2013-03-12-奥纬咨询-The_Risk_Data_Agenda_12页_812kb

报告摘要

Mark James: Partner & Strategic IT & Operations Head (APAC, Singapore). E-mail: mark.james@oliverwyman.com
Paul Mee: Partner & Strategic IT & Operations Head (UK/EMEA, London). E-mail: paul.mee@oliverwyman.com
Pankaj Khanna: Principal (Finance & Risk, Strategic IT & Operations, London). E-mail: pankaj.khanna@oliverwyman.com
Patrick Ryan: Principal (Strategic IT & Operations, Singapore). E-mail: patrick.ryan@oliverwyman.com

The report addresses regulatory expectations for risk data aggregation and reporting under the BCBS 239 framework.
This framework establishes 14 principles requiring banks (especially G-SIBs and D-SIBs) to have robust risk data capabilities, clear decision-making, and enhanced operations.
Timelines are strict: compliance assessments are expected in 2015, with adherence required by the end of 2015, alongside ongoing readiness for supervisory review.

Many banks suffer from poor quality risk data, partly due to manual processes.
Data aggregation, compilation, and reporting arrangements often fall significantly short of BCBS principles.
Manual workarounds are common but inadequate and inefficient.

Banks are advised to adopt a comprehensive strategy beyond mere compliance with BCBS principles.
A two-phase assessment (current capability vs. principles requirements) is recommended.
Key areas include governance, data architecture, accuracy, completeness, timeliness, and adaptability.

Develop a strategic implementation plan addressing governance, processes, systems, and infrastructure.
Prepare contingency strategies for crises to leverage data intelligence for better decisions during stressful times.
Improve cross-departmental alignment (risk, finance, treasury) and data sharing.
Benefits include competitive advantage, improved decision-making (crisis management to strategic planning), enhanced reputation, and proactive agenda-setting.

Successfully implementing BCBS 239 principles can yield significant business value.
Regulators are increasingly focused on the outcomes enabled by better data – timely, consistent, and comprehensive risk reporting.

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