EBA欧洲银行-DE_391200EEGLNXBBCVKC73_TR_2016_15页_1mb

报告摘要

2016 EU-wide Transparency Exercise Summary

Core Information

Bank Name: Erwerbsgesellschaft der S-Finanzgruppe mbH & Co. KG
LEI Code: 391200EEGLNXBBCVKC73
Country Code: DE (Germany)

Own Funds and Capital Ratios (Transitional Period)

Item	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	COREP Code	Regulation
A (Own Funds)	4,118	4,007	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1 (CET1 Capital)	3,263	3,279	C 0.00 (020,010)	Article 50 of CRR
A.1.1 (Eligible CET1 Capital Instruments)	0	0	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2 (Retained Earnings)	28	24	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3 (Accumulated Other Comprehensive Income)	0	0	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4 (Other Reserves)	3,205	3,205	C 0.00 (0200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5 (Funds for General Banking Risk)	89	111	C 0.00 (0110,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6 (Minority Interest in CET1 Capital)	111	119	C 0.00 (0230,010)	Article 84 of CRR
A.1.7 (Adjustments to CET1 due to prudential filters)	-7	0	C 0.00 (0250,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8 (Intangible Assets)	-122	-107	C 0.00 (0300,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR
A.1.9 (DTAs not based on future profitability)	-105	-105	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10 (IRB shortfall)	0	0	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11 (Defined Benefit Pension Fund Assets)	0	0	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12 (Reciprocal Cross Holdings)	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13 (Excess Deduction from ATI items)	-73	0	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14 (Deductions related to 1.250% risk weight)	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (h) and 89 to 91 of CRR
A.1.14.1 (Securitisation Positions)	0	0	C 0.00 (0460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.15 (Holdings of CET1 Capital in financial sector)	0	0	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16 (Deductible DTAs)	-13	-17	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; 48(1) point (a) and 48(2) of CRR
A.1.17 (Holdings of CET1 Capital with significant investment)	0	0	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i); 43, 45; 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.18 (Amount exceeding 17.65% threshold)	0	0	C 0.00 (0510,010)	Article 48 of CRR
A.1.19 (Additional deductions due to Article 3 CRR)	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20 (Other CET1 Capital elements)	0	0	C 0.00 (0529,010)	-
A.1.21 (Transitional adjustments)	149	49	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1 (Grandfathered CET1 Capital)	0	0	C 0.00 (0220,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2 (Additional minority interests)	5	0	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3 (Other transitional adjustments)	144	49	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2 (Additional Tier 1 Capital)	0	0	C 0.00 (0530,010)	Article 61 of CRR
A.2.1 (Additional Tier 1 Capital instruments)	0	0	C 0.00 (0540,010) + C 0.00 (0670,010)	-
A.2.2 (Excess deduction from T2 items)	0	0	C 0.00 (0720,010)	-
A.2.3 (Other Additional Tier 1 components)	73	0	C 0.00 (0690,010) + C 0.00 (0700,010) + C 0.00 (0710,010) + C 0.00 (0740,010) + C 0.00 (0744,010) + C 0.00 (0748,010)	-
A.2.4 (Additional Tier 1 transitional adjustments)	-73	0	C 0.00 (0660,010) + C 0.00 (0680,010) + C 0.00 (0730,010)	-
A.3 (Tier 1 Capital)	3,263	3,279	C 0.00 (015,010)	Article 25 of CRR
A.4 (Tier 2 Capital)	854	728	C 0.00 (0750,010)	Article 71 of CRR
A.4.1 (Tier 2 Capital instruments)	474	451	C 0.00 (0760,010) + C 0.00 (0890,010)	-
A.4.2 (Other Tier 2 components)	102	113	C 0.00 (0910,010) + C 0.00 (0920,010) + C 0.00 (0930,010) + C 0.00 (0940,010) + C 0.00 (0950,010) + C 0.00 (0970,010) + C 0.00 (0974,010) + C 0.00 (0978,010)	-
A.4.3 (Tier 2 transitional adjustments)	279	164	C 0.00 (0880,010) + C 0.00 (0900,010) + C 0.00 (0960,010)	-
C.1 (CET1 Capital Ratio)	13.91%	13.44%	C33 (1)	-
C.2 (Tier 1 Capital Ratio)	13.91%	13.44%	C33 (3)	-
C.3 (Total Capital Ratio)	17.55%	16.43%	C33 (5)	-
D (CET1 Capital Fully loaded)	3,187	3,230	[C.A.1-A.C.1-3.1.1+MUN(A.2+A.1.3- A.2.2-A.2.4-MUN(A.4+A.2.2-A.4.3,0)]	-
E (CET1 Capital Ratio Fully loaded)	13.59%	13.24%	[D.1]/[B.8-1]	-

