亚开行-2023年贸易融资缺口、增长和就业调查（英）-2023.9-13页_1mb

The Asian Development Bank report highlights a significant global trade finance gap of $2.5 trillion in 2022, a 47% increase from $1.7 trillion in 2020, driven by economic challenges like high interest rates, inflation, and geopolitical tensions. This gap disproportionately affects small and medium-sized enterprises (SMEs), with financing access cited as the primary challenge.

Key findings include: SMEs face rejection due to lack of collateral, insufficient credit history, and operational costs, while digitalization could reduce gaps but is hindered by unharmonized standards for electronic documents. Sustainable financing is viewed positively by 80% of banks, but barriers like inconsistent ESG standards persist.

Recommendations for narrowing the gap involve increasing trade financing capacity through SME-targeted processes, deep-tier supply chain finance, and digitalization efforts. Harmonizing sustainability standards and advancing ESG reporting are crucial, alongside leveraging technology to improve efficiency and crisis response.

Prospects show growing demand for trade finance due to technological advancements, with expectations of increased supply and demand over the next two years. However, challenges remain in cost and implementation, emphasizing the need for coordinated policy changes and multilateral cooperation.