EBA欧洲银行-IT_5493006P8PDBI8LC0O96_TR_2016_11页_719kb

报告摘要

2016 EU-wide Transparency Exercise Summary - Banco Popolare Società Cooperativa

Core Content Overview

This document outlines the results of the 2016 EU-wide Transparency Exercise for Banco Popolare Società Cooperativa, including own funds, capital ratios, risk exposure amounts, P&L statements, market risk, credit risk, and sovereign exposure. The data is reported for two periods: as of 31/12/2015 and as of 30/06/2016.

Key Financial Metrics

Own Funds (Transitional Period)

Item	31/12/2015 (EUR mln)	30/06/2016 (EUR mln)	COREP Code	Regulation
A	7,121	8,010	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	5,885	6,563	C 0.00 (020,010)	Article 50 of CRR
A.1.1	6,091	7,083	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	367	-381	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	334	72	C 0.00 (018,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	1,587	2,042	C 0.00 (200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	0	38	C 0.00 (020,010)	Article 84 of CRR
A.1.7	-18	-25	C 0.00 (025,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8	-1,887	-1,890	C 0.00 (030,010) + C 0.00 (030,010)	Articles 4(113), 36(1) point (b) and 37 of CRR; Articles 4(115), 36(1) point (b) and 37 point (a) of CRR
A.1.9	-46	-235	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	-275	-6	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	0	0	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	-47	-53	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (i) and 89 to 91 of CRR; Articles 36(1) point (k) (i), 243(1) point (k), 244(1) point (k) (ii) and 258 of CRR; Articles 36(1) point (l) (i) and 379(3) of CRR; Articles 36(1) point (k) (iv) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR
A.1.15	-81	-22	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16	0	0	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	-519	-422	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i); 43, 45; 47; 48(1) point (k); 49(1) to (3) and 79 of CRR
A.1.18	-14	-19	C 0.00 (0510,010)	Article 48 of CRR
A.1.19	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20	0	0	C 0.00 (0529,010)	-
A.1.21	395	381	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	0	0	C 0.00 (0220,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	30	3	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3	365	378	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2	0	0	C 0.00 (0530,010)	Article 61 of CRR
A.2.1	48	8	C 0.00 (0540,010) + C 0.00 (0670,010)	-
A.2.2	0	0	C 0.00 (0720,010)	-
A.2.3	47	53	C 0.00 (0690,010) + C 0.00 (0700,010) + C 0.00 (0710,010) + C 0.00 (0720,010) + C 0.00 (0740,010) + C 0.00 (0741,010) + C 0.00 (0748,010)	-
A.2.4	-96	-61	C 0.00 (0660,010) + C 0.00 (0680,010) + C 0.00 (0730,010)	-
A.3	5,885	6,563	C 0.00 (015,010)	Article 25 of CRR
A.4	1,235	1,447	C 0.00 (0750,010)	Article 71 of CRR
A.4.1	1,556	1,460	C 0.00 (0760,010) + C 0.00 (0890,010)	-
A.4.2	-143	36	C 0.00 (0910,010) + C 0.00 (0920,010) + C 0.00 (0930,010) + C 0.00 (0940,010) + C 0.00 (0950,010) + C 0.00 (0970,010) + C 0.00 (0974,010) + C 0.00 (0978,010)	-
A.4.3	-178	-49	C 0.00 (0880,010) + C 0.00 (0900,010) + C 0.00 (0960,010)	-
B	44,744	44,212	C 0.00 (010,010)	Articles 92(3), 95, 96 and 98 of CRR
B.1	54	110	C 05.01 (010;040)	-
C.1	13.15%	14.85%	C A3 (1)	-
C.2	13.15%	14.85%	C A3 (3)	-
C.3	15.91%	18.12%	C A3 (5)	-
D	5,538	6,235	[C.A.1-A.1.13-A.1.21+MIN(A2+A.1.13-A.2.2-A.2.2+MIN(A4+A.2.2-A.4.3,0)]	-
E	12.39%	14.14%	[D.1]/[B.8.1]	-

Risk Exposure Amounts

Risk Exposure Type	31/12/2015 (EUR mln)	30/06/2016 (EUR mln)
Credit Risk	37,529	38,517
Securitisation Risk	80	76
Contributions to CCP Default Fund	0	0
Other Credit Risk	37,449	38,441
Market Risk	2,404	1,976
Operational Risk	4,471	3,374
Total Risk Exposure	44,744	44,212

Profit and Loss (P&L)

P&L Item	31/12/2015 (EUR mln)	30/06/2016 (EUR mln)
Interest Income	2,804	1,234
Debt Securities Income	556	277
Loans and Advances Income	2,107	892
Interest Expenses	1,229	538
Deposits Expenses	219	82
Debt Securities Issued Expenses	934	393
Dividend Income	31	20
Net Fee and Commission Income	1,433	642
Gains or (-) Losses on Derecognition	375	48
Gains or (-) Losses on Trading Assets	16	12
Gains or (-) Losses on Fair Value through Profit or Loss	77	18
Gains or (-) Losses from Hedge Accounting	0	-3
Exchange Differences	-26	1
Net Other Operating Income/(Expenses)	319	135
Total Operating Income, Net	3,799	1,567
Administrative Expenses	2,429	1,144
Depreciation	133	65
Provisions or (-) Reversal of Provisions	54	9
Commitments and Guarantees Given	-25	-2
Other Provisions	79	11
Profit or (-) Loss Before Tax from Continuing Operations	343	-568
Profit or (-) Loss After Tax from Continuing Operations	415	-386
Profit or (-) Loss from Discontinued Operations	-7	-1
Profit or (-) Loss for the Year	408	-387
Of which Attributable to Owners of the Parent	427	-381

Capital Ratios

Common Equity Tier 1 (CET1) Ratio (Transitional Period): 13.15% (31/12/2015) → 14.85% (30/06/2016)
Tier 1 Ratio (Transitional Period): 13.15% (31/12/2015) → 14.85% (30/06/2016)
Total Capital Ratio (Transitional Period): 15.91% (31/12/2015) → 18.12% (30/06/2016)

Market Risk

Risk Type	31/12/2015 (EUR mln)	30/06/2016 (EUR mln)
Traded Debt Instruments	595	350
Of which: General Risk	0	0
Of which: Specific Risk	595	350
Equities	0	0
Commodities Risk	54	37
Total Risk Exposure Amount	649	387

Credit Risk

Standardised Approach

Total Risk Exposure Amount: 46,647 mln EUR (30/06/2016)
Risk Exposure Amount: 21,019 mln EUR (31/12/2015) → 22,096 mln EUR (30/06/2016)

IRB Approach

Total Risk Exposure Amount: 16,510 mln EUR (31/12/2015) → 16,420 mln EUR (30/06/2016)

Sovereign Exposure

Total Sovereign Exposure (All Countries): 19,756.7 mln EUR (31/12/2015) → 21,553.5 mln EUR (30/06/2016)

Key Information

The LEI Code of Banco Popolare Società Cooperativa is 5493006P8PDBI8LC0O96.
The Country Code is IT (Italy).
The document includes detailed breakdowns by accounting portfolio and risk categories.
Transitional adjustments are applied to CET1 and Tier 2 capital to align with regulatory requirements.
Risk exposure amounts for credit, market, and operational risks are reported for both periods.