EBA欧洲银行-MT_213800EUDXECGWMKKR98_TR_2017_9页_925kb

报告摘要

2017 EU-wide Transparency Exercise Summary - Commbank Europe Ltd

Core Information

Bank Name: Commbank Europe Ltd
LEI Code: 213800EUDXECGWMKKR98
Country Code: MT (Malta)
Reporting Period: 2016 and 2017
Reporting Scope: The bank does not report FINREP data on a consolidated level and only publishes COREP templates.

Capital Structure (Transitional Period)

Own Funds

Code	Description	31/12/2016 (EUR)	30/06/2017 (EUR)	COREP Code	Regulation
A	Own Funds	344	337	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
A.1	CET1 Capital	344	337	C 0.00 (020,010)	Article 50 of CRR
A.1.1	CET1 Eligible Capital	314	314	C 0.00 (030,010)	Articles 26(1) points (a) and (b), 27 to 29, 36(1) point (f) and 42 of CRR
A.1.2	Retained Earnings	0	0	C 0.00 (030,010)	Articles 26(1) point (c), 26(2) and 36 (1) points (a) and (f) of CRR
A.1.3	Accumulated Other Comprehensive Income	0	0	C 0.00 (0180,010)	Articles 4(100), 26(1) point (d) and 36 (1) point (f) of CRR
A.1.4	Other Reserves	30	23	C 0.00 (200,010)	Articles 4(117) and 26(1) point (e) of CRR
A.1.5	Funds for General Banking Risk	0	0	C 0.00 (010,010)	Articles 4(112), 26(1) point (f) and 36 (1) point (f) of CRR
A.1.6	Minority Interest	0	0	C 0.00 (0230,010)	Article 84 of CRR
A.1.7	Adjustments to CET1 due to Prudential Filters	0	0	C 0.00 (0250,010)	Articles 32 to 35 of CRR and 36 (1) point (f) of CRR
A.1.8	Intangible Assets	0	0	C 0.00 (0300,010) + C 0.00 (0340,010)	Articles 4(113), 36(1) point (b) and 37 of CRR
A.1.9	DTA Exclusions	0	0	C 0.00 (0370,010)	Articles 36(1) point (c) and 38 of CRR
A.1.10	IRB Shortfall	0	0	C 0.00 (0380,010)	Articles 36(1) point (d), 40 and 159 of CRR
A.1.11	Defined Benefit Pension Fund Assets	0	0	C 0.00 (0390,010)	Articles 4(109), 36(1) point (e) and 41 of CRR
A.1.12	Reciprocal Cross Holdings	0	0	C 0.00 (0430,010)	Articles 4(122), 36(1) point (g) and 44 of CRR
A.1.13	Excess Deduction from ATI Items	0	0	C 0.00 (0440,010)	Article 36(1) point (j) of CRR
A.1.14	Deductions for 1.250% Risk Weight	0	0	C 0.00 (0450,010) + C 0.00 (0460,010) + C 0.00 (0470,010) + C 0.00 (0471,010) + C 0.00 (0472,010)	Multiple Articles of CRR
A.1.14.1	Deductions from Securitisation Positions	0	0	C 0.00 (0460,010)	Articles 36(1) point (k) (i), 243(1) point (b), 244(1) point (b) and 258 of CRR
A.1.15	CET1 Holdings with No Significant Investment	0	0	C 0.00 (0480,010)	Articles 4(27), 36(1) point (h); 43 to 46, 49 (2) and (3) and 79 of CRR
A.1.16	Deductible DTAs	0	0	C 0.00 (0490,010)	Articles 36(1) point (c) and 38; Articles 48(1) point (a) and 48(2) of CRR
A.1.17	CET1 Holdings with Significant Investment	0	0	C 0.00 (0500,010)	Articles 4(27); 36(1) point (i); 43, 45, 47; 48(1) point (b); 49(1) to (3) and 79 of CRR
A.1.18	Excess Deduction over 17.65% Threshold	0	0	C 0.00 (0510,010)	Article 48 of CRR
A.1.19	Additional Deductions under Article 3 CRR	0	0	C 0.00 (0524,010)	Article 3 CRR
A.1.20	CET1 Capital Elements or Deductions - Other	0	0	C 0.00 (0529,010)	-
A.1.21	Transitional Adjustments	0	0	CA1 (1.1.1.6 + 1.1.1.8 + 1.1.1.26)	-
A.1.21.1	Grandfathered CET1 Instruments	0	0	C 0.00 (0520,010)	Articles 483(1) to (3), and 484 to 487 of CRR
A.1.21.2	Additional Minority Interests	0	0	C 0.00 (0524,010)	Articles 479 and 480 of CRR
A.1.21.3	Other Transitional Adjustments	0	0	C 0.00 (0520,010)	Articles 469 to 472, 478 and 481 of CRR
A.2	Additional Tier 1 Capital	0	0	C 0.00 (0530,010)	Article 61 of CRR
A.3	Tier 1 Capital	344	337	C 0.00 (015,010)	Article 25 of CRR
A.4	Tier 2 Capital	0	0	C 0.00 (0750,010)	Article 71 of CRR