Risk Exposure Amounts

Risk Exposure	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Credit Risk	20,641	22,660
Securitisation and Re-securitisation in Banking Book	197	169
Contributions to CCP Default Fund	0	9
Other Credit Risk	20,443	22,481
Market Risk (FX and Commodities)	283	0
Credit Valuation Adjustment	330	346
Operational Risk	1,400	1,383
Other Risk Exposure	808	0
Total Risk Exposure Amount	23,461	24,389

Profit and Loss (P&L)

P&L Item	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Interest Income	2,383	1,241
Of which Debt Securities Income	472	204
Of which Loans and Advances Income	1,638	773
Interest Expenses	1,254	600
Of which Deposits Expenses	435	185
Of which Debt Securities Issued Expenses	411	155
Dividend Income	31	12
Net Fee and Commission Income	223	99
Gains/Losses on Derecognition of Financial Assets	37	82
Gains/Losses on Trading Financial Assets	15	0
Gains/Losses on Fair Value Through Profit or Loss	-26	2
Gains/Losses from Hedge Accounting	-1	0
Exchange Differences	-2	1
Net Other Operating Income/(Expenses)	-10	13
Total Operating Income, Net	1,396	851
Administrative Expenses	830	419
Depreciation	44	19
Provisions or Reversal of Provisions	264	155
Commitments and Guarantees Given	-1	2
Other Provisions	243	123
Profit or Loss Before Tax from Continuing Operations	118	67
Profit or Loss After Tax from Continuing Operations	156	35
Profit or Loss for the Year	156	35
Of which Attributable to Owners of the Parent	139	24

Market Risk (Standardised Approach)

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Traded Debt Instruments	0	0
Equities	0	0
Foreign Exchange Risk	0	0
Commodities Risk	0	0
Total Risk Exposure Amount	0	0

Credit Risk - Standardised Approach (Germany)

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	893	549
Regional Governments or Local Authorities	7,420	7,965
Public Sector Entities	1,178	1,140
Multilateral Development Banks	496	395
International Organisations	1,396	1,342
Institutions	8,572	9,846
Corporates	2,029	2,227
Of which SME	576	435
Retail	7,338	7,482
Of which SME	866	349
Secured by Mortgages on Immovable Property	266	273
Of which SME	133	124
Exposures in Default	186	164
Other Exposures	186	204
Standardised Total	30,366	32,000

Credit Risk - Standardised Approach (France)

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	160	161
Regional Governments or Local Authorities	0	0
Public Sector Entities	0	0
Multilateral Development Banks	0	0
International Organisations	0	0
Institutions	0	0
Corporates	0	107
Of which SME	0	0
Retail	1	1
Of which SME	0	0
Secured by Mortgages on Immovable Property	0	0
Exposures in Default	0	0
Other Exposures	0	0
Standardised Total	0	0

Credit Risk - Standardised Approach (Netherlands)

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	0	0
Regional Governments or Local Authorities	0	0
Public Sector Entities	0	0
Multilateral Development Banks	0	0
International Organisations	0	0
Institutions	0	0
Corporates	4	71
Of which SME	0	0
Retail	1	1
Secured by Mortgages on Immovable Property	0	49
Exposures in Default	0	0
Other Exposures	0	0
Standardised Total	0	0