2023全球财富报告（英）-2023-76页_2mb

Global Wealth Report 2023 Summary

In 2022, global wealth experienced its first decline since 2008, falling by 2.4% in nominal US dollars. This decline was concentrated in wealthier regions like North America and Europe, with the US leading losses due to financial asset depreciation. Wealth per adult also dropped for the first time since 2008, reflecting a 3.6% decrease, largely due to US dollar appreciation against other currencies. However, if exchange rates are held constant, total wealth increased by 3.4%.

The decline was driven primarily by falling financial assets (down 9.1%), while non-financial assets (e.g., real estate) remained resilient (up 12.7%). Household debt saw mixed results but contributed less to the overall loss. Wealth inequality decreased slightly, with the top 1% share falling to 44.5%, though the Gini coefficient rose in many regions due to divergent asset price movements.

Regional disparities were pronounced, with Latin America being the only region to see a wealth increase of 18.6%, aided by currency appreciation. Asia-Pacific and China faced significant losses, while Africa's wealth inequality increased despite real GDP growth.

Middle-income countries remained key drivers of wealth growth, narrowing the gap with high-income nations. Projections for 2023–2027 suggest continued wealth growth globally, boosted by rapid expansion in emerging markets, leading to a potential 43% increase in millionaire numbers and 38% rise in total wealth by 2027.

Overall, the report highlights the impact of inflation, currency fluctuations, and asset performance divergence in reshaping global wealth distribution.