EBA欧洲银行-LU_549300IVXKQHV6O7PY61_TR_2016_15页_1mb

报告摘要

2016 EU-wide Transparency Exercise Summary for RBC Investor Services Bank S.A.

Core Information

Bank Name: RBC Investor Services Bank S.A.
LEI Code: 549300IVXKQHV6O7PY61
Country Code: LU (Luxembourg)

Own Funds - Transitional Period

Category	As of 31/12/2015	As of 30/06/2016	COREP Code	Regulation
Own Funds	926	942	C 0.00 (010,010)	Articles 4(118) and 72 of CRR
CET1 Capital	926	942	C 0.00 (015,010)	Article 25 of CRR
Additional Tier 1 Capital	0	0	C 0.00 (0530,010)	Article 61 of CRR
Tier 2 Capital	0	0	C 0.00 (0750,010)	Article 71 of CRR

CET1 Capital Components

A.1.1: Capital instruments eligible as CET1 Capital (including share premium and net own capital instruments) - 582 (2015), 582 (2016)
A.1.2: Retained earnings - 339 (2015), 316 (2016)
A.1.3: Accumulated other comprehensive income - 4 (2015), 4 (2016)
A.1.4: Other Reserves - 150 (2015), 173 (2016)
A.1.5: Funds for general banking risk - 0 (2015), 0 (2016)
A.1.6: Minority interest given recognition in CET1 capital - 0 (2015), 0 (2016)
A.1.7: Adjustments to CET1 due to prudential filters - 0 (2015), 0 (2016)
A.1.8: (-) Intangible assets (including Goodwill) - -146 (2015), -130 (2016)
A.1.9: (-) DTAs that rely on future profitability and do not arise from temporary differences net of associated DTLs - 0 (2015), 0 (2016)
A.1.10: (-) IRB shortfall of credit risk adjustments to expected losses - -10 (2015), -11 (2016)
A.1.11: (-) Defined benefit pension fund assets - 0 (2015), 0 (2016)
A.1.12: (-) Reciprocal cross holdings in CET1 Capital - 0 (2015), 0 (2016)
A.1.13: (-) Excess deduction from ATI items over ATI Capital - 0 (2015), 0 (2016)
A.1.14: (-) Deductions related to assets which can alternatively be subject to a 1.250% risk weight - 0 (2015), 0 (2016)
A.1.14.1: Of which: from securitisation positions (-) - 0 (2015), 0 (2016)
A.1.15: (-) Holdings of CET1 capital instruments of financial sector entities where the institution does not have a significant investment - 0 (2015), 0 (2016)
A.1.16: (-) Deductible DTAs that rely on future profitability and arise from temporary differences - 0 (2015), 0 (2016)
A.1.17: (-) Holdings of CET1 capital instruments of financial sector entities where the institution has a significant investment - 0 (2015), 0 (2016)
A.1.18: (-) Amount exceeding the 17.65% threshold - 0 (2015), 0 (2016)
A.1.19: (-) Additional deductions of CET1 Capital due to Article 3 CRR - 0 (2015), 0 (2016)
A.1.20: CET1 capital elements or deductions - other - 8 (2015), 8 (2016)
A.1.21: Transitional adjustments - 0 (2015), 0 (2016)
A.1.21.1: Transitional adjustments due to grandfathered CET1 Capital instruments - 0 (2015), 0 (2016)
A.1.21.2: Transitional adjustments due to additional minority interests - 0 (2015), 0 (2016)
A.1.21.3: Other transitional adjustments to CET1 Capital - 0 (2015), 0 (2016)

Capital Ratios (Transitional Period)

C.1: Common Equity Tier 1 Capital Ratio - 28.18% (2015), 24.28% (2016)
C.2: Tier 1 Capital Ratio - 28.18% (2015), 24.28% (2016)
C.3: Total Capital Ratio - 28.18% (2015), 24.28% (2016)

Own Funds Requirements

B: Total Risk Exposure Amount - 3,288 (2015), 3,878 (2016)

Profit and Loss (P&L)

Interest Income: 63 (2015), 40 (2016)
Net Fee and Commission Income: 306 (2015), 152 (2016)
Gains or (-) Losses on Derecognition: 18 (2015), 2 (2016)
Gains or (-) Losses on Financial Assets Held for Trading: 63 (2015), 40 (2016)
Exchange Differences: 31 (2015), 0 (2016)
Net Other Operating Income/(Expenses): -5 (2015), 4 (2016)
Total Operating Income, Net: 464 (2015), 225 (2016)
Administrative Expenses: 315 (2015), 173 (2016)
Depreciation: 16 (2015), 8 (2016)
Provisions or (-) Reversal of Provisions: 7 (2015), 4 (2016)
Profit or (-) Loss Before Tax from Continuing Operations: 125 (2015), 28 (2016)
Profit or (-) Loss After Tax from Continuing Operations: 95 (2015), 19 (2016)
Profit or (-) Loss for the Year: 95 (2015), 19 (2016)
Of which Attributable to Owners of the Parent: 95 (2015), 18 (2016)

Market Risk

Risk Exposure Amount for Market Risk: 34 (2015), 61 (2016)
Risk Exposure Amount for Commodities Risk: 18 (2015), 36 (2016)
Total Risk Exposure Amount: 3,288 (2015), 3,878 (2016)

Credit Risk - Standardised Approach

Consolidated Data (As of 31/12/2015)

Central Governments or Central Banks: 76 (Original Exposure), 76 (Exposure Value), 1 (Risk Exposure Amount)
Institutions: 166 (Original Exposure), 84 (Exposure Value), 31 (Risk Exposure Amount)
Corporates: 90 (Original Exposure), 9 (Exposure Value), 9 (Risk Exposure Amount)
SME Corporates: 23 (Original Exposure), 7 (Exposure Value), 7 (Risk Exposure Amount)
Other Exposures: 177 (Original Exposure), 177 (Exposure Value), 107 (Risk Exposure Amount)
Standardised Total: 509 (Original Exposure), 346 (Exposure Value), 147 (Risk Exposure Amount)

Luxembourg (As of 30/06/2016)

Institutions: 14 (Original Exposure), 14 (Exposure Value), 3 (Risk Exposure Amount)
Corporates: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
SME Corporates: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Other Exposures: 4 (Original Exposure), 4 (Exposure Value), 3 (Risk Exposure Amount)
Standardised Total: 4 (Original Exposure), 4 (Exposure Value), 3 (Risk Exposure Amount)

France (As of 30/06/2016)

Institutions: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Corporates: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
SME Corporates: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Other Exposures: 41 (Original Exposure), 41 (Exposure Value), 20 (Risk Exposure Amount)
Standardised Total: 41 (Original Exposure), 41 (Exposure Value), 20 (Risk Exposure Amount)

Germany (As of 30/06/2016)

Central Governments or Central Banks: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Regional Governments or Local Authorities: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Public Sector Entities: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Multilateral Development Banks: 0 (Original Exposure), 0 (Exposure Value), 0 (Risk Exposure Amount)
Other Exposures: 4 (Original Exposure), 4 (Exposure Value), 2 (Risk Exposure Amount)
Standardised Total: 4 (Original Exposure), 4 (Exposure Value), 2 (Risk Exposure Amount)

Key Notes

Original Exposure is reported before applying credit conversion factors or risk mitigation techniques.
Total value adjustments and provisions per country of counterparty do not include securitisation exposures.
The data reflects the bank's financial position and risk exposures as of the end of the reporting periods.

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