2013-02-15-奥纬咨询-Carrier_Trend_Report_-_January_2013_24页_831kb

Carrier Trend Report Summary

Executive Summary Highlights

• Median trends decreased for group medical products overall, with group medical indemnity experiencing the largest drop, while prescription drug trends increased for the first time since July 2007.
• Dental and vision trends stabilized or saw minor changes, with no significant shifts.
• Medicare Supplement trends decreased, and products with drug coverage and without are converging.

Results for January 2013: Current Trends

• Key decrease in group medical trends (e.g., indemnity at 2.00% to 0.65%), offset by slight increases in dental and vision.
• Prescription drug median trend rose to 9.00%, individual medical indemnity increased to 11.50%, and stop loss trends remained stable but slightly lower.

Historical Experience: Trends Over Time

• Since July 2003, trends show declines in most areas, with a rise in prescription drugs in 2013 and fluctuations due to small sample sizes in some categories like Medicaid.
• Long-term trends indicate stability in dental and vision, and gradual decreases in Medicare products since 2010.