2024-04-29-上交所-华夏银行2023年社会责任报告（英文版）_67页_14mb

Hua Xia Bank 2023 Social Responsibility Report Summary

Commitment to Sustainable Development and Social Responsibility

• Hua Xia Bank actively fulfills its social responsibilities under the guidance of the Chairman Li Minji, focusing on sustainable development with the philosophy of "Sustainability for a Better Future."
• The bank prioritizes political consciousness and a people-centered approach, integrating these into its financial services to promote high-quality development and support national strategies.

Key Initiatives and Achievements

1. Cultural Heritage Protection:

   • Supported the application of Beijing's Central Axis for World Heritage status, showcasing commitment to cultural preservation.

2. Supporting National Strategies:

   • Provided extensive financial support for rural revitalization, infrastructure development, and regional economic integration, including coordination with the Beijing-Tianjin-Hebei region, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area.

3. Green Finance and Environmental Protection:

   • Extended green loans totaling RMB 269.273 billion, contributing to carbon peaking and neutrality goals.
   • Implemented biodiversity conservation initiatives, such as supporting the Mulberry Dike Fish Pond System in Huzhou, Zhejiang.

4. Inclusive Finance:

   • Strengthened support for Micro, Small, and Medium-sized Enterprises (MSEs) and rural areas, with MSE loans of RMB 584.973 billion and agriculture-related loans of RMB 278.621 billion in 2023.

5. Digital Transformation and Innovation:

   • Advanced fintech (FinTech) development in areas like movable asset financing and industry-specific digital finance.
   • Launched digital products such as the "Shopping Basket Supply Assurance Loan" for Xinfadi Market and expanded electronic services.

6. Consumer Rights Protection and Governance:

   • Committed to enhancing customer service, improving dispute resolution, and ensuring compliance with regulatory standards.
   • Strengthened anti-money laundering (AML) and data security measures to safeguard customer information.

CSR Practices and Community Engagement

• Organized numerous volunteer activities, supporting education, disaster relief, and community welfare.
• Donated over RMB 70 million to public welfare causes in 2023, organizing events like the "Miyun Eco-Marathon."

Governance and Operational Excellence

• Improved governance structures, with clear roles for the Board of Directors, Board of Supervisors, and Senior Management.
• Achieved an "excellent" rating in the 2023 CSR evaluation by China Banking Association and enhanced risk management systems.

Key Statistics (2023)

• Total Assets: RMB 4.254766 trillion
• Net Profit: RMB 26.363 billion
• Employee Count: 40,293
• MSE Loans: RMB 584.973 billion
• Green Loans: RMB 269.273 billion
• ETC Card Users: 270.37 million

Hua Xia Bank continues to balance economic growth, social responsibility, and environmental stewardship through innovative financial solutions and steadfast commitment to sustainable practices.