EBA欧洲银行-For-COMMS-FINAL-Public-Meeting-Register-18-04-2016-Updated-20.10-2016_15页_298kb

EBA Staff Meetings with Stakeholders Summary

Core Content

The document outlines a series of meetings held by the European Banking Authority (EBA) staff with various stakeholders between January and March 2016. These meetings covered a range of topics related to banking regulation, risk management, governance, and financial innovation, with the aim of gathering insights and feedback from industry participants and experts.

Main Topics and Key Information

1. Supervisor Auditor Communication

• Date: 05/01/2016
• Event: EBA Public Hearing
• Participants: Andrew Gambier (ACCA), Huw Jones (Reuters), Silvie Koppes (KPMG), Antje Kosterka (Wirtschaftsprüferkammer Chamber of Public Accountants), Alisdair McIntosh (Chartered Institute of Internal Auditors), Christopher Spall (KPMG IFRG Limited)
• Subject: Supervisor Auditor communication

2. Follow-up on Risk Assessment Survey

• Date: 14/01/2016
• Event: Meeting with analysts, organised by EBA
• Participants: Benjamin Goy (Deutsche Bank), Sebastiano Pirro (Algebris), Daniel Sarp (Deutsche Bank), Marco Troiano (Scope Ratings), Noemi Peruch (Mediobanca), Kinner Lakhani (Deutsche Bank), Jakub Lichwa (Daiwa Capital Markets)
• Subject: Follow-up session on results of biannual risk assessment survey

3. Trust in Boards

• Date: 18/01/2016
• Event: ECODA - Trust in boards
• Participants: ECODA, Beatrice Richez-Baum
• Subject: How can banks ensure trust in their boards

4. Qualified Holding Companies

• Date: 18/01/2016
• Event: EBA Public hearing
• Participants: Stefano Marmo (Kreab), Benjamin Herz (Gleiss Lutz), Federico Cornellii (ABI), Dee Ray (AFME), Valerie Voisin (AFTE), Dominik Adler (Association of German banks), Mayur B Patel (Bank of America Merrill Lynch)
• Subject: Qualified Holding Companies

5. Securitisation

• Date: 19/01/2016
• Event: EBA
• Participants: OSIS, Capco (Tomas Rederer, Carsten Hahn, Rolf Enders)
• Subject: EBA GL on product oversight and governance

6. Risks in the EU Banking Sector

• Date: 20/01/2016
• Event: PwC
• Participants: Anthony Kruizinga (PwC)
• Subject: Risks in the EU banking sector

7. NPL Developments in the EU

• Date: 09/02/2016
• Event: Prometeia
• Participants: Mr Andrea Partesotti
• Subject: NPL developments in the EU

8. Stress Testing

• Date: 11/02/2016
• Event: PwC Stress Testing Seminar
• Participants: Banks participating in the 2016 EU-wide stress test, PwC representatives
• Subject: 2016 EU-wide stress test

9. Leverage Ratio

• Date: 19/02/2016
• Event: VÖB
• Participants: Dr. Matthias Danne (DekaBank), Dr. Cornelius Riese (Deutsche Zentral-Genossenschaftsbank), Lothar Jerzembek (VÖB), Simon Recker (VÖB)
• Subject: Leverage Ratio

10. AT1 Market Developments

• Date: 21/01/2016
• Event: Pimco
• Participants: Matthieu Loriferne (Pimco), Philippe Bodereau (Pimco)
• Subject: AT1 market developments

11. Public Hearing on IMA Assessment Methodology

• Date: 10/02/2016
• Event: EBA Public Hearing
• Participants: Multiple stakeholders including Johnny Elliot (Bank of England), Katy Judd (Barclays), Ortenca Aliaj (Debtwire EUR ABS), Ian Kelly (Deloitte), Marta Gaska (Deutsche Bank), Rob Koning (Dutch Securitisation Association), etc.
• Subject: IMA Assessment Methodology

