EBA欧洲银行-FR_969500FYSB4IT3QWYB65_TR_2017_14页_1mb

2017 EU-wide Transparency Exercise Summary

Core Data Overview

• Bank Name: Bpifrance (Banque Publique d'Investissement)
• LEI Code: 969500FYSB4IT3QWYB65
• Country Code: FR

Capital Structure (Transitional Period)

Own Funds

• As of 31/12/2016: 19,150 mln EUR
• As of 30/06/2017: 19,063 mln EUR
• Common Equity Tier 1 (CET1) Capital:
  • As of 31/12/2016: 18,898 mln EUR
  • As of 30/06/2017: 18,882 mln EUR
  • CET1 Capital Ratio (Fully loaded):
    • As of 31/12/2016: 32.08%
    • As of 30/06/2017: 31.03%

Tier 1 Capital

• As of 31/12/2016: 18,898 mln EUR
• As of 30/06/2017: 18,882 mln EUR
• Tier 1 Capital Ratio:
  • As of 31/12/2016: 30.62%
  • As of 30/06/2017: 29.29%

Tier 2 Capital

• As of 31/12/2016: 253 mln EUR
• As of 30/06/2017: 181 mln EUR
• Tier 2 Capital Ratio:
  • As of 31/12/2016: 31.03%
  • As of 30/06/2017: 29.57%

Transitional Adjustments

• CET1: -901 mln EUR (31/12/2016), -283 mln EUR (30/06/2017)
• Additional Tier 1 Capital: 0 mln EUR (both dates)
• Tier 1 Capital Fully phased-in: 19,799 mln EUR (31/12/2016), 19,165 mln EUR (30/06/2017)

Leverage Ratio

• Tier 1 Capital (Transitional definition):
  • As of 31/12/2016: 81,697 mln EUR
  • As of 30/06/2017: 85,905 mln EUR
• Leverage Ratio (Transitional definition):
  • As of 31/12/2016: 23.1%
  • As of 30/06/2017: 22.0%
• Tier 1 Capital (Fully phased-in definition):
  • As of 31/12/2016: 82,618 mln EUR
  • As of 30/06/2017: 86,196 mln EUR
• Leverage Ratio (Fully phased-in definition):
  • As of 31/12/2016: 24.0%
  • As of 30/06/2017: 22.2%

Risk Exposure Amounts

• Total Risk Exposure Amount:
  • As of 31/12/2016: 61,710 mln EUR
  • As of 30/06/2017: 64,471 mln EUR
• Credit Risk Exposure:
  • As of 31/12/2016: 59,957 mln EUR
  • As of 30/06/2017: 62,588 mln EUR
• Other Credit Risk Exposure:
  • As of 31/12/2016: 59,889 mln EUR
  • As of 30/06/2017: 62,520 mln EUR
• Market Risk Exposure:
  • As of 31/12/2016: 0 mln EUR
  • As of 30/06/2017: 0 mln EUR
• Operational Risk Exposure:
  • As of 31/12/2016: 1,743 mln EUR
  • As of 30/06/2017: 1,883 mln EUR

Profit and Loss (P&L)

• Total Operating Income, Net:
  • As of 31/12/2016: 1,507 mln EUR
  • As of 30/06/2017: 1,487 mln EUR
• Profit or Loss Before Tax from Continuing Operations:
  • As of 31/12/2016: 957 mln EUR
  • As of 30/06/2017: 1,177 mln EUR
• Profit or Loss After Tax from Continuing Operations:
  • As of 31/12/2016: 741 mln EUR
  • As of 30/06/2017: 954 mln EUR
• Profit or Loss for the Year:
  • As of 31/12/2016: 741 mln EUR
  • As of 30/06/2017: 954 mln EUR
• Of which attributable to owners of the parent:
  • As of 31/12/2016: 723 mln EUR
  • As of 30/06/2017: 947 mln EUR

Credit Risk - Standardised Approach

• Standardised Total Risk Exposure Amount:
  • As of 31/12/2016: 86,729 mln EUR
  • As of 30/06/2017: 91,477 mln EUR
• Key Exposures:
  • Central Governments or Central Banks: 15,572 mln EUR (31/12/2016), 17,472 mln EUR (30/06/2017)
  • Regional Governments or Local Authorities: 138 mln EUR (31/12/2016), 120 mln EUR (30/06/2017)
  • Corporates: 36,799 mln EUR (31/12/2016), 38,934 mln EUR (30/06/2017)
  • SMEs: 26,608 mln EUR (31/12/2016), 27,978 mln EUR (30/06/2017)
  • Retail: 7,362 mln EUR (31/12/2016), 7,309 mln EUR (30/06/2017)
  • Exposures in Default: 3,713 mln EUR (31/12/2016), 3,846 mln EUR (30/06/2017)
  • Equity: 16,514 mln EUR (31/12/2016), 17,190 mln EUR (30/06/2017)
  • Securitisation: 45 mln EUR (31/12/2016), 45 mln EUR (30/06/2017)
  • Other Exposures: 619 mln EUR (31/12/2016), 616 mln EUR (30/06/2017)

Key Information and Regulations

• CET1 Capital:
  • Regulation: Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
• Tier 1 Capital: Article 25 of CRR
• Tier 2 Capital: Article 25 of CRR
• Leverage Ratio: Article 429 of CRR and Delegated Regulation (EU) 2015/62
• Transitional Adjustments: Articles 469 to 472, 478, and 481 of CRR
• Risk Exposure Amount: Article 92 of CRR

Additional Notes

• The Total Risk Exposure Amount increased from 61,710 mln EUR to 64,471 mln EUR between the two reporting periods.
• CET1 Capital Ratio decreased from 32.08% to 31.03% in the fully loaded calculation.
• Leverage Ratio decreased from 24.0% to 22.2% using the fully phased-in definition.
• Value adjustments and provisions were reported for certain categories, such as exposures in default and equity, indicating potential credit risk mitigation efforts.
• Securitisation exposures are not included in the value adjustments and provisions per country of counterparty.