EBA欧洲银行-IE_3U8WV1YX2VMUHH7Z1Q21_TR_2017_16页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary - Allied Irish Banks, Plc

Core Information

Bank Name: Allied Irish Banks, Plc
LEI Code: 3U8WV1YX2VMUHH7Z1Q21
Country Code: IE (Ireland)

Own Funds - Transitional Period

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	COREP Code	Regulation
A	11,772	12,139	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	10,308	10,678	C 0.00 (020,010)	Article 50 of CRR
A.1.1	3,083	3,083	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	7,072	7,601	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	1,033	726	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	1,213	1,177	C 0.00 (0200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	0	0	C 0.00 (020,010)	Article 84 of CRR
A.1.7	-472	-303	C 0.00 (0250,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8	-392	-444	C 0.00 (0300,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR; Articles 4(115), 36(1) point (b) and 37 point (a) of CRR
A.1.9	-3,050	-2,816	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	-46	0	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	-126	-102	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	0	0	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (i) and 89 to 91 of CRR; Articles 36(1) point (k) (i), 243(1) point (k), 244(1) point (k) (ii) and 258 of CRR; Articles 36(1) point (l) (i) and 379(3) of CRR; Articles 36(1) point (k) (iv) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR
A.1.15	0	0	C 0.00 (0460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.16	0	0	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	0	0	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i), 43, 45, 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.18	0	0	C 0.00 (0510,010)	Article 48 of CRR
A.1.19	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20	0	0	C 0.00 (0529,010)	-
A.1.21	1,994	1,755	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	0	0	C 0.00 (0220,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	0	0	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3	1,994	1,755	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2	485	494	C 0.00 (0530,010)	Article 61 of CRR
A.2.1	494	494	C 0.00 (0540,010) + C 0.00 (0670,010)	-
A.2.2	0	0	C 0.00 (0570,010)	-
A.2.3	0	0	C 0.00 (0690,010) + C 0.00 (0700,010) + C 0.00 (0710,010) + C 0.00 (0740,010) + C 0.00 (0744,010) + C 0.00 (0748,010)	-
A.2.4	-9	0	C 0.00 (0660,010) + C 0.00 (0680,010) + C 0.00 (0730,010)	-
A.3	10,793	11,172	C 0.00 (015,010)	Article 25 of CRR
A.4	979	967	C 0.00 (0750,010)	Article 71 of CRR
A.4.1	783	783	C 0.00 (0760,010) + C 0.00 (0890,010)	-
A.4.2	0	13	C 0.00 (0910,010) + C 0.00 (920,010) + C 0.00 (930,010) + C 0.00 (940,010) + C 0.00 (950,010) + C 0.00 (970,010) + C 0.00 (974,010) + C 0.00 (978,010)	-
A.4.3	197	172	C 0.00 (0880,010) + C 0.00 (0900,010) + C 0.00 (0960,010)	-

Capital Ratios (Transitional Period)

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)
C.1	19.01%	19.95%
C.2	19.90%	20.87%
C.3	21.71%	22.68%

CET1 Capital Fully Loaded

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
D	8,314	8,922
E	15.33%	16.67%

Leverage Ratio

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)
C.1	11.0%	12.1%
C.2	9.2%	10.4%

Risk Exposure Amounts

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Credit risk	48,843	47,910
Securitisation	49	52
Default fund of CCP	0	0
Other credit risk	48,793	47,858
Market risk	288	352

P&L Summary

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Interest income	2,742	1,303
Debt securities income	451	211
Loans and advances income	2,070	987
Interest expenses	729	226
Deposits expenses	277	94
Debt securities issued expenses	377	92
Net Fee and commission income	395	195
Gains or (-) losses on derecognition	372	29
Gains or (-) losses on financial assets held for trading	73	58
Gains or (-) losses on financial assets designated at fair value	0	0
Gains or (-) losses from hedge accounting	-60	-5
Exchange differences	0	1
Net other operating income/(expenses)	100	154
Total Operating Income, Net	2,919	1,536
Administrative expenses	1,462	752
Depreciation	94	53
Provisions or (-) reversal of provisions	-2	-4
Commitments and guarantees given	-2	-4
Impairment or (-) reversal of impairment on financial assets	-295	-19
Loans and receivables	-294	-19
Held to maturity investments, AFS assets and financial assets measured at cost	-2	0
Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associates and on non-financial assets	7	1
Profit or (-) Loss Before Tax from Continuing Operations	1,682	761
Profit or (-) Loss After Tax from Continuing Operations	1,356	652
Profit or (-) Loss for the Year	1,356	652

Market Risk

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Traded Debt Instruments	279	344
Equities	9	8
Foreign exchange risk	0	0
Commodities risk	0	0
Total Risk Exposure Amount	288	352

Credit Risk - Standardised Approach

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Central governments or central banks	11,504	10,456
Corporates	11,225	9,499
Retail	9,118	10,121
Secured by mortgages on immovable property	17,694	16,393
Exposures in default	6,802	5,665
Items associated with particularly high risk	1,089	1,419
Standardised Total	61,420	57,011