PitchBook-金融科技报告（英）-2022年1季度-12页_4mb

报告摘要

Fintech Report Summary - Q1 2022

Core Content

This report provides an overview of venture capital (VC) trends and emerging opportunities in the fintech sector during Q1 2022. It includes data on deal counts, deal values, key segments, and notable companies, as well as insights into the VC ecosystem and future prospects.

Main Trends and Statistics

Q1 2022 VC Deal Activity

Total deals: 1,233
Total deal value: $29.3 billion
QoQ deal value growth: -7.3%
YoY deal value growth: +13.8%
YTD deal value growth: +113.0%

Segment-wise Performance

Payments: Led in deal value with $9.1 billion, showing a 12.4% QoQ growth.
Alternative lending: Notable deals from non-US companies, including:
- Funding Societies (Singapore): $294.0 million Series C
- Creditas (Brazil): $260.0 million Series F
- Oakbrook Finance (UK): $189.2 million late-stage VC round
Consumer finance and financial services IT experienced the largest declines in VC investment, with QoQ drops of 40.8% and 72.7%, respectively.

Key Fintech VC Deals

Company	Close Date	Segment	Stage	Deal Size ($M)	Lead Investor(s)	Valuation Step-up*
Checkout.com	January 12	Payments	Series D	1,000.0	N/A	2.6x
Qonto	January 10	Payments	Series D	549.8	TCV, Tiger Global Management	4.9x
Bolt Financial	February 9	Payments	Series E	355.0	BlackRock	1.8x
Brex	January 11	Payments	Series D2	300.0	Greenoaks Capital Partners, TCV	1.6x
GoCardless	February 8	Payments	Series G	312.0	Permira	6.9x
Market Financial Solutions	March 21	Alternative lending	Late-stage VC	398.0	N/A	N/A

Fintech VC Exits

Company	Close Date	Subsegment	Exit Size ($M)	Exit Type	Acquirer(s)/Index
Dave	January 4	Digital banking	3,536.0	Public listing	VPC Impact Acquisition Holdings III
Forge Global	March 22	Alternative capital	1,349.0	Public listing	Motive Capital
SimpleNexus	January 10	Platforms & APIs	1,200.0	Acquisition	nCino
Technisys	March 3	Enterprise architecture	1,100.0	Acquisition	SoFi
Fair	March 15	Retail & marketplace lending	N/A	Acquisition	Shift Technologies
Pollinate	February 4	Platforms & APIs	N/A	Acquisition	Canadian Imperial Bank of Commerce
Taulia	March 10	Commercial lending	N/A	Acquisition	SAP
Terraform Labs	March 9	Layer-1 and scaling solutions	N/A	Acquisition	BTCS
CommerceSync	February 24	Payroll and AP/AR automation	N/A	Acquisition	Constellation Software, FOG Software Group
Payrix	February 14	Payment platforms & POS	N/A	Acquisition	Fidelity National Information Services

Emerging Opportunities

1. Corporate Crypto Finance

Increasing interest in blockchain-based financial solutions by traditional corporations.
Companies are exploring decentralized finance (DeFi) and other crypto-related services.

2. Carbon Credit Tokenization

Fintechs are leveraging blockchain to tokenize and trade carbon credits.
This provides a transparent and efficient mechanism for carbon offsetting and environmental impact tracking.

3. Payfac Enablement

Payfac (Payment Facilitator) solutions are becoming more critical for businesses to manage payment processing.
These solutions allow companies to onboard and manage multiple payment processors, enhancing scalability and flexibility.

Company Highlights

Bitwave

A fintech company focusing on blockchain and digital assets.
Engaged in providing infrastructure and services for decentralized finance.

Celo

A mobile-first Layer-1 blockchain compatible with Ethereum Virtual Machine (EVM).
Uses proof-of-stake to enable faster and cheaper transactions.
Targets users in developing countries with low-end smartphones and basic internet.
Users can access services with just a phone number, not public keys.
Aims to be carbon-negative by funding carbon offsets.
Key partners and startups include Flow Carbon, Loam, MOSS, and Regen Network.

openNode

A fintech company specializing in payment solutions and financial services.
Provides tools for developers and businesses to integrate with payment systems.

Leadership and Background

Celo was cofounded by Rene Reinsberg (President), Marek Olszewski (CTO), and Sepandar Kamvar.
All three founders met at the Massachusetts Institute of Technology.
Previously founded Locu, a platform connecting local businesses with consumers, which was acquired by GoDaddy for $70 million.
Reinsberg and Olszewski stayed at GoDaddy for about three years before cofounding Celo in 2017.

About PitchBook Emerging Tech Research

Provides independent, objective, and timely market intelligence.
Helps investors understand the complexity and competition in the private markets.
Offers detailed analysis of nascent tech sectors to better navigate the markets and pursue new opportunities.

Contact Information

Robert Le: Senior Analyst, Emerging Technology | robert.le@pitchbook.com
TJ Mei: Data Analyst | tj.mei@pitchbook.com
Julia Midkiff: Report Designer
Institutional Research Group: Contact via pbinstitutionalresearch@pitchbook.com

Additional Research

Agtech: Alex Frederick | alex.frederick@pitchbook.com
Artificial Intelligence & Machine Learning: Brendan Burke | brendan.burke@pitchbook.com
Fintech: Robert Le | robert.le@pitchbook.com
Foodtech: Alex Frederick | alex.frederick@pitchbook.com
Information Security: Brendan Burke | brendan.burke@pitchbook.com
Insurtech: Robert Le | robert.le@pitchbook.com
Internet of Things (IoT): Brendan Burke | brendan.burke@pitchbook.com
Mobility Tech: Jonathan Geurkink | jonathan.geurkink@pitchbook.com
Supply Chain: Jonathan Geurkink | jonathan.geurkink@pitchbook.com
Emerging Spaces and Vertical Snapshots: Ryan Vaswani | ryan.vaswani@pitchbook.com

Copyright

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Contents are based on information from sources believed to be reliable, but accuracy and completeness cannot be guaranteed.
Nothing herein should be construed as any past, current or future recommendation to buy or sell any security or an offer to sell, or a solicitation of an offer to buy any security.
This material does not purport to contain all of the information that a prospective investor may wish to consider and is not to be relied upon as such or used in substitution for the exercise of independent judgment.

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