EBA欧洲银行-NL_724500VLXQUMMD5BJB61_TR_2017_16页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary - de Volksholding B.V.

Core Information

Bank Name: de Volksholding B.V.
LEI Code: 724500VLXQUMMD5BJB61
Country Code: NL (Netherlands)

Capital Structure

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	COREP Code	Regulation
OWN FUNDS (Transitional period)	3,654	3,780	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
COMMON EQUITY TIER 1 CAPITAL	3,164	3,284	C 0.00 (020,010)	Article 50 of CRR
Additional Tier 1 Capital	0	0	C 0.00 (0530,010)	Article 61 of CRR
TIER 1 CAPITAL	3,164	3,284	C 0.00 (015,010)	Article 25 of CRR
TIER 2 CAPITAL	491	496	C 0.00 (0750,010)	Article 71 of CRR

Capital Ratios (Transitional Period)

Capital Ratio	As of 31/12/2016	As of 30/06/2017
COMMON EQUITY TIER 1 CAPITAL RATIO	29.23%	32.64%
TIER 1 CAPITAL RATIO	29.23%	32.64%
TOTAL CAPITAL RATIO	33.76%	37.57%

CET1 Capital Fully Loaded

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
CET1 Capital	3,208	3,299
CET1 Capital Ratio	29.64%	32.80%

Leverage Ratio

Item	As of 31/12/2016	As of 30/06/2017	Regulation
Tier 1 Capital - Transitional Definition	3,164	3,284	Article 429 of CRR
Tier 1 Capital - Fully Phased-in Definition	3,193	3,299	Article 429 of CRR
Total Leverage Ratio Exposures (Transitional)	60,331	60,207	Article 429 of CRR
Total Leverage Ratio Exposures (Fully Phased-in)	60,360	60,215	Article 429 of CRR
Leverage Ratio (Transitional)	5.2%	5.5%
Leverage Ratio (Fully Phased-in)	5.3%	5.5%

Risk Exposure Amounts

Risk Exposure	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Credit Risk	8,730	8,041
Securitisation and Re-securitisation (Banking Book)	4	7
Contributions to the Default Fund of a CCP	0	0
Other Credit Risk	8,726	8,034
Market Risk (Position, FX, Commodities)	88	71
Total Risk Exposure Amount	10,825	10,060

Profit and Loss (P&L)

P&L Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Interest Income	1,825	805
Interest Expenses	914	343
Dividend Income	13	5
Net Fee and Commission Income	57	26
Gains/Losses on Derecognition	15	15
Gains/Losses on Financial Assets (Trading)	11	6
Gains/Losses on Financial Assets (FVTPL)	-2	-2
Gains/Losses from Hedge Accounting	-1	4
Exchange Differences	0	0
Net Other Operating Income/(Expenses)	1	0
Total Operating Income, Net	1,006	515
Profit or Loss Before Tax from Continuing Operations	432	236
Profit or Loss After Tax from Continuing Operations	329	177
Profit or Loss for the Year	329	177

Credit Risk - Standardised Approach

Risk Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central Governments or Central Banks	5,836	6,411
Regional Governments or Local Authorities	1,152	973
Public Sector Entities	75	69
Multilateral Development Banks	282	300
Institutions	2,738	2,210
Corporates	3,939	3,561
Of which: SME	361	337
Retail	618	792
Of which: SME	87	82
Secured by Mortgages on Immovable Property	1,029	929
Of which: SME	1,029	929
Exposures in Default	188	171
Other Exposures	350	250
Standardised Total	16,429	15,690

Country-Specific Data

Netherlands

Risk Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central Governments or Central Banks	3,053	3,860
Regional Governments or Local Authorities	695	559
Public Sector Entities	75	69
Institutions	449	451
Corporates	2,705	2,277
Of which: SME	198	166
Retail	806	781
Of which: SME	87	82
Secured by Mortgages on Immovable Property	1,022	922
Of which: SME	1,022	922
Exposures in Default	185	168
Standardised Total	16,429	15,690

Germany

Risk Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central Governments or Central Banks	1,211	1,272
Regional Governments or Local Authorities	14	53
Institutions	173	171
Corporates	322	382
Of which: SME	0	19
Retail	4	4
Of which: SME	0	0
Standardised Total	0	0

Belgium

Risk Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central Governments or Central Banks	590	501
Regional Governments or Local Authorities	281	294
Institutions	4	4
Corporates	133	164
Of which: SME	45	57
Retail	6	6
Of which: SME	0	0
Standardised Total	0	0

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