EBA欧洲银行-DE_0W2PZJM8XOY22M4GG883_TR_2016_15页_1mb

报告摘要

Item	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)	COREP CODE	Regulation
OWN FUNDS	5,319	5,386	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
CET1 Capital	4,213	4,219	C 0.00 (020,010)	Article 50 of CRR
CET1 Capital (Eligible instruments)	382	382	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
Retained Earnings	3,905	4,122	C 0.00 (0130,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
Accumulated Other Comprehensive Income	-160	-131	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
Additional Tier 1 Capital	292	357	C 0.00 (0530,010)	Article 61 of CRR
Tier 1 Capital	4,505	4,575	C 0.00 (0615,010)	Article 25 of CRR
Tier 2 Capital	814	811	C 0.00 (0750,010)	Article 71 of CRR

Common Equity Tier 1 Capital Ratio: 13.51% (31/12/2015) → 13.53% (30/06/2016)
Tier 1 Capital Ratio: 14.44% (31/12/2015) → 14.67% (30/06/2016)
Total Capital Ratio: 17.05% (31/12/2015) → 17.27% (30/06/2016)

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Credit Risk	15,391	15,233
Securitisation and Re-securitisations (Banking Book)	358	381
Contributions to CCP Default Fund	149	191
Other Credit Risk	14,884	14,660
Market Risk (Position, FX, Commodities)	11,884	12,538
Total Risk Exposure Amount	31,188	31,182

Item	As of 31/12/2015 (mln EUR)	As of 30/06/2016 (mln EUR)
Interest Income	975	416
Net Fee and Commission Income	1,045	472
Gains or (-) Losses on Financial Assets and Liabilities (Fair Value through Profit or Loss)	46	171
Gains or (-) Losses on Hedge Accounting	-4	-2
Exchange Differences	-24	45
Net Operating Income	1,454	758
Administrative Expenses	843	447
Depreciation	20	9
Profit or (-) Loss Before Tax from Continuing Operations	551	251
Profit or (-) Loss After Tax from Continuing Operations	337	148
Profit or (-) Loss for the Year	337	148

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	15,546	20,108
Regional Governments or Local Authorities	759	753
Public Sector Entities	38	48
Multilateral Development Banks	16	26
International Organisations	337	391
Institutions	15,022	14,555
Corporates	918	1,168
Retail	90	118
Exposures in Default	29	28
Standardised Total	33,276	37,866

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	21	19
Regional Governments or Local Authorities	0	0
Institutions	10	17
Corporates	9	13
Retail	0	0
Exposures in Default	25	25
Standardised Total	21	23

Risk Exposure Type	As of 31/12/2015 (EUR)	As of 30/06/2016 (EUR)
Central Governments or Central Banks	0	0
Regional Governments or Local Authorities	49	49
Institutions	1	35
Corporates	90	103
Retail	0	0
Exposures in Default	0	0
Standardised Total	90	103

Transitional Adjustments: These are applied to CET1 and Tier 2 capital to align with regulatory requirements.
Risk Exposure Adjustments: The risk exposure amounts include adjustments for various types of risks and are reported in EUR.
P&L Changes: There is a notable decrease in interest income and net operating income from 31/12/2015 to 30/06/2016, reflecting changes in the bank's operations.
Capital Components: The bank's capital components include CET1, Additional Tier 1, and Tier 2 capital, with specific deductions and adjustments as outlined in the CRR regulations.
Market Risk: The market risk exposure increased slightly from 11,884 to 12,538 million EUR, primarily driven by foreign exchange and commodities risk.
Credit Risk: The credit risk exposure decreased from 15,391 to 15,233 million EUR, with significant exposure to central governments and institutions.

展开完整摘要