EBA欧洲银行-FR_969500FYSB4IT3QWYB65_TR_2015_23页_1mb

报告摘要

2015 EU-wide Transparency Exercise Summary

Core Information

Bank Name: Bpifrance (Banque Publique d'Investissement)
LEI Code: 969500FYSB4IT3QWYB65
Country Code: FR

Capital Structure

The document outlines the capital structure of Bpifrance as of 31/12/2014 and 30/06/2015, categorized under the Capital Requirements Regulation (CRR).

Own Funds

As of 31/12/2014: 17,214 mln EUR
As of 30/06/2015: 18,100 mln EUR

Common Equity Tier 1 (CET1) Capital

As of 31/12/2014: 16,647 mln EUR
As of 30/06/2015: 17,588 mln EUR
Regulation: Article 50 of CRR

Capital Instruments Eligible as CET1

As of 31/12/2014: 18,682 mln EUR
As of 30/06/2015: 18,682 mln EUR
Regulation: Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR

Retained Earnings

As of 31/12/2014: 145 mln EUR
As of 30/06/2015: 6 mln EUR
Regulation: Articles 26(1) point (c), 26(2) and 36(1) points (a) and (f) of CRR

Accumulated Other Comprehensive Income

As of 31/12/2014: 2,196 mln EUR
As of 30/06/2015: 2,327 mln EUR
Regulation: Articles 4(100), 26(1) point (d) and 36(1) point (f) of CRR

Other Reserves

As of 31/12/2014: -1,594 mln EUR
As of 30/06/2015: -1,443 mln EUR
Regulation: Articles 4(117) and 26(1) point (e) of CRR

Minority Interest in CET1 Capital

As of 31/12/2014: 237 mln EUR
As of 30/06/2015: 260 mln EUR
Regulation: Article 84 of CRR

Adjustments to CET1 due to Prudential Filters

As of 31/12/2014: -13 mln EUR
As of 30/06/2015: -14 mln EUR
Regulation: Articles 32 to 35 and 36(1) point (f) of CRR

Intangible Assets (including Goodwill)

As of 31/12/2014: -841 mln EUR
As of 30/06/2015: -842 mln EUR
Regulation: Articles 4(113), 36(1) point (b) and 37 of CRR. Articles 4(115), 36(1) point (b) and 37 point (a) of CRR

Deductions to CET1 Capital

As of 31/12/2014: 0 mln EUR
As of 30/06/2015: 0 mln EUR

Transitional Adjustments

As of 31/12/2014: -2,164 mln EUR
As of 30/06/2015: -1,389 mln EUR

Additional Tier 1 (AT1) Capital

As of 31/12/2014: 0 mln EUR
As of 30/06/2015: 0 mln EUR
Regulation: Article 61 of CRR

Tier 2 Capital

As of 31/12/2014: 567 mln EUR
As of 30/06/2015: 511 mln EUR
Regulation: Article 71 of CRR

Risk Exposure Amounts

Total Risk Exposure Amount

As of 31/12/2014: 53,014 mln EUR
As of 30/06/2015: 55,791 mln EUR
Regulation: Articles 92(3), 95, 96 and 98 of CRR

Breakdown of Risk Exposure

Credit Risk: 50,575 mln EUR (31/12/2014), 53,738 mln EUR (30/06/2015)
Securitisation and Re-securitisations (Banking Book): 40 mln EUR (31/12/2014), 68 mln EUR (30/06/2015)
Operational Risk: 2,383 mln EUR (31/12/2014), 1,993 mln EUR (30/06/2015)
Other Risk Exposure Amounts: 0 mln EUR for both periods

Additional Risk Exposure Elements

Securitisation (Trading Book): 0 mln EUR
Credit Valuation Adjustment: 55 mln EUR (31/12/2014), 60 mln EUR (30/06/2015)
Risk Exposure Amount for Other Credit Risk: 50,535 mln EUR (31/12/2014), 53,670 mln EUR (30/06/2015)

Profit and Loss (P&L) Overview

Total Operating Income, Net

As of 31/12/2014: 1,775 mln EUR
As of 30/06/2015: 845 mln EUR

Key Income Components

Interest Income: 1,413 mln EUR (31/12/2014), 716 mln EUR (30/06/2015)
Dividend Income: 146 mln EUR (31/12/2014), 222 mln EUR (30/06/2015)
Net Fee and Commission Income: 32 mln EUR (31/12/2014), 18 mln EUR (30/06/2015)
Gains or Losses on Derecognition: 828 mln EUR (31/12/2014), 138 mln EUR (30/06/2015)

Expenses

Administrative Expenses: 460 mln EUR (31/12/2014), 238 mln EUR (30/06/2015)
Depreciation: 26 mln EUR (31/12/2014), 14 mln EUR (30/06/2015)
Impairment on Financial Assets: 102 mln EUR (31/12/2014), 68 mln EUR (30/06/2015)
Provisions or Reversal of Provisions: 0 mln EUR for both periods
Commitments and Guarantees Given: 0 mln EUR for both periods

Profit or Loss

Profit or Loss Before Tax (Continuing Operations): 1,446 mln EUR (31/12/2014), 580 mln EUR (30/06/2015)
Profit or Loss After Tax (Continuing Operations): 1,276 mln EUR (31/12/2014), 467 mln EUR (30/06/2015)
Profit or Loss for the Year: 1,276 mln EUR (31/12/2014), 467 mln EUR (30/06/2015)
Of Which Attributable to Owners of the Parent: 1,265 mln EUR (31/12/2014), 464 mln EUR (30/06/2015)

Capital Ratios

Common Equity Tier 1 Capital Ratio: 31.40% (31/12/2014), 31.53% (30/06/2015)
Tier 1 Capital Ratio: 31.40% (31/12/2014), 31.53% (30/06/2015)
Total Capital Ratio: 32.47% (31/12/2014), 32.44% (30/06/2015)

Risk Exposure by Country

Original Exposure and Exposure Value: 0 mln EUR for both periods
Risk Exposure Amount: 0 mln EUR for both periods
Value Adjustments and Provisions: 0 mln EUR for both periods

Summary of Key Points

Bpifrance reported a consistent capital structure with minimal changes in CET1 and Tier 2 capital between the two periods.
The bank's total risk exposure increased from 53,014 mln EUR to 55,791 mln EUR, primarily due to higher credit risk exposure.
Profit and loss figures decreased significantly, indicating a decline in operating performance.
The capital ratios remained stable, with CET1 and Tier 1 ratios slightly increasing, while the total capital ratio slightly decreased.
The document highlights the use of various regulatory definitions and adjustments in calculating capital and risk exposure.

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