exposure: Increased from 335 mln EUR to 383 mln EUR

Credit Risk - Standardised Approach

Consolidated Data (Finland)

Central Governments or Central Banks: Increased from 4,004 mln EUR to 4,388 mln EUR
Regional Governments or Local Authorities: Increased from 10,612 mln EUR to 11,098 mln EUR
Public Sector Entities: Increased from 281 mln EUR to 293 mln EUR
Multilateral Development Banks: Remained at 233 mln EUR
International Organisations: Remained at 74 mln EUR
Institutions: Decreased from 3,413 mln EUR to 3,039 mln EUR
Corporates: Decreased from 5,361 mln EUR to 5,329 mln EUR
Secured by Mortgages on Immovable Property: Increased from 8,856 mln EUR to 9,326 mln EUR
Exposures in Default: Remained at 2 mln EUR
Covered Bonds: Decreased from 1,939 mln EUR to 1,902 mln EUR
Standardised Total: Decreased from 34,865 mln EUR to 35,696 mln EUR

Risk Exposure Amounts (Finland)

Credit Risk Exposure: Decreased from 1,108 mln EUR to 1,005 mln EUR
Value Adjustments and Provisions: Decreased from 1 mln EUR to 3 mln EUR

Percentage Breakdown (Finland)

Central Governments or Central Banks: 0%
Regional Governments or Local Authorities: 0%
Public Sector Entities: 0%
Multilateral Development Banks: 0%
International Organisations: 0%
Institutions: 0%
Corporates: 0%
Secured by Mortgages on Immovable Property: 0%
Exposures in Default: 0%
Covered Bonds: 0%
Standardised Total: 0%

Summary of Key Information

LEI Code: 529900HEKOENJHPNN480
Country Code: FI
Transitional Period Capital Ratios:
- Common Equity Tier 1 Capital Ratio: 53.01% (31/12/2017) to 61.01% (30/06/2018)
- Tier 1 Capital Ratio: 72.50% to 81.89%
- Total Capital Ratio: 72.50% to 81.89%
Leverage Ratio:
- Transitional Definition: 3.8% to 4.0%
- Fully Phased-in Definition: 3.8% to 4.0%
Total Risk Exposure Amount: 1,784 mln EUR (31/12/2017) to 1,664 mln EUR (30/06/2018)
Credit Risk Exposure: 1,108 mln EUR to 1,005 mln EUR
Securitisation Risk Exposure: 1 mln EUR to 0 mln EUR
Operational Risk Exposure: 335 mln EUR to 383 mln EUR

Additional Notes

The Original Exposure is reported before considering credit conversion factors and credit risk mitigation techniques.
Value adjustments and provisions are included in the calculation of risk exposure amounts but not for securitisation purposes.
The Standardised Approach is used for calculating credit risk exposure and related capital charges.

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