EBA欧洲银行-EBA-GL-2018-07-CT-GLs-on-28RTS-on-SCA-26-CSC2920conditions-to-benefit-from-an-exemption_6页_255kb
报告摘要
EBA Guidelines Compliance Summary
Core Content
This document is the EBA/GL/2018/07, which outlines the Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC). The guidelines were issued on 4 December 2018 and became applicable from 1 January 2019, with an updated date of 30 April 2019.
The purpose of the guidelines is to establish the conditions under which payment service providers (ASPSPs) can be exempted from the contingency mechanism, which is part of the Strong Customer Authentication (SCA) and Consent (CSC) requirements under the Second Payment Services Directive (PSD2).
Compliance Status by Competent Authorities
The following table summarizes the compliance status of competent authorities across the European Union (EU), European Economic Area (EEA), and other jurisdictions:
| Member State | Competent Authority | Compliance Status | Comments |
|---|---|---|---|
| Belgium (BE) | National Bank of Belgium | Intends to comply | By 30 April 2019. Transposed through a Circular Letter. |
| Bulgaria (BG) | Bulgarian National Bank | Intends to comply | By the end of the first half of 2019. |
| Czech Republic (CZ) | Czech National Bank | Yes | Notification date: 07.03.2019. |
| Denmark (DK) | Danish FSA (Finanstilsynet) | Yes | Notification date: 25.03.2019. |
| Germany (DE) | BaFin | Yes | Notification date: 21.03.2019. |
| Estonia (EE) | Finantsinspektsoon | Yes | Notification date: 11.02.2019. |
| Ireland (IE) | Central Bank of Ireland | Yes | Notification date: 21.03.2019. |
| Greece (EL) | Bank of Greece | Intends to comply | By approx. 01.05.2019. |
| Croatia (HR) | Hrvatska Narodna Banka | Yes | Notification date: 11.02.2019. |
| Spain (ES) | Banco de España | Intends to comply | By the completion of legislative or regulatory proceedings. |
| France (FR) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | Yes | Notification date: 22.02.2019. Compliance through an instruction published on 18.02.2019. |
| Italy (IT) | Bank of Italy | Intends to comply | By 01.06.2019. Regulatory process almost complete. |
| Cyprus (CY) | Central Bank of Cyprus | Yes | Notification date: 12.03.2019. |
| Latvia (LV) | Financial and Capital Market Commission (FCMC) | Yes | Notification date: 04.02.2019. |
| Lithuania (LT) | Bank of Lithuania | Yes | Notification date: 25.03.2019. |
| Luxembourg (LU) | Commission de Surveillance du Secteur Financier (CSSF) | Yes | Notification date: 25.03.2019. |
| Hungary (HU) | Central Bank of Hungary | Intends to comply | By 15.04.2019. Use of ERA notification portal. |
| Malta (MT) | Central Bank of Malta | Yes | Notification date: 22.03.2019. |
| Netherlands (NL) | De Nederlandsche Bank N.V. | Yes | Notification date: 25.03.2019. |
| Austria (AT) | Austrian Financial Market Authority | Yes | Notification date: 25.03.2019. |
| Poland (PL) | Komisja Nadzoru Finansowego | Yes | Notification date: 25.03.2019. |
| Portugal (PT) | Banco de Portugal | Yes | Notification date: 05.02.2019. |
| Romania (RO) | National Bank of Romania | Intends to comply | By the date of entry into force of the law transposing PSD2 into Romanian legislation. |
| Slovenia (SI) | Bank of Slovenia | Yes | Notification date: 23.03.2019. |
| Slovakia (SK) | Národná banka Slovenska | Intends to comply | By 29.03.2019. |
| Finland (FI) | Finanssivalvonta (FIN-FSA) | Yes | Notification date: 28.03.2019. |
| Sweden (SE) | Finansinspektionen | Yes | Notification date: 22.02.2019. |
EEA-EFTA States
| EEA-EFTA State | Competent Authority | Compliance Status | Comments |
|---|---|---|---|
| Iceland (IS) | Financial Supervisory Authority, Iceland | Intends to comply | By the completion of legislative or regulatory proceedings. |
| Liechtenstein (LI) | Financial Market Authority Liechtenstein (FMA) | Intends to comply | By the date PSD2 is incorporated into the EEA Agreement. |
| Norway (NO) | Financial Supervisory Authority of Norway | Intends to comply | By 14 September 2019. Still in the process of detailing national application. |
European Territories under Article 355(3) TFEU
| Territory | Competent Authority | Compliance Status | Comments |
|---|---|---|---|
| Gibraltar | Gibraltar Financial Services Commission | Yes | Notification date: 30.04.2019. |
Notes
- The EEA States other than the EU Member States are not currently required to notify their compliance with the EBA Guidelines, but they have done so voluntarily.
- If a competent authority continues to intend to comply after the application date (1 January 2019), it will be considered non-compliant unless:
- (A) The Guidelines relate to an institution or instrument that does not exist in the jurisdiction.
- (B) Legislative or regulatory proceedings have been initiated to bring national measures into compliance.
- Article 16(3) of the EBA’s Regulations requires competent authorities to inform the EBA whether they comply or intend to comply with the guidelines.
- The EBA cannot accept responsibility for the accuracy of the information provided by competent authorities.
- For further information, contact the respective competent authority directly. Contact details can be found on the EBA’s website (www.eba.europa.eu).
展开完整摘要
试读结束，高清完整版pdf/doc/ppt,请点下载
