WTW-2023年董事和高级职员责任调查（英）-2023.3-29页_1mb

报告摘要

International scope with responses from 40 countries.
New approach: Initial survey results report followed by detailed articles inspired by findings.

Cyber risks dominate across regions and industries.
Consumers' risk importance fluctuates: decreased in some regions, increased significantly elsewhere.
New addition: Environmental, Social, and Governance (ESG) coverage under D&O policies—currently rated top 7 only in Australasia.

Cyber-related risks (attacks, data loss, extortion) remain the top concern globally and regionally.
Activities formerly prominent, such as COVID-19 measures, recede in importance.
Climate change is now the leading risk in the Energy and Utilities sector.
By industry:
- Finance/Insurance: Cyber attacks and data loss top the list.
- Healthcare/Utilities: Climate change a major concern.
- Industrial, Services, Retail: Cyber risks remain prevalent.

Cyber risk consistently high.
Climate change shows varying importance by region and sector.
Lips for “very/significant” ratings have shifted for various risks in recent years.

Cybersecurity remains critical for D&O policies.
Cover for cybersecurity risks rated top important by most regions.
Insolvency/bankruptcy distress a concern in North America and others.
Digital transformation triggers need for flexible policies and alternative risk transfer (e.g., captive insurance vehicles).

D&O risks increasingly dominated by cyber and ESG considerations.
Climate risk varies significantly by region—key in Energy/Utilities.
Industries and regions must adapt D&O insurance to match evolving risk landscapes.

展开完整摘要