EBA欧洲银行-CY_PQ0RAP85KK9Z75ONZW93_TR_2015_23页_3mb

报告摘要

2015 EU-wide Transparency Exercise Summary

Core Information

Bank Name: Bank of Cyprus Public Company Limited
LEI Code: PQ0RAP85KK9Z75ONZW93
Country Code: CY

Capital Structure

Own Funds

As of 31/12/2014: 3,233 mln EUR
As of 30/06/2015: 3,237 mln EUR
Regulation: Articles 4(118) and 72 of CRR

Common Equity Tier 1 (CET1) Capital

As of 31/12/2014: 3,191 mln EUR
As of 30/06/2015: 3,205 mln EUR
Regulation: Article 50 of CRR

Capital Instruments Eligible as CET1

As of 31/12/2014: 1,380 mln EUR
As of 30/06/2015: 1,405 mln EUR
Regulation: Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR

Retained Earnings

As of 31/12/2014: -144 mln EUR
As of 30/06/2015: -133 mln EUR
Regulation: Articles 26(1) point (c), 26(2) and 36(1) points (a) and (f) of CRR

Accumulated Other Comprehensive Income

As of 31/12/2014: 0 mln EUR
As of 30/06/2015: 0 mln EUR
Regulation: Articles 4(100), 26(1) point (d) and 36(1) point (f) of CRR

Other Reserves

As of 31/12/2014: 1,980 mln EUR
As of 30/06/2015: 1,968 mln EUR
Regulation: Articles 4(117) and 26(1) point (e) of CRR

Minority Interest in CET1 Capital

As of 31/12/2014: -7 mln EUR
As of 30/06/2015: -6 mln EUR
Regulation: Article 84 of CRR

Adjustments to CET1 due to Prudential Filters

As of 31/12/2014: -2 mln EUR
As of 30/06/2015: 0 mln EUR
Regulation: Articles 32 to 35 and 36(1) point (f) of CRR

Deductions from CET1 Capital

Intangible Assets: -16 mln EUR (both dates)
DTAs relying on future profitability: 0 mln EUR (both dates)
IRB shortfall: 0 mln EUR (both dates)
Defined benefit pension fund assets: 0 mln EUR (both dates)
Reciprocal Cross Holdings: 0 mln EUR (both dates)
Excess deduction from AT1 items: 0 mln EUR (both dates)
Deductible DTAs from temporary differences: 0 mln EUR (both dates)
Holdings of CET1 capital instruments with significant investment: -13 mln EUR (30/06/2015)
Amount exceeding 17.65% threshold: 0 mln EUR (both dates)

Other CET1 Capital Elements and Deductions

As of 31/12/2014: 0 mln EUR
As of 30/06/2015: 0 mln EUR

Transitional Adjustments

Grandfathered CET1 instruments: 0 mln EUR (both dates)
Additional minority interests: 0 mln EUR (both dates)
Other transitional adjustments: 0 mln EUR (both dates)

Tier 1 and Tier 2 Capital

Tier 1 Capital

As of 31/12/2014: 3,191 mln EUR
As of 30/06/2015: 3,205 mln EUR
Regulation: Article 25 of CRR

Tier 2 Capital

As of 31/12/2014: 42 mln EUR
As of 30/06/2015: 31 mln EUR
Regulation: Article 71 of CRR

Risk Exposure Amounts

Total Risk Exposure Amount

As of 31/12/2014: 22,715 mln EUR
As of 30/06/2015: 21,527 mln EUR
Regulation: Articles 92(3), 95, 96 and 98 of CRR

Risk Exposure by Type

Credit Risk: 20,544 mln EUR (31/12/2014), 19,385 mln EUR (30/06/2015)
Market Risk (Position, FX, Commodities): 5 mln EUR (31/12/2014), 16 mln EUR (30/06/2015)
Securitisation Risk: 0 mln EUR (both dates)
Operational Risk: 2,085 mln EUR (both dates)
Other Risk Exposure: 0 mln EUR (both dates)

Notes

May include hedges, which are not securitisation positions, as per Article 338.3 of CRR
Original exposure is reported before taking into account credit conversion factors or credit risk mitigation techniques

Profit and Loss (P&L)

Operating Income

As of 31/12/2014: 1,331 mln EUR
As of 30/06/2015: 775 mln EUR

Operating Expenses

Administrative Expenses: 390 mln EUR (31/12/2014), 187 mln EUR (30/06/2015)
Depreciation: 21 mln EUR (31/12/2014), 9 mln EUR (30/06/2015)
Provisions or Reversals: 97 mln EUR (31/12/2014), -1 mln EUR (30/06/2015)
Commitments and Guarantees: 86 mln EUR (31/12/2014), -3 mln EUR (30/06/2015)
Other Provisions: 11 mln EUR (31/12/2014), 2 mln EUR (30/06/2015)
Pending Legal Issues and Tax Litigation: -24 mln EUR (31/12/2014)
Impairment or Reversals on Financial Assets: 636 mln EUR (31/12/2014), 492 mln EUR (30/06/2015)
Loans and Advances: 580 mln EUR (31/12/2014), 460 mln EUR (30/06/2015)
Held to Maturity Investments, AFS Assets, and Financial Assets Measured at Cost: 56 mln EUR (31/12/2014), 31 mln EUR (30/06/2015)
Impairment on Investments in Subsidiaries, Joint Ventures, and Associates and Non-Financial Assets: 61 mln EUR (31/12/2014), 0 mln EUR (30/06/2015)
Share of Profit or Loss on Investments: -5 mln EUR (31/12/2014), 0 mln EUR (30/06/2015)
Profit or Loss from Non-Current Assets and Disposal Groups: 0 mln EUR (both dates)

Profit or Loss

Before Tax from Continuing Operations: 121 mln EUR (31/12/2014), 89 mln EUR (30/06/2015)
After Tax from Continuing Operations: 113 mln EUR (31/12/2014), 81 mln EUR (30/06/2015)
Profit or Loss from Discontinued Operations: -478 mln EUR (31/12/2014), -41 mln EUR (30/06/2015)
Profit or Loss for the Year: -364 mln EUR (31/12/2014), 40 mln EUR (30/06/2015)
Of which Attributable to Owners of the Parent: -304 mln EUR (31/12/2014), 48 mln EUR (30/06/2015)

Risk Exposure by Country

Cyprus

Standardised Total: 36,715 mln EUR (31/12/2014), 35,532 mln EUR (30/06/2015)

United Kingdom

Standardised Total: 504 mln EUR (31/12/2014), 30 mln EUR (30/06/2015)

Russian Federation

Standardised Total: 477 mln EUR (31/12/2014), 404 mln EUR (30/06/2015)

Romania

Standardised Total: 137 mln EUR (31/12/2014), 147 mln EUR (30/06/2015)

Notes on Risk Exposure

Original Exposure: Reported before credit conversion factors or risk mitigation techniques
Value Adjustments and Provisions: May vary by country and are not included in securitisation exposures
Risk Exposure Amount: Represents the total risk exposure after applying risk weights and adjustments

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