EBA欧洲银行-EBA-Guideline-2015-11-Compliance-Table-GLs-on-Creditworthiness-Assessment_6页_267kb

EBA Guidelines on Creditworthiness Assessment Compliance Summary

Core Content

This document presents a compliance table for the EBA Guidelines on creditworthiness assessment (EBA/GL/2015/11), outlining the status of compliance by competent authorities from EU Member States, EEA-EFTA States, and European Territories under Article 355(3) TFEU. The table indicates whether each authority complies, intends to comply, or does not comply with the guidelines, along with relevant comments.

Main Views

• Compliance Status: Most competent authorities either comply or intend to comply with the guidelines, with a few exceptions.
• Conditions for Compliance: Many authorities mention that they will comply once the Directive is fully transposed into national law and they are designated as competent authorities under the Directive.
• Non-Compliance or Not Applicable: Some authorities state that the guidelines do not apply to them, or that they have not submitted a notification.

Key Information

EU Member States

EEA-EFTA States

European Territories under Article 355(3) TFEU

Notes

• Notification Requirement: Article 16(3) of the EBA's Regulations requires competent authorities to notify the EBA on their compliance status with each guideline or recommendation.
• Transparency Policy: If a competent authority continues to intend to comply after the application date, it will be considered "non-compliant" unless specific conditions (e.g., no relevant institutions or ongoing legislative processes) are met.
• Responsibility: The EBA does not take responsibility for the accuracy of the information provided by the competent authorities.
• Contact: For more detailed information on any competent authority's position, contact them directly using the contact details available on the EBA's website.