世界经济论坛-一亿农民：可持续转型融资的突破性模式（英）-2024.1-39页_6mb

100 Million Farmers: Breakthrough Models for Financing a Sustainability Transition

Summary
Global food systems require rapid shifts toward sustainable production to meet climate, water, and biodiversity goals. Regenerative agriculture is identified as a critical approach, but adoption faces barriers such as economic risks for farmers, insufficient financing, and fragmented implementation.

Key Findings:

1. Economic Barriers: Ninety percent of farmers cite investment uncertainty as a major obstacle. Farmers need upfront payments, flexible financing (e.g., long-term loans at lower rates), and guarantees to offset early profitability declines.
2. Technical and Social Barriers: Lack of technical support, data infrastructure, and trust among stakeholders hinder uptake. Farmer training, monitoring systems (e.g., MRV for ecosystem services), and peer-to-peer knowledge sharing are essential.
3. Financing Gap: Less than 4% of climate finance targets agriculture (US$300–350 billion annually needed through 2030). Blended finance models (public-private partnerships) are necessary to address risks and coordinate capital.
4. Breakthrough Model: A coordinated system featuring:
   • Farmer Service Stack: Flexible financial (e.g., insurance, lending) and non-financial (e.g., technical assistance, data services) support.
   • Ecosystem Services Monetization: Full monetization of outcomes like carbon sequestration, water savings, and resilience to build a business case for adoption.
   • Coordination Mechanism: Actors (grower associations, financial institutions, agtech) pool capital and share risks to deliver services efficiently.

Recommendations:

1. Scale Innovations: Replicate successful programs like the Soil and Water Outcomes Fund by blending financing and engaging private capital.
2. Engage Financial Actors: Banks and insurers should develop tailored products (e.g., regenerative agriculture loans) and leverage data to assess risks.
3. Precompetitive Collaboration: Value chain companies must collaborate to aggregate demand for environmental outcomes and fund adaptations.
4. Policy and Data: Governments should create blended financing vehicles and establish standardized metrics for ecosystem services to accelerate market development.

Conclusion: Breakthrough financing models can address adoption barriers, enabling rapid scaling of regenerative agriculture. Success requires systemic change across finance, policy, and agricultural practices.