EBA欧洲银行-ES_635400XT3V7WHLSFYY25_TR_2015_21页_1mb

报告摘要

Capital Type	As of 31/12/2014	As of 30/06/2015
Common Equity Tier 1 Capital Ratio	13.26%	12.69%
Tier 1 Capital Ratio	13.99%	13.22%
Total Capital Ratio	13.99%	13.22%

Capital Component	As of 31/12/2014	As of 30/06/2015
Own Funds	2,281	2,196
Common Equity Tier 1 Capital (net of deductions and after transitional adjustments)	2,161	2,109
Capital instruments eligible as CET1 Capital (including share premium and net own capital instruments)	3,021	2,036
Retained Earnings	-810	159
Accumulated Other Comprehensive Income	548	303
Other Reserves	-81	-75
Funds for General Banking Risk	0	0
Minority Interest in CET1 Capital	83	78
Adjustments to CET1 due to prudential filters	0	0
Intangible Assets (including Goodwill)	-136	-135
DTAs that rely on future profitability and do not arise from temporary differences net of associated DTLs	-293	-360
Defined Benefit Pension Fund Assets	-8	-8
Reciprocal Cross Holdings in CET1 Capital	0	0
Excess Deduction from AT1 Items over AT1 Capital	0	0
Deductions related to assets which can alternatively be subject to a 1.250% risk weight	-3	-3
Additional Tier 1 Capital (net of deductions and after transitional adjustments)	120	87
Tier 2 Capital (net of deductions and after transitional adjustments)	0	0

Risk Exposure Type	As of 31/12/2014	As of 30/06/2015
Total Risk Exposure Amount	16,304	16,614
Credit Risk	14,441	14,704
Securitisation and Re-securitisations (Banking Book)	141	132
Contributions to the Default Fund of a CCP	0	0
Other Credit Risk	14,300	14,572
Market Risk (Position, FX, Commodities)	2	0
Credit Valuation Adjustment	104	153
Operational Risk	1,758	1,758

P&L Item	As of 31/12/2014	As of 30/06/2015
Interest Income	944	401
Of which: Debt Securities Income	320	119
Of which: Loans and Advances Income	624	282
Interest Expenses	472	148
Of which: Deposits Expenses	481	168
Of which: Debt Securities Issued Expenses	45	9
Dividend Income	10	1
Net Fee and Commission Income	187	91
Gains or (-) Losses on Derecognition	309	161
Gains or (-) Losses on Financial Assets Held for Trading	0	0
Gains or (-) Losses on Financial Assets Designated at Fair Value through Profit or Loss	0	0
Gains or (-) Losses from Hedge Accounting	0	0
Exchange Differences	0	-1
Net Other Operating Income/(Expenses)	-72	-8
Total Operating Income, Net	906	498
Administrative Expenses	396	200
Depreciation	35	17
Provisions or (-) Reversal of Provisions	20	124
Commitments and Guarantees Given	5	-6
Other Provisions	15	130
Profit or (-) Loss Before Tax from Continuing Operations	116	137
Profit or (-) Loss After Tax from Continuing Operations	108	121
Profit or (-) Loss for the Year	108	121
Of which Attributable to Owners of the Parent	117	125

Exposure Type	As of 31/12/2014	As of 30/06/2015
Original Exposure	47,954	48,257
Exposure Value	42,139	42,633
Risk Exposure Amount	14,441	14,704
Value Adjustments and Provisions	2,483	2,325

Exposure Type	As of 31/12/2014	As of 30/06/2015
Original Exposure	0	0
Exposure Value	0	0
Risk Exposure Amount	0	0
Value Adjustments and Provisions	0	0

Residual Maturity	Country / Region	GROSS DIRECT LONG EXPOSURES	NET DIRECT POSITIONS	DIRECT SOVEREIGN EXPOSURES IN DERIVATIVES	INDIRECT SOVEREIGN EXPOSURES
[0 - 3M]	-	0	0	0	0
[3M - 1Y]	-	0	0	0	0
[1Y - 2Y]	-	0	0	0	0
[2Y - 3Y]	-	0	0	0	0
[3Y - 5Y]	-	0	0	0	0
[5Y - 10Y]	-	0	0	0	0
[10Y - more]	-	0	0	0	0
Total	-	0	0	0	0

The Standardised Approach shows the total risk exposure amount for credit risk as 14,441 mln EUR as of 31/12/2014 and 14,704 mln EUR as of 30/06/2015.
The IRB Approach does not show any significant exposure, with all values reported as 0.
Sovereign Exposure is reported as 0 for all categories.
Transitional Adjustments for CET1 Capital increased from -142 mln EUR to 132 mln EUR.
Total Risk Exposure Amount rose from 16,304 mln EUR to 16,614 mln EUR.
Profit or (-) Loss for the Year increased from 108 mln EUR to 121 mln EUR.
Common Equity Tier 1 Capital decreased from 2,161 mln EUR to 2,109 mln EUR.
Additional Tier 1 Capital decreased from 120 mln EUR to 87 mln EUR.
Retained Earnings increased from -810 mln EUR to 159 mln EUR.
Accumulated Other Comprehensive Income decreased from 548 mln EUR to 303 mln EUR.
Intangible Assets (including Goodwill) decreased slightly from -136 mln EUR to -135 mln EUR.
DTAs that rely on future profitability decreased from -293 mln EUR to -360 mln EUR.
Other Reserves decreased from -81 mln EUR to -75 mln EUR.
Minority Interest in CET1 Capital decreased from 83 mln EUR to 78 mln EUR.