EBA欧洲银行-IE_Q2GQA2KF6XJ24W42G291_TR_2017_16页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary - The Governor and Company of the Bank of Ireland

Core Information

Bank Name: The Governor and Company of the Bank of Ireland
LEI Code: Q2GQA2KF6XJ24W42G291
Country Code: IE (Ireland)

Own Funds - Transitional Period

Item	As of 31/12/2016 (mIn EUR)	As of 30/06/2017 (mIn EUR)	COREP CODE	Regulation
A	9,384	8,940	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	7,217	7,023	C 0.00 (020,010)	Article 50 of CRR
A.1.1	3,055	3,055	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	5,660	5,485	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	-169	-375	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	53	431	C 0.00 (200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	0	0	C 0.00 (020,010)	Article 84 of CRR
A.1.7	-157	-49	C 0.00 (0250,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8	-625	-691	C 0.00 (0300,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR. Articles 4(115), 36(1) point (b) and 37 point (a) of CRR
A.1.9	-1,215	-1,191	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	-150	-247	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	-8	-17	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	0	0	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	-54	-59	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (b) and 89 to 91 of CRR; Articles 36(1) point (i) (a), 243(1) point (b), 244(1) point (b) and 258 of CRR; Articles 36(1) point (k) (o) and 379(3) of CRR; Articles 36(1) point (k) (v) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR
A.1.14.1	-54	-59	C 0.00 (0460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.15	0	0	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16	0	0	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	-43	-150	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i); 43, 45; 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.20	-127	-126	C 0.00 (0529,010)	-
A.1.21	999	958	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	0	0	C 0.00 (0220,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	0	0	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3	999	958	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2	775	749	C 0.00 (0530,010)	Article 61 of CRR
A.3	7,993	7,772	C 0.00 (015,010)	Article 25 of CRR
A.4	1,392	1,169	C 0.00 (0750,010)	Article 71 of CRR

Capital Ratios - Transitional Period

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)
C.1	14.25%	14.38%
C.2	15.78%	15.91%
C.3	18.53%	18.31%

CET1 Capital Fully Loaded

Item	As of 31/12/2016 (mIn EUR)	As of 30/06/2017 (mIn EUR)
D	6,219	6,065
E	12.30%	12.47%

Leverage Ratio

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)
A.1	7.3%	7.2%
A.2	6.4%	6.4%

Risk Exposure Amounts

Risk Exposure Type	As of 31/12/2016 (mIn EUR)	As of 30/06/2017 (mIn EUR)
Credit risk	50,656	48,840
Securitisation and re-securitisations in the banking book	335	320
Contributions to the default fund of a CCP	0	0
Other credit risk	45,035	43,004
Market risk (position, foreign exchange and commodities)	380	694
Risk exposure amount for Credit Valuation Adjustment	313	230
Operational risk	4,591	4,591
Other risk exposure amounts	2	0
Total Risk Exposure Amount	50,656	48,840

P&L Summary

Item	As of 31/12/2016 (mIn EUR)	As of 30/06/2017 (mIn EUR)
Interest income	3,066	1,442
Of which debt securities income	245	112
Of which loans and advances income	2,719	1,272
Interest expenses	821	300
(Of which deposits expenses)	403	122
(Of which debt securities issued expenses)	318	117
Dividend income	14	9
Net Fee and commission income	400	193
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, and of non financial assets, net	155	14
Gains or (-) losses on financial assets and liabilities held for trading, net	219	128
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-149	-74
Exchange differences [gain or (-) loss], net	1	-1
Net other operating income/(expenses)	37	23
Total Operating Income, Net	2,924	1,435
Administrative expenses	1,710	889
Depreciation	129	74
Provisions or (-) reversal of provisions	58	22
Profit or (-) Loss Before Tax from Continuing Operations	1,001	440
Profit or (-) Loss After Tax from Continuing Operations	792	371
Profit or (-) Loss for the Year	792	371

Credit Risk - Standardised Approach

Item	As of 31/12/2016 (mIn EUR)	As of 30/06/2017 (mIn EUR)
Central governments or central banks	15.234	15.401
Regional governments or local authorities	189	194
Public sector entities	0	0
Multilateral Development Banks	0	0
International Organisations	0	0
Corporates	6,841	6,499
of which: SME	2,884	2,652
Retail	2,238	2,594
of which: SME	227	260
Secured by mortgages on immovable property	438	399
Exposures in default	1,473	1,277
Items associated with particularly high risk	98	88
Other exposures	1,582	1,610
Standardised Total	35,937	36,840

Additional Details

Original exposure is reported before applying credit conversion factors or credit risk mitigation techniques.
Total value adjustments and provisions per country of counterparty do not include securitisation exposures.

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