EBA欧洲银行-PL_P4GTT6GF1W40CVIMFR43_TR_2017_12页_789kb
报告摘要
2017 EU-wide Transparency Exercise Summary
Core Information
- Bank Name: Powszechna Kasa Oszczędności Bank Polski SA
- LEI Code: P4GTT6GF1W440CVIMFR43
- Country Code: PL
Capital Structure and Requirements (Transitional Period)
Own Funds
- Own Funds (as of 31/12/2016): 7,000 mln EUR
- Own Funds (as of 30/06/2017): 7,543 mln EUR
CET1 Capital
- CET1 Capital (as of 31/12/2016): 6,428 mln EUR
- CET1 Capital (as of 30/06/2017): 7,164 mln EUR
Components of CET1 Capital
- Capital instruments eligible as CET1: 283 mln EUR (2016) → 296 mln EUR (2017)
- Retained earnings: 401 mln EUR (2016) → 56 mln EUR (2017)
- Accumulated other comprehensive income: -161 mln EUR (2016) → -72 mln EUR (2017)
- Other Reserves: 6,342 mln EUR (2016) → 7,310 mln EUR (2017)
- Funds for general banking risk: 243 mln EUR (2016) → 253 mln EUR (2017)
- Adjustments to CET1 due to prudential filters: 7 mln EUR (2016) → 8 mln EUR (2017)
- Transitional adjustments: 259 mln EUR (2016) → 120 mln EUR (2017)
Tier 1 Capital
- Tier 1 Capital (as of 31/12/2016): 6,428 mln EUR
- Tier 1 Capital (as of 30/06/2017): 7,164 mln EUR
Tier 2 Capital
- Tier 2 Capital (as of 31/12/2016): 572 mln EUR
- Tier 2 Capital (as of 30/06/2017): 379 mln EUR
Capital Ratios (Transitional Period)
- CET1 Capital Ratio: 14.51% (2016) → 16.00% (2017)
- Tier 1 Capital Ratio: 14.51% (2016) → 16.00% (2017)
- Total Capital Ratio: 15.81% (2016) → 16.85% (2017)
Leverage Ratio
- Tier 1 Capital - Transitional Definition: 6,428 mln EUR (2016) → 7,164 mln EUR (2017)
- Leverage Ratio (Transitional Definition): 9.6% (2016) → 10.2% (2017)
- Tier 1 Capital - Fully Phased-in Definition: 6,439 mln EUR (2016) → 7,179 mln EUR (2017)
- Leverage Ratio (Fully Phased-in Definition): 9.6% (2016) → 10.2% (2017)
Risk Exposure Amounts
- Total Risk Exposure Amount (as of 31/12/2016): 44,287 mln EUR
- Total Risk Exposure Amount (as of 30/06/2017): 44,765 mln EUR
Breakdown of Risk Exposure
- Credit Risk: 40,448 mln EUR (2016) → 41,434 mln EUR (2017)
- Market Risk: 1,845 mln EUR (2016) → 1,439 mln EUR (2017)
- Operational Risk: 1,860 mln EUR (2016) → 1,829 mln EUR (2017)
Profit and Loss (P&L)
- Total Operating Income, Net (as of 31/12/2016): 2,612 mln EUR
- Total Operating Income, Net (as of 30/06/2017): 1,408 mln EUR
Key P&L Items
- Interest Income: 2,231 mln EUR (2016) → 1,245 mln EUR (2017)
- Interest Expenses: 471 mln EUR (2016) → 263 mln EUR (2017)
- Net Fee and Commission Income: 612 mln EUR (2016) → 347 mln EUR (2017)
- Gains or Losses on financial assets and liabilities: 116 mln EUR (2016) → 7 mln EUR (2017)
- Gains or Losses on financial assets and liabilities held for trading: 85 mln EUR (2016) → -80 mln EUR (2017)
- Gains or Losses on financial assets and liabilities designated at fair value through profit or loss: -4 mln EUR (2016) → 1 mln EUR (2017)
- Exchange Differences: 37 mln EUR (2016) → 132 mln EUR (2017)
