EBA欧洲银行-CY_5493007F6CE5P22TJ731_TR_2017_14页_1mb

报告摘要

As of 31/12/2016: 1,690 mln EUR
As of 30/06/2017: 1,690 mln EUR
COREP Code: C 0.00 (030,010)
Regulation: Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR

As of 31/12/2016: -678 mln EUR
As of 30/06/2017: -685 mln EUR
COREP Code: C 0.00 (030,010)
Regulation: Articles 26(1) point (c), 26(2) and 36(1) points (a) and (f) of CRR

As of 31/12/2016: 0 mln EUR
As of 30/06/2017: 0 mln EUR
COREP Code: C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)
Regulation: Articles 4(36), 36(1) point (i) and 89 to 91 of CRR; Articles 36(1) point (k) (i), 243(1) point (k), 244(1) point (k) (ii) and 258 of CRR; Articles 36(1) point (l) (i) and 379(3) of CRR; Articles 36(1) point (k) (iv) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR

C.1: CET1 Capital Ratio:
- As of 31/12/2016: 15.42%
- As of 30/06/2017: 15.52%
- COREP Code: C33 (1)
C.2: Tier 1 Capital Ratio:
- As of 31/12/2016: 15.42%
- As of 30/06/2017: 15.52%
- COREP Code: C33 (3)
C.3: Total Capital Ratio:
- As of 31/12/2016: 15.42%
- As of 30/06/2017: 15.52%
- COREP Code: C33 (5)

D: CET1 Capital (Fully loaded):
- As of 31/12/2016: 1,151 mln EUR
- As of 30/06/2017: 1,161 mln EUR
E: CET1 Capital Ratio (Fully loaded):
- As of 31/12/2016: 15.21%
- As of 30/06/2017: 15.42%

A.1: Tier 1 Capital (Transitional definition):
- As of 31/12/2016: 1,167 mln EUR
- As of 30/06/2017: 1,168 mln EUR
- COREP Code: C 47.00 (r320,c010)
- Regulation: Article 429 of the CRR; Delegated Regulation (EU) 2015/62
A.2: Tier 1 Capital (Fully phased-in definition):
- As of 31/12/2016: 1,151 mln EUR
- As of 30/06/2017: 1,161 mln EUR
- COREP Code: C 47.00 (r310,c010)
B.1: Total Leverage Ratio Exposures (Transitional definition):
- As of 31/12/2016: 14,135 mln EUR
- As of 30/06/2017: 13,801 mln EUR
- COREP Code: C 47.00 (r300,c010)
B.2: Total Leverage Ratio Exposures (Fully phased-in definition):
- As of 31/12/2016: 14,120 mln EUR
- As of 30/06/2017: 13,793 mln EUR
- COREP Code: C 47.00 (r290,c010)
C.1: Leverage Ratio (Transitional definition):
- As of 31/12/2016: 8.3%
- As of 30/06/2017: 8.5%
- COREP Code: C 47.00 (r340,c010)
C.2: Leverage Ratio (Fully phased-in definition):
- As of 31/12/2016: 8.2%
- As of 30/06/2017: 8.4%
- COREP Code: C 47.00 (r330,c010)

Total Risk Exposure Amount:
- As of 31/12/2016: 7,567 mln EUR
- As of 30/06/2017: 7,529 mln EUR
Credit Risk Exposure:
- As of 31/12/2016: 6,898 mln EUR
- As of 30/06/2017: 6,860 mln EUR
Operational Risk Exposure:
- As of 31/12/2016: 669 mln EUR
- As of 30/06/2017: 669 mln EUR
Securitisation and Re-securitisation Risk Exposure (Banking Book):
- As of 31/12/2016: 0 mln EUR
- As of 30/06/2017: 0 mln EUR
Other Credit Risk Exposure:
- As of 31/12/2016: 6,898 mln EUR
- As of 30/06/2017: 6,860 mln EUR

Interest Income:
- As of 31/12/2016: 473 mln EUR
- As of 30/06/2017: 214 mln EUR
Interest Expenses:
- As of 31/12/2016: 193 mln EUR
- As of 30/06/2017: 88 mln EUR
Net Fee and Commission Income:
- As of 31/12/2016: 29 mln EUR
- As of 30/06/2017: 16 mln EUR
Gains or Losses on Derecognition of Financial Assets:
- As of 31/12/2016: 32 mln EUR
- As of 30/06/2017: 0 mln EUR
Total Operating Income, Net:
- As of 31/12/2016: 338 mln EUR
- As of 30/06/2017: 149 mln EUR
Administrative Expenses:
- As of 31/12/2016: 172 mln EUR
- As of 30/06/2017: 77 mln EUR
Depreciation:
- As of 31/12/2016: 9 mln EUR
- As of 30/06/2017: 4 mln EUR
Provisions or Reversal of Provisions:
- As of 31/12/2016: 3 mln EUR
- As of 30/06/2017: -2 mln EUR
Profit or Loss Before Tax from Continuing Operations:
- As of 31/12/2016: 29 mln EUR
- As of 30/06/2017: -8 mln EUR
Profit or Loss After Tax from Continuing Operations:
- As of 31/12/2016: 10 mln EUR
- As of 30/06/2017: -9 mln EUR
Profit or Loss for the Year:
- As of 31/12/2016: 10 mln EUR
- As of 30/06/2017: -9 mln EUR

Risk Exposure Amount for Market Risk:
- As of 31/12/2016: 0 mln EUR
- As of 30/06/2017: 0 mln EUR
VaR (Memorandum Item):
- As of 31/12/2016: 0 mln EUR
- As of 30/06/2017: 0 mln EUR
Stressed VaR (Memorandum Item):
- As of 31/12/2016: 0 mln EUR
- As of 30/06/2017: 0 mln EUR

Standardised Total Risk Exposure Amount:
- As of 31/12/2016: 17,777 mln EUR
- As of 30/06/2017: 13,778 mln EUR
Breakdown of Credit Risk Exposure:

Category	As of 31/12/2016	As of 30/06/2017
Central Governments or Central Banks	4,678 mln EUR	4,573 mln EUR
Regional Governments or Local Authorities	225 mln EUR	262 mln EUR
Public Sector Entities	27 mln EUR	25 mln EUR
Corporates	125 mln EUR	120 mln EUR
Retail	2,114 mln EUR	2,016 mln EUR
Secured by Mortgages on Immovable Property	2,265 mln EUR	2,300 mln EUR
Exposures in Default	7,115 mln EUR	7,040 mln EUR
Items with Particularly High Risk	313 mln EUR	314 mln EUR
Other Exposures	783 mln EUR	800 mln EUR

Value Adjustments and Provisions:
- As of 31/12/2016: 3,272 mln EUR
- As of 30/06/2017: 3,366 mln EUR

The bank reported consistent CET1 capital levels during the transitional period, with only minor changes from 1,167 mln EUR to 1,168 mln EUR.
The CET1 capital ratio increased slightly from 15.42% to 15.52% during the same period.
The leverage ratio also increased slightly, from 8.2% to 8.4% using the fully phased-in definition.
Total risk exposure decreased from 7,567 mln EUR to 7,529 mln EUR, primarily due to a reduction in credit risk exposure.
The bank reported no market risk exposure, and all risk exposure categories were zero for securitisation, foreign exchange, and commodities.
The P&L showed a decline in operating income, with a significant drop in interest income and net fee and commission income.
The bank experienced a net loss from continuing operations in the second half of 2017.

展开完整摘要