Capital Ratios (Transitional Period)

Code	Description	31/12/2016 (%)	30/06/2017 (%)	COREP Code	Regulation
C.1	CET1 Capital Ratio	53.49%	50.96%	C3A (1)	-
C.2	Tier 1 Capital Ratio	53.49%	50.96%	C3A (3)	-
C.3	Total Capital Ratio	53.49%	50.96%	C3A (5)	-

Leverage Ratio

Code	Description	31/12/2016 (mln EUR)	30/06/2017 (mln EUR)	COREP Code	Regulation
A.1	Tier 1 Capital (Transitional Definition)	344	337	C 47.00 (r320,c010)	Article 429 of CRR
A.2	Tier 1 Capital (Fully Phased-in Definition)	344	337	C 47.00 (r310,c010)	-
B.1	Total Leverage Ratio Exposures (Transitional Definition)	969	933	C 47.00 (r300,c010)	-
B.2	Total Leverage Ratio Exposures (Fully Phased-in Definition)	969	933	C 47.00 (r290,c010)	-
C.1	Leverage Ratio (Transitional Definition)	35.5%	36.1%	C 47.00 (r340,c010)	-
C.2	Leverage Ratio (Fully Phased-in Definition)	35.5%	36.1%	C 47.00 (r330,c010)	-

Risk Exposure Amounts

Description	31/12/2016 (EUR)	30/06/2017 (EUR)
Credit Risk	550	570
Securitisation and Re-securitisations (Banking Book)	0	0
Contributions to CCP Default Fund	0	0
Other Credit Risk	550	570
Market Risk (Position, FX, Commodities)	0	0
Operational Risk	93	91
Total Risk Exposure Amount	643	660

Market Risk Breakdown

Traded Debt Instruments: 0 (both periods)
General Risk: 0 (both periods)
Specific Risk: 0 (both periods)
Equity: 0 (both periods)
Securitisation: 0 (both periods)
Other Exposures: 0 (both periods)
Total Risk Exposure Amount: 643 (31/12/2016), 660 (30/06/2017)

Credit Risk - Standardised Approach (Malta)

Description	31/12/2016 (EUR)	30/06/2017 (EUR)
Original Exposure	0	0
Exposure Value	0	0
Risk Exposure Amount	0	0
Value Adjustments and Provisions	0	0
Standardised Total	0	0

Key Observations

The bank's own funds remained relatively stable, with CET1 Capital decreasing slightly from 344 mln EUR to 337 mln EUR.
Capital ratios decreased from 53.49% to 50.96% for all three categories (CET1, Tier 1, and Total Capital).
Leverage ratios increased slightly from 35.5% to 36.1%.
Total Risk Exposure Amount increased from 643 mln EUR to 660 mln EUR.
The bank had no exposure to securitisation, market risk, or operational risk, according to the provided data.
Credit risk was reported under the Standardised Approach, with all components showing zero exposure.