EBA欧洲银行-EBA-BS-2017-317rev1-28Final-Minutes-BoS-12-September-20172920For-Publication_13页_415kb

报告摘要

EBA BS 2017 317rev1 Summary

Core Content

The Board of Supervisors (BoS) of the European Banking Authority (EBA) convened on 12 September 2017 in London. The meeting covered a range of topics, including the approval of the agenda, the conversion of taskforces into standing committees, the work programme for 2018, Brexit-related matters, proportionality initiatives, and updates on various regulatory exercises and stress tests.

Main Agenda Items and Outcomes

Agenda Item 2: Welcome and Approval of the Agenda

The BoS approved the agenda for the meeting.
The Chairperson, Andrea Enria, thanked the Swedish Financial Supervisory Authority's high-level alternate for his contribution and announced a call for expression of interest to co-chair the Standing Committee on Oversight and Practices (SCOP).
Appointments of new BoS members and alternates were confirmed:
- Ed Sibley as new member from the Central Bank of Ireland.
- Gerry Cross as high-level alternate.
- Anne-Sofie Reng Japhetson as high-level alternate from the Danish Financial Supervisory Authority.
- Alberto Ríos as high-level alternate from the Bank of Spain.
The BoS was informed of the final adoption of the Rules of Procedure on Professional Secrecy for non-Staff by the Management Board (MB).
The Taskforce on Supervisory Benchmarking was converted into a Sub-Group on Supervisory Benchmarking reporting to SCOP.
The BoS was invited to approve the nomination of alternates to the Mediation Panel from the Standing Committee on Resolution (SCoR).
The BoS approved the conversion of the Taskforce on Payment Services (TFPS) into the Standing Committee on Payment Services (SCPS) and its mandate.

Agenda Item 3: Election of Mediation Panel Members

A proposal to nominate new members and substitutes was tabled.
The BoS approved the nomination of new members and substitutes, aiming for a more balanced composition between participating and non-participating Member States.

Agenda Item 4: Appointment of BSG Member

A vacancy in the Banking Stakeholder Group (BSG) was filled with Razvan George Antemir (EMOTA) as new member and Thomas Schmidt (FinLeap) as reserve candidate.

Agenda Item 5: EBA's Work Programme 2018

The EBA proposed a 2018 Work Programme with four main priorities:
- Data analysis and infrastructure.
- Impact of the UK leaving the EU.
- FinTech.
- Training for supervisors.
Additional priorities included tackling NPLs and fostering proportionality.
Members welcomed the programme but requested clarification and adjustments, particularly on:
- Supervisory convergence and outcome alignment.
- Reporting frequency vs. scope.
- Use of the K-CMG measure for capital requirements.
- Waiver for Class 3 firms.
The BoS approved the Work Programme, which would be resubmitted for final review before transmission to the European Commission, Parliament, and Council.

Agenda Item 6: EBA Opinion on Brexit

A draft EBA Opinion on Brexit-related matters was introduced, covering authorisations, internal models, governance, outsourcing, risk transfers, and 'empty shell' companies.
The BoS was invited to submit further comments by the end of the week for final approval by written procedure.

Agenda Item 7: Proportionality: Action Plan on Reporting, Pillar 2 and Pillar 3

The EBA proposed simplifying supervisory reporting for small and non-complex institutions, introducing risk-based thresholds and centralising Pillar 3 disclosures.
Members expressed support but raised concerns about balancing quantitative and qualitative criteria and maintaining flexibility for supervisors.
The BoS welcomed the proposals and requested further work to ensure continuity between supervision and resolution.

Agenda Item 8: Transparency Exercise 2017

The 2017 transparency exercise was scheduled for launch on 15 September, with final publication expected by end-November.
Banks would verify prefilled templates in October, with data freezing on 31 October.
A FAQ procedure was to be implemented.

Agenda Item 9: 2018 EU-wide Stress Tests

The BoS discussed the timeline for the 2018 stress tests, with three main options considered:
- Option 1: Launch in early 2018, publication by July 2018.
- Option 2: Extend timeline by 3 months.
- Option 3: Postpone to 2019.
The BoS decided to stick with the published timeline (Option 1), with the possibility of a slight adjustment (Option 1 adjusted) to allow a few more weeks for data submission.
The treatment of material conduct risk losses was approved under Option 2, using the floor as a quality assurance tool.
The treatment of exemptions from constraints was approved under Option 1, requiring separate reporting of capital measures and losses after the cut-off date.

Agenda Item 10: Peer Review 2017 and Topics for 2018

The BoS reviewed the progress of the 2017 peer review on O-SILs and agreed to conduct peer reviews on:
- Passport notifications under CRDIV.
- Risk takers (staff with material impact on risk profile).
Future peer reviews were encouraged to cover all areas of EBA's involvement, including consumer protection and resolution.

Agenda Item 11: Discussion Paper on Significant Risk Transfer

A discussion paper on significant risk transfer (SRT) was presented, informing the EBA's technical advice to the Commission.
Key issues included:
- Own funds treatment of excess spread.
- Application of formula-based approaches to securitisation capital requirements on NPLs.
The BoS endorsed the discussion paper for public consultation.

Agenda Item 12: Discussion on Basel 1 Floor

The Basel 1 floor was set to expire on 31 December 2017 unless extended.
The BoS concluded no immediate action was needed and would revisit the issue after the Basel standards reform negotiations.

Conclusion

The BoS approved the EBA's Work Programme 2018, Brexit-related opinion, and the conversion of taskforces into standing committees.
Decisions were made on the treatment of material conduct risk losses and exemptions from constraints.
The BoS endorsed the discussion paper on significant risk transfer and agreed on the peer review topics for 2018.
The discussion on the Basel 1 floor concluded with no action taken at this stage.

Participants and Observers

Chairperson: Andrea Enria
Participants: Representatives from 28 countries, including:
- Austria (Helmut Ettl)
- Belgium (Jo Swyngedouw/David Guillaume)
- Bulgaria (Stoyan Manolov)
- Croatia (Željko Jakuš)
- Cyprus (Stelios Georgakis)
- Czech Republic (Zuzana Silberová)
- Denmark (Anne-Sofie Reng Japhetson)
- Estonia (Andres Kurgpöld)
- Finland (Jyri Helenius)
- France (Frédéric Visnovsky)
- Germany (Peter Lutz)
- Greece (Spyridoula Papagiannidou)
- Hungary (Gábor Gyura)
- Ireland (Gerry Cross)
- Italy (Andrea Pilati)
- Latvia (Gunta Razāne)
- Lithuania (Vytautas Valvonis)
- Luxembourg (Christiane Campill)
- Malta (Marianne Sciclunna/Ray Vella)
- Netherlands (Jan Sijbrand)
- Poland (Andrzej Reich)
- Portugal (Pedro Duarte Neves/José Rosas)
- Romania (Nicolae Cinteza)
- Slovakia (Tatiana Dubinová)
- Slovenia (Damjana Iglič)
- Spain (Jesús Saurina Salas/Alberto Ríos)
- Sweden (Uldis Cerps)
- UK (Sam Woods/Sasha Mills)
Non-voting Members:
- SSM
- European Commission
- EIOPA
- ESMA
- ESRB
- EFTA Surveillance Authority
Observers:
- Iceland (Jon Thor Sturluson)
- Liechtenstein (Heinz Konzett)
- Norway (Bjørn Andersen)
- SRB (Dominique Laboureix)