12. Securitisation and Standard Templates

• Date: 25/02/2016
• Event: EBA
• Participants: LMA
• Subject: Securitisation
• Date: 02/03/2016
• Event: EBA SME Roundtable
• Participants: James Carroll (Central Bank of Ireland), Martin Switaiski (DSGV/ESBG), Volker Heegemann (EACB), Dominique Carriou (ESBG), Almudena Lopez De Ceballos (European Banking Federation), Petri Malinen (The Federation of Finnish Enterprises), Gerhard Huemer (UEAPME), Christine Ott (Deutsche Bundesbank), Christoph Nedeler (KfW Bankengruppe)
• Subject: SMEs and standard templates

13. Governance - Fit and Proper and Internal Governance

• Date: 28/01/2016
• Event: EBA Public Hearing
• Participants: Multiple stakeholders including Johnny Elliot (Bank of England), Katy Judd (Barclays), Ortenca Aliaj (Debtwire EUR ABS), Ian Kelly (Deloitte), Marta Gaska (Deutsche Bank), Rob Koning (Dutch Securitisation Association), etc.
• Subject: Governance - fit and proper and internal governance

14. Public Hearing on Stress Testing

• Date: 29/02/2016
• Event: EBA SME Roundtable
• Participants: James Carroll (Central Bank of Ireland), Martin Switaiski (DSGV/ESBG), Volker Heegemann (EACB), Dominique Carriou (ESBG), Almudena Lopez De Ceballos (European Banking Federation), Petri Malinen (The Federation of Finnish Enterprises), Gerhard Huemer (UEAPME), Christine Ott (Deutsche Bundesbank), Christoph Nedeler (KfW Bankengruppe)
• Subject: Stress testing

15. Sovereign Exposure

• Date: 11/02/2016
• Event: EBA
• Participants: Citibank
• Subject: Sovereign Exposure

16. Digital Regulation and Automation in Advice

• Date: 26/02/2016
• Event: EBA
• Participants: Deutsche Bank (Stefan Marx, Tomohiro Ishikawa)
• Subject: Digital Regulation, Automation in Advice, EU Commission Green Paper on Retail Financial Services, and PSD2

17. IFRS 9

• Date: 05/02/2016
• Event: EBA Public Hearing
• Participants: Jean Plattard (Afore Consulting), Adhurim Ruci (Avantage Reply), Ricardo Sanchez Fernandez (Bankinter), Carlos Ortega Maestre (CaixaBank), Matthieu Arsac (Chappuis Halder & Co), etc.
• Subject: IFRS 9

18. Impact Analysis in Financial Reporting

• Date: 02/03/2016
• Event: EFRAG
• Participants: Patricia McBride, Marie-Pascale Peltre
• Subject: Impact Analysis in the financial reporting area

19. Capital Requirements

• Date: 09/03/2016
• Event: Italian Banking Association
• Participants: Federico Cornelli
• Subject: Capital

20. Supervisory Convergence

• Date: 29/03/2016
• Event: AFME
• Participants: Jouni Aaltonen
• Subject: Leverage Ratio

Summary of Key Themes

• Regulatory Engagement: EBA actively engaged with various stakeholders including banks, auditors, legal experts, and industry associations to discuss regulatory frameworks and their implications.
• Risk Management: Multiple sessions were dedicated to risk assessment, stress testing, and NPL developments, emphasizing the importance of risk monitoring and mitigation strategies.
• Governance and Internal Controls: The focus was on ensuring trust in boards, internal governance, and the impact of EBA's work on internal auditors.
• Securitisation: Several meetings discussed the treatment of CVA risk, IMA assessment methodology, and the implications of securitisation in the EU banking sector.
• Capital and Leverage Ratio: Capital requirements and leverage ratio were central topics in multiple meetings, reflecting ongoing regulatory concerns and adjustments.
• Financial Innovation and Payments: EBA addressed issues related to digital regulation, automation in financial advice, and the response of payment service providers to regulatory changes.

These meetings highlight the EBA's proactive approach in engaging with stakeholders to align regulatory practices with industry needs and challenges.