EBA欧洲银行-EBA-MB-2012-010-PUBLICMinutes26-Jan-meeting-_5页_232kb

报告摘要

Summary of the 26 January 2012 Meeting of the Management Board

Core Content

The 26 January 2012 Management Board (MB) meeting covered a range of topics related to the European Banking Authority (EBA) operations, regulatory developments, and supervisory challenges. The discussion focused on administrative matters, the bank recap exercise, stress-testing procedures, and the impact of recent regulatory texts on the banking sector.

Main Points and Key Information

1. Opening and Approval of Minutes and Agenda

The minutes were agreed upon.
The agenda was approved with the addition of three new items under 'AOB':
- Potential impact of the endorsement regime under the CRA Regulation.
- Handling of disproportionate host state requests for stress-tests.
- Concern about the process and substance of the Austrian FMA's recent measures to strengthen the sustainability of Austrian banking groups.

2. Administrative and Operational Status Report

The EBA's draft budget for 2013 will be finalised next week.
The MB requested a breakdown of the EBA's recruitment, particularly regarding the deployment of new human resources under the 2012 Establishment Plan.
EBA staff was asked to identify the specific skills and experience required in each cluster from temporary NSA secondees.
A note on the ongoing development of RTS on own funds was to be prepared for the BoS.
The Executive Director agreed to provide an update on Office Management at the next meeting, noting that changes from the Commission review in 2014 would require amendments to the current Regulation.

3. Update on Bank Recap Exercise

The MB discussed the classification system for assessing excessive deleveraging and its impact on lending to the real economy.
NSAs may be asked to comment on the likely effects of asset sales and decreased lending.
Cross-border cases should be discussed in colleges with a structured agenda, and the EBA will support these discussions.
NSAs may be invited to the February BoS meeting to discuss individual banks.
ESRB engagement is expected after the February BoS meeting.
Impairments should be fully recognised by the end of 2011, with sovereigns only being granted the portion exceeding the haircut.
Communications will require updates on supervisory plans and the 2011 stress-test follow-up.
Follow-up to the July 2011 Recommendation on liquidity was suspended until LCR monitoring data is available.

4. Progress on Article 18 Emergency Procedures

The EBA note on Article 18 procedures was discussed, with a focus on the EBA's coordination role.
A workshop was suggested to further develop the procedures.
The document was open for comments from MB members for a further week.
Consideration was given to merging the Code of Conduct with the note once both documents are available.

5. Potential Impacts of CRD4/CRR Compromise Text

The text remains unstable, but most of the EBA's December comments were taken on board.
The Director Regulation will draft an informal note on the main issues and concerns from the compromise text, including areas of departure from Basel 3.
This note will be circulated to the February BoS for comments.

6. Progress on Joint ESA Procedures for Mediation

The first call for panel volunteers was to be made at the February meeting.
Although no disagreements have been referred to the EBA yet, the possibility of such referrals was acknowledged, especially due to home-host frustrations.

7. Developing Rules of Procedure for EBA Standing Committees

David Rozumek provided an update on the development of rules of procedure (RoP) for standing committees.
These RoP aim to provide a framework for the committees' processes.
Further practical experience and input from the Chairs of SCARA and SIFI were requested before finalising the proposals.

8. Revised Mission Statement

The Executive Director's draft mission statement was approved with minor rephrasing of point 1.
David Rozumek's annexed list of tasks was added to the statement.
The forthcoming draft BoS agenda was agreed to be a standing agenda item for each MB meeting.

9. Proposed Participation of the Croatian National Bank (HNB) in BoS

The MB supported HNB's participation as an observer in the BoS.
It was recommended that this be formally approved by the BoS.
HNB was invited to the February meeting.
The MB supported the Executive Director's suggestion that HNB's contributions to the EBA budget should start from 2013.

10. AOB Items

The Board discussed handling disproportionate host state stress-test requests, noting that some banks had declined to run them.
The EBA's EU-wide stress test and Pillar 2-specific tests were identified as the starting point for addressing these concerns.
The EBA's stress test guidelines were agreed to be updated to include information shared within the college.
The US counterparts will complete their stress tests by mid-March, prompting communication with them.
A BoS Awayday was suggested as an opportunity to further consider these supervisory issues.
The endorsement regime under the CRA Regulation was noted for its potential capital implications, up to three times the value of the recap exercise.
The EBA agreed to consider the applicability of its formal tools (e.g., investigation for breach of EU law, mediation) in response to the Austrian FMA's measures.
The Commission representative confirmed they are reviewing the legality of these measures.