2014年-EBA欧洲银行管理局_Status_of_CEBS_work_on_de_Larosiere_recommendations_11页_261kb

报告摘要

CEBS Work Summary in Relation to the de Larosière Recommendations

Core Content Overview

The document outlines the current status and planned actions of the Committee of European Banking Supervisors (CEBS) in response to the de Larosière Group's recommendations. These recommendations focus on enhancing financial stability, improving regulatory frameworks, and strengthening supervisory practices across the European Union. CEBS is actively involved in various initiatives to align with these recommendations, working in coordination with the Basel Committee of Banking Supervisors (BCBS), the European Commission (EC), and other relevant European authorities.

Main Recommendations and CEBS Actions

Recommendation Number	Key Points	CEBS Actions
1	Review and amend Basel 2 rules to increase capital requirements, reduce pro-cyclicality, improve rules for off-balance sheet items, enhance liquidity risk management, and strengthen internal control and risk management.	CEBS is leading or participating in initiatives to revise trading book requirements, work on dynamic provisioning and capital buffers, design guidelines for securitisation, enhance liquidity risk management, and publish a work plan for risk management guidelines.
2	Adopt a common definition of regulatory capital, clarifying hybrid instruments as Tier 1 capital.	CEBS is working on harmonising the conditions for hybrid instruments as Tier 1 capital and has proposed a common definition of core Tier 1 capital in coordination with BCBS.
3	Strengthen regulation of Credit Rating Agencies (CRAs), reduce their use in financial regulations, and improve transparency.	CEBS is monitoring CRA regulatory changes and has provided advice on ECAI recognition.
4	Simplify and standardise accounting rules, particularly for complex and illiquid instruments.	CEBS published a report in June 2008 and an update in March 2009 on complex and illiquid instruments, and continues to comment on IASB papers.
5	Adopt the Solvency 2 directive with a balanced group support regime and harmonised insurance guarantee schemes.	CEBS has not yet provided specific actions for this recommendation.
6	Ensure competent authorities have sufficient supervisory powers and strong sanction regimes.	CEBS submitted a report on supervisory powers to the European Commission in March 2009.
7	Extend regulation to all firms with systemic financial activities, improve transparency, especially for systemically important hedge funds.	CEBS is reviewing the scope of supervision and has published a paper on transparency.
8	Simplify and standardise over-the-counter derivatives and require central clearing houses for credit default swaps.	CEBS will issue guidelines on the prudential treatment of securitisation, including retention clauses.
9	Develop common rules for investment funds and tighten supervisory control over depositories and custodians.	CEBS has provided advice on custodians and is ensuring alignment with ECB-CESR recommendations.
10	Reduce national discretions and ensure harmonised core rules in the EU.	CEBS has advised the EC on reducing national discretions and is ready to assist further.
11	Align financial sector compensation schemes with long-term profitability and shareholder interests.	CEBS published remuneration principles in April 2009 and will consider implementation in Pillar 2.
12	Strengthen internal risk management, including independent stress testing and oversight by supervisors.	CEBS has conducted an analysis of risk management guidelines and prepared a report on stress-testing practices.
13	Establish a coherent regulatory framework for crisis management, including early intervention tools.	CEBS has submitted comments on the EC's White Paper on early interventions.
14	Harmonise Deposit Guarantee Schemes (DGS) and ensure equal protection for all customers.	CEBS has commented on the DGSD review and supported the need for harmonisation.
15	Develop more detailed burden-sharing criteria for cross-border crisis resolution.	CEBS supports the review of the current MoU and its amendment.
16	Set up the European Systemic Risk Council (ESRC) under the ECB.	CEBS has provided comments on the ESRC structure and functions.
17	Establish an effective risk warning system under the ESRC and EFC.	CEBS has supported the ESRC's role in issuing macro-prudential risk warnings.
18	Establish a European System of Financial Supervisors (ESFS) as a decentralised network.	CEBS is involved in the setup of ESFS and has set up supervisory colleges for major cross-border groups.
19	Strengthen national supervisory authorities in the first stage (2009-2010).	CEBS has a supervisory culture network and training programmes, seeking EC funding for training.
20	Develop a more harmonised set of financial regulations and supervisory regimes.	CEBS supports the move towards a consistent sanctioning regime and has commented on national discretions.
21	Reinforce level 3 committees with more resources and improve peer review processes.	CEBS has established a peer review mechanism and is working on guidelines for joint assessment and decision-making.
22	Transform level 3 committees into three European Authorities in the second stage (2011-2012).	CEBS has set up supervisory colleges and is involved in the development of the new Authorities.
23	Initiate planning for the two-stage ESFS transformation by the end of 2009.	CEBS is ready to be fully involved in the planning and transformation process.
24	Review the functioning of the ESFS within three years of its entry into force and consider further reforms.	CEBS has not provided specific actions for this recommendation.
25	Strengthen the Financial Stability Forum (FSF) to promote international regulatory convergence.	CEBS supports the role of the FSF and its alignment with the IMF.
26	Ensure colleges of supervisors conduct comprehensive risk assessments and promote incentive alignment.	CEBS has set up colleges for EU cross-border banking groups and is monitoring their functioning.
27	Develop an international early warning system for financial stability, including a risk map and credit register.	CEBS supports the IMF's role in developing such a system and is ready to assist.
28	Encourage poorly regulated jurisdictions to comply with international standards and exchange information.	CEBS is ready to assist in this effort from a prudential perspective.

Key Information

CEBS is actively engaged in multiple initiatives to align with the de Larosière recommendations, particularly in areas such as capital requirements, risk management, transparency, and crisis management.
CEBS has submitted reports and comments to the European Commission on various aspects, including supervisory powers, early interventions, and remuneration policies.
CEBS is working on harmonising regulatory standards, reducing national discretions, and promoting a consistent supervisory culture across the EU.
The establishment of the European Systemic Risk Council (ESRC) and the European System of Financial Supervisors (ESFS) are key components of the reform agenda, with CEBS playing a central role in their development and implementation.
CEBS has developed guidelines and principles for remuneration and risk management, and continues to monitor and improve the functioning of supervisory colleges and other regulatory frameworks.

展开完整摘要