EBA欧洲银行-Public-hearing-presentation_GL-how-information-should-be-provided-in-summary-or-colective-form_13页_1mb

报告摘要

EBA Guidelines on Summary or Collective Form Information Disclosure

1. Core Mandate

The European Banking Authority (EBA) has issued guidelines (GL) on how confidential information should be disclosed in summary or collective form. The objective is to ensure that such disclosures do not allow the identification of individual institutions or relevant entities. The GL apply to a wide range of entities and individuals involved in the resolution process of financial institutions.

2. Scope of Application

The GL are applicable to the following persons:

Resolution authorities
Competent authorities and EBA
Competent ministries
Special managers or temporary administrators appointed under the Directive
Potential acquirers contacted by competent authorities or resolution authorities
Auditors, accountants, legal and professional advisors, valuers, and other experts engaged by the above-mentioned entities
Bodies administering deposit guarantee schemes
Bodies administering investor compensation schemes
The body in charge of resolution financing arrangements
Central banks and other authorities involved in the resolution process
Bridge institutions or asset management vehicles
Any other persons who provide or have provided services directly or indirectly to the above entities
Senior management, members of the management body, and employees of the above entities before, during, and after their appointment

3. Goals and Main Provisions

3.1. Goals of the Guidelines

To promote convergence in the practices of disclosing confidential information in summary or collective form
To allow flexibility, as the types of confidential information and the circumstances of disclosure may vary
To establish principles that guide authorities in avoiding the risk of identifying individual institutions or relevant entities

3.2. General Rule and Principle-Based Factors

The GL outline a general rule that information should be disclosed in a way that does not identify individual institutions or entities. The guidelines emphasize the use of principle-based factors to assess the appropriateness of such disclosures. These factors are designed to help authorities determine whether information is sufficiently anonymized to protect confidentiality.

4. Public Consultation and Next Steps

4.1. Specific Questions for Public Consultation

The EBA has proposed the following questions for public consultation:

Do you agree with the principle-based factors outlined in the GL for ensuring that individual institutions are not identified when disclosing information in summary or collective form?
If not, what other principle-based factors might be useful to introduce?