- Net Other Operating Income/(Expenses): 5 mln EUR (2016) → 16 mln EUR (2017)
Profit or Loss
- Profit or Loss Before Tax from Continuing Operations: 873 mln EUR (2016) → 443 mln EUR (2017)
- Profit or Loss After Tax from Continuing Operations: 673 mln EUR (2016) → 319 mln EUR (2017)
- Profit or Loss for the Year: 673 mln EUR (2016) → 319 mln EUR (2017)
Market Risk
- Total Risk Exposure Amount: 1,842 mln EUR (2016) → 1,435 mln EUR (2017)
- VaR (Average of Previous 60 Working Days): 0 mln EUR (2016) → 0 mln EUR (2017)
- Stressed VaR (Latest Available): 0 mln EUR (2016) → 0 mln EUR (2017)
- Incremental Default and Migration Risk Capital Charge: 0 mln EUR (2016) → 0 mln EUR (2017)
- All Price Risks Capital Charge for CTP: 0 mln EUR (2016) → 0 mln EUR (2017)
Credit Risk - Standardised Approach
- Standardised Total Risk Exposure Amount (as of 31/12/2016): 76,450 mln EUR
- Standardised Total Risk Exposure Amount (as of 30/06/2017): 64,703 mln EUR
Key Breakdown
- Central Governments or Central Banks: 11,539 mln EUR (2016) → 11,701 mln EUR (2017)
- Regional Governments or Local Authorities: 2,283 mln EUR (2016) → 2,390 mln EUR (2017)
- Public Sector Entities: 709 mln EUR (2016) → 743 mln EUR (2017)
- Multilateral Development Banks: 46 mln EUR (2016) → 42 mln EUR (2017)
- International Organisations: 0 mln EUR (2016) → 0 mln EUR (2017)
- Institutions: 2,137 mln EUR (2016) → 1,867 mln EUR (2017)
- Corporates: 17,398 mln EUR (2016) → 17,929 mln EUR (2017)
- Retail: 24,253 mln EUR (2016) → 24,802 mln EUR (2017)
- Secured by Mortgages on Immovable Property: 11,220 mln EUR (2016) → 12,900 mln EUR (2017)
- Exposures in Default: 2,925 mln EUR (2016) → 3,051 mln EUR (2017)
Credit Risk - IRB Approach
- IRB Total Risk Exposure Amount (as of 31/12/2016): 0 mln EUR
- IRB Total Risk Exposure Amount (as of 30/06/2017): 0 mln EUR
Breakdown
- Central Banks and Central Governments: 0 mln EUR (2016) → 0 mln EUR (2017)
- Institutions: 0 mln EUR (2016) → 0 mln EUR (2017)
- Corporates: 0 mln EUR (2016) → 0 mln EUR (2017)
- Retail: 0 mln EUR (2016) → 0 mln EUR (2017)
- Securitisation: 0 mln EUR (2016) → 0 mln EUR (2017)
Sovereign Exposure
- Total Sovereign Exposure (as of 31/12/2016): 9,808.3 mln EUR
- Total Sovereign Exposure (as of 30/06/2017): 11,479.1 mln EUR
Breakdown by Accounting Portfolio
- Held for Trading: 1,496.7 mln EUR (2016) → 1,480.8 mln EUR (2017)
- Designated at Fair Value through Profit or Loss: 622.4 mln EUR (2016) → 622.4 mln EUR (2017)
- Available for Sale: 852.5 mln EUR (2016) → 852.5 mln EUR (2017)
- Loans and Receivables: 6,953.9 mln EUR (2016) → 7,948.0 mln EUR (2017)
- Held-to-maturity Investments: 2,078.1 mln EUR (2017)
Performing and Non-performing Exposures
- Data provided in the table is incomplete.
- The table appears to be cut off, but it includes details on the breakdown of performing and non-performing exposures.
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