EBA欧洲银行-SI_549300271OUEJT4RYD30_TR_2017_14页_1mb

报告摘要

2017 EU-wide Transparency Exercise Summary

Core Information

Bank Name: Abanka d.d.
LEI Code: 549300271OUEJT4RYD30
Country Code: SI (Slovenia)

Own Funds - Transitional Period

Item	As of 31/12/2016 (EUR)	As of 30/06/2017 (EUR)	COREP CODE	Regulation
A	495	504	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	495	504	C 0.00 (020,010)	Article 50 of CRR
A.1.1	433	433	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	24	24	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	42	36	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	40	47	C 0.00 (020,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	0	0	C 0.00 (020,010)	Article 84 of CRR
A.1.7	-1	-1	C 0.00 (0250,010)	Articles 32 to 35 of and 36 (1) point (f) of CRR
A.1.8	-8	-8	C 0.00 (0300,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR; Articles 4(115), 36(1) point (b) and 37 point (a) of CRR
A.1.9	-7	-8	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	0	0	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	0	0	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	-3	-2	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Articles 4(36), 36(1) point (b) and 89 to 91 of CRR; Articles 36(1) point (i) (a), 243(1) point (b), 244(1) point (b) and 258 of CRR; Articles 36(1) point (k) (o) and 379(3) of CRR; Articles 36(1) point (k) (v) and 153(3) of CRR and Articles 36(1) point (k) (v) and 155(4) of CRR
A.1.14.1	0	0	C 0.00 (0460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.15	0	0	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16	0	0	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	0	0	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i); 43, 45, 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.18	0	0	C 0.00 (0510,010)	Article 48 of CRR
A.1.19	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20	0	0	C 0.00 (0529,010)	-
A.1.21	-24	-19	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	0	0	C 0.00 (0220,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	0	0	C 0.00 (0240,010)	Articles 479 and 480 of CRR
A.1.21.3	-24	-19	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2	0	0	C 0.00 (0530,010)	Article 61 of CRR
A.2.1	0	0	C 0.00 (0540,010) + C 0.00 (0670,010)	-
A.2.2	0	0	C 0.00 (0720,010)	-
A.2.3	3	2	C 0.00 (0690,010) + C 0.00 (700,010) + C 0.00 (710,010) + C 0.00 (744,010) + C 0.00 (748,010)	-
A.2.4	-3	-2	C 0.00 (0660,010) + C 0.00 (0680,010) + C 0.00 (0730,010)	-
A.3	495	504	C 0.00 (015,010)	Article 25 of CRR
A.4	0	0	C 0.00 (0750,010)	Article 71 of CRR
A.4.1	0	0	C 0.00 (0760,010) + C 0.00 (0890,010)	-
A.4.2	0	0	C 0.00 (0910,010) + C 0.00 (920,010) + C 0.00 (930,010) + C 0.00 (940,010) + C 0.00 (950,010) + C 0.00 (970,010) + C 0.00 (974,010) + C 0.00 (978,010)	-
A.4.3	0	0	C 0.00 (0880,010) + C 0.00 (0900,010) + C 0.00 (0960,010)	-

Capital Ratios (Transitional Period)

Item	As of 31/12/2016 (%)	As of 30/06/2017 (%)	COREP CODE	Regulation
C.1	26.51%	25.67%	C33 (1)	-
C.2	26.51%	25.67%	C33 (3)	-
C.3	26.51%	25.67%	C33 (5)	-

CET1 Capital Fully Loaded

Item	As of 31/12/2016 (EUR)	As of 30/06/2017 (EUR)	COREP CODE	Regulation
D	522	525	[C.A.1-A.C.1-3-1.1+1-MIN(A2+A.1.3- A2.2-A.2.4-MIN(A4+A.2.2- A4.3,0))]	-
E	28.05%	26.78%	[D.1]/[B.8-1]	-

Leverage Ratio

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	COREP CODE	Regulation
A.1	495	504	C 47.00 (r320,c010)	Article 429 of the CRR; Delegated Regulation (EU) 2015/62
A.2	522	525	C 47.00 (r310,c010)	-
B.1	4,013	3,824	C 47.00 (r300,c010)	-
B.2	4,010	3,823	C 47.00 (r290,c010)	-
C.1	12.3%	13.2%	C 47.00 (r340,c010)	-
C.2	13.0%	13.7%	C 47.00 (r330,c010)	-

Risk Exposure Amounts

Risk Exposure Type	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)	COREP CODE	Regulation
Credit risk	1,614	1,717	C 0.00 (010,010)	Articles 92(3), 95, 96 and 98 of CRR
Securitisation risk	0	0	-	-
Default fund risk	0	0	-	-
Other credit risk	1,614	1,717	-	-
Market risk	0	0	-	-
Operational risk	252	244	-	-
Total risk exposure	1,867	1,962	-	-

Profit and Loss (P&L)

Item	As of 31/12/2016 (mln EUR)	As of 30/06/2017 (mln EUR)
Interest income	92	41
Of which debt securities income	22	10
Of which loans and advances income	68	31
Interest expenses	13	3
Of which deposits expenses	9	2
Of which debt securities issued expenses	1	0
Dividend income	1	1
Net Fee and commission income	39	21
Gains or losses on derecognition	15	4
Gains or losses on trading	2	1
Gains or losses on fair value through profit or loss	0	0
Gains or losses from hedge accounting	0	0
Exchange differences	0	0
Net other operating income/(expenses)	-6	-3
Total Operating Income, Net	129	63
Profit or loss before tax from continuing operations	84	36
Profit or loss after tax from continuing operations	78	33
Profit or loss for the year	78	33

Risk Exposure Amounts by Country

Country	Credit Risk Exposure (mln EUR)	Total Risk Exposure (mln EUR)
Slovenia	1,614	1,867
Germany	0	0
Other Countries	0	0

Key Observations

The bank's own funds increased from 495 mln EUR to 504 mln EUR during the transitional period.
CET1 capital was calculated as 495 mln EUR and 504 mln EUR for the transitional and fully loaded definitions respectively.
The leverage ratio improved from 12.3% to 13.2% using the transitional definition.
Total risk exposure increased from 1,867 mln EUR to 1,962 mln EUR.
The profit and loss for the year decreased from 78 mln EUR to 33 mln EUR, reflecting a decline in net income